Atlantafi.com is bringing you the latest on the coronavirus pandemic, which has the state of Georgia and the city of Atlanta under a state of emergency.
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When you run across some of your old photos, do you hear a “Cha-Ching?” Yes, you may be sitting on a gold mine if you have some nice old photos.
This can work wonders for your bank account if you have a lot of pictures from an old photo album. In fact, you just might be sitting on a gold mine.
In this article, we’re going to show you how to make money selling your photos online.
Here’s How To Sell Your Photos Online
One of the biggest misconceptions about selling your photos online is that some people think you have to be a professional photographer and that you can’t be an amateur.
Nothing could be further from the truth. Quality photos sell. There are a lot of companies that will buy your old images, especially if they’re of wildlife or nature.
Here are some platforms that allow you to sell your photos online:
1. Getty Images
Getty Images is one of the largest online photo platforms in the world. The company boasts more than 1.5 million customers, making it a major way for photographers to make money.
To sell photos to Getty Images must apply and be accepted into their Contributor program. The only way to apply is through the Contributor by Getty Images app for iOS or Android.
Inside the app, the requirements are that you three to six sample images, illustrations, or videos (via YouTube links).
Once they review your samples, they will let you know if you’re accepted to either Getty Images or iStock by Getty Images.
How Much Does Getty Images Pay For Photos?
Getty Images pays 15% for photos and 20% for videos. However, exclusive contributors can earn from 25% to 45%.
2. PhotoDune
PhotoDune is another photo website that is popular among creators. To begin selling images on PhotoDune, just create an account and log in. There, you can upload photos to add to their collection.
How Much Does PhotoDune Pay For Images?
Images that you upload to sell at PhotoDune are priced based on the size/megapixels of the file. If you plan to upload more than five pictures, PhotoDune recommends that you use their FTP portal.
There is also a buyer’s fee tacked onto each photo that is sold.
3. Crestock
Crestock, A Canadian company, also lets you sell photos on their website. You keep complete copyright control of your images on Crestock.
Just fill in our simple sign-up form. Your registration will be activated instantly. IOne thing to note about selling on Crestock, if it’s an image with a model in it, the images must be accompanied by a signed model release.
How Much Does Crestock Pay For Images?
Crestock pays photographers between 20% to 40% for single images and 25 cents to 40 cents based on subscription images. Your royalty rate is calculated based on your total number of images sold since joining Crestock. Once your balance hits $50, Crestock will pay you via PayPal.
4. Foap
The Foap app is very popular for IPhone and Android users. The site allows you to upload photos straight from your phone to their platform.
How Much Does Foap Pay For Images?
You can earn $10 for every images sold on Foap, although your earnings get cut in half after the company takes its 50% cut.
5. 500px
500px is one of the easiest sites to sell your stock photos. The site pays more for exclusivity than other sites that sell images.
How Much Does 500px Pay For Images?
500px says you will earn 60% of your net sales if you license your photos exclusively through them alone.
Final Thoughts
Generating cashflow has become easier than ever thanks to the internet. One way that you may not have thought of is by selling your photos.
If you want to make money by selling your photos online, remember to always find out if you get to keep your copyright before you upload your images.
If you’re interested in making extra income, don’t miss How To Make Money At Home and How To Quarantine And Make Cash.
Interested in other ways to save or make money? Check out our Money Section:
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Your credit profile is your portal to having a successful financial life and keeping your debt under control. You can boost your credit over a long period of time or relatively quickly.
Believe it or not, there are some easy steps you can take to raise your credit score quickly. In this article, we’ll go over some ways to do just that.
How To Improve Credit Score Quickly
The reason why your credit score may be low is because of delinquencies — bad debt or bills that you couldn’t pay. These absolutely kill your credit score because unpaid bills tell creditors that you can’t be trusted with debt.
Another thing that could ding your credit are inquiries, which is when a lender inquires as to your creditworthiness. When an inquiry is made your credit may fall a few points.
What Is A Good Credit Score?
A good credit score is one that is generally above 650 and between 600-750. Anything below 500 and you may not be able to get credit, or borrow.
Here is a scale to let you know what’s good, bad and excellent credit:
- Exceptional: 850-800
- Very Good: 799-740
- Good: 739-670
- Fair: 669-580
- Poor: 559-300
About 67% of Americans have a good credit score, according to Experian, one of the national credit bureaus.
How Long Does It Take To Improve Your Credit Score?
It takes as short as 30 days to raise your credit score, but don’t get upset if it takes two months instead.
You didn’t get in financial trouble overnight, so likewise with this, it’s going to take some time to improve your credit. Now let’s talk about how to improve your credit fast in 3 ways:
How To Raise Your Credit Quickly In 4 Ways
You can raise your credit score quickly in a few ways:
1. Get Your FREE Credit Report
First, you need to access your credit report. As an American, you are entitled to one free credit report every year. You can get it by going to annualcreditreport.com.
Once you have your credit report, you need to look over it pretty good. You’ll be looking for any mistakes on any negative items that are on it.
If you dispute anything on your credit report, especially a collection or inquiry, the company must prove that it followed the law. If they can’t prove it (and many can’t) you can have the negative marks removed from your report.
This could raise your credit dramatically!
2. Contact Your Creditor
Believe it or not, creditors want to work with you to bring your account into good standing. If you missed a payment for one reason or another, they may be able to forgive the debt if you contact them.
Resist the temptation to call them. You should write a letter or email and get a documented reply.
If your creditor agrees to forgive the debt, your credit score could rise dramatically!
3. Pay Your Bills On Time
The best way to pull your credit out of the dumps is to make some on-time payments. This will help you build or rebuild your credit history.
Your credit history is the key to being able to borrow money from the banks or get a credit card.
4. Get A Secured Credit Card
A secured credit card is one that may require a deposit and a credit limit somewhere around $2,000. As you pay your bills on time, your credit limit grows.
Nothing tells the credit bureaus that your financial health is improving like credit card use. Of course, you’ll want to keep your credit card debt under control and don’t swipe if you can’t pay it off at the end of the month.
That’s the key: As you keep your credit card bills low, always pay on time.
5. Boost Your Credit By Paying Your Bills
One website that allows you to build your credit quickly is StellarFi, which allows you to build your credit by paying your bills.
One of the most important things you can do is maintain good credit. If you don’t have a high enough credit score, you need to improve it — but how?
Watch this video of Milan and Home-Free USA as she gives more tips on how to improve your credit.
How Many Credit Cards Should I Have To Improve My Credit Score?
The idea that your credit can be hurt by having a large number of credit cards has some truth in it. That’s because of what’s called your debt-to-credit ratio.
A debt-to-credit ratio tells creditors how many of your borrowing power as a whole are you using up by paying your credit card bills. If you overextend yourself, the creditors will use it against you.
As for how many credit cards you need to improve your credit score, there’s no hard and fast rule. That being said, a couple credit cards in the black should suffice.
Summary
So, yes, you can improve your credit fast, but you’ll need to do three things. Let’s go over them again:
- 1. Get Your Free Credit Report
- 2. Contact Your Creditor
- 3. Pay Your Bills On Time
- 4. Get A Secured Credit Card
Are you trying to become more financially literate? Check out Money Mondays at AtlantaFi.com, where we’ll share strategies to save and make cash.
If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.
Read more:
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No matter if you’ve already gotten your tax refund or waiting on it, you should have plans for your money. If you haven’t made any preparations, you could lose what you have real quick.
This article will cover some smart strategies to stretch your tax money and make it work for you.
5 Smart Money Strategies For Your Tax Refund
But first, here are some money mistakes you don’t want to make with your tax refund:
- Spend It At The Club
- Buy Their Relatives Things
- Invest In Get Rich Quick Schemes
If you can help it, stay out of the nightclubs so you don’t overpay for those high-priced drinks and other things.
Now let’s get into what you should do: Here are some smart things to do with your tax refund:
1. Open A Savings Account
Make sure you put away some money by opening a savings account. You can go to one of the major banks or even try some of the online banks. Here are some good ones with the best interest rates:
2. Pay Off Some Bills
The #1 way to save money is to pay your outstanding bills. If you can stay out of debt, then you can enjoy your money. it’s just that simple.
- Prioritize your bills: Determine which bills are most important to pay first, such as rent or mortgage payments, utilities, and credit card bills.
- Create a budget: Create a monthly budget to help you track your income and expenses. This will help you identify areas where you can cut back on spending and allocate more money toward paying off your bills.
- Negotiate with creditors: If you’re having trouble paying your bills, contact your creditors to see if you can negotiate a payment plan or lower interest rates.
3. Start A Business
They say it takes money to make money, and starting a business is the best way to do that. You should try something small so you can handle the operating costs without going into debt.
One of the first steps you should take when considering starting a business is to conduct some market research. The way to do that is to identify a need in the market and determine whether there is demand for your product or service.
Here are some ideas on small businesses you can start:
- Dating Consultant
- Life Coach
- Personal Trainer
- Clothes Reseller
- Blogger
- Lawn Care
- Handyman
Read how to start a business in Atlanta.
4. Fix Up Your Home
With a little extra money, you can make some big improvements around the house. You’d be surprised how easy it is to add thousands of dollars of value to your home just by doing simple renovations and upgrades.
Here are a few you can do:
- Paint Your Home’s Exterior
- Install New Bathroom Fixtures
- Hang Some New Blinds
- Hang A New Front Door
Read up on how to give your home curb appeal.
5. Invest In The Stock Market
Nothing intimidates people like the stock market. You should really think about investing in the stock market if you want your money to work for you.
Learn the strategies and techniques that have made other people successful. Research trading individual stocks, focus as well as stock mutual funds.
Here are five books to check out if you want to learn stock market investing:
- A Beginner’s Guide To The Stock Market
- How To Day Trade For A Living
- How To Make Money In Stocks
- Stock Investing For Money
Final Word
Tax time is here and people are going to start getting those refunds in the mail and direct deposited into their accounts. You know what they say about new money .. but here’s what you don’t need to do with yours: Waste it.Metro Atlanta has a hot economy and that means employers are hiring at a rapid pace. We currently have job articles that show you high-paying jobs, those close to downtown and even side hustles you might like.If you’re looking to get hired in Atlanta right now, there’s a very real possibility that you can land your dream job. -
Have you filed your taxes yet? Because the traditional day to file your taxes fell on a weekend, U.S. taxpayers were given a few more days to get it done.
When Is Tax Day 2023?
If you need a tax extension, hopefully you’ve do it because Americans have up until the last hours of Tuesday, April 18 to file their taxes.
How To File Your Taxes For Free
If you want to file your taxes for free, the IRS provides free tax file software.
If your 2019 adjusted gross income was $69,000 or less, you may quality for free file.
The programs you need to know are these two:
When you file your taxes, one thing you’re going to have look out for are scams, especially the email variety.
The easiest way for criminals to steal sensitive data is simply to ask for it. IRS urges people to learn to recognize phishing emails, calls or texts that pose as familiar organizations such as banks, credit card companies or even the IRS. Keep sensitive data safe.
Atlantafi.com is bringing you the latest on the coronavirus pandemic, which has the state of Georgia and the city of Atlanta under a state of emergency. More definitive advice on health, please visit CDC.gov. Here are some helpful links:
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More big companies, including Amazon, Facebook and Google, have begun layoffs among their workers.
Many industries have been hit, but according to layoffs.fyi, more than 120,000 tech jobs have been lost this year alone.
If you find yourself among the throngs of people laid off, this article can provide some much-needed resources to help you.
What To Do If You’ve Been Laid Off
But don’t despair: There are some proactive things you can do so that you can keep money in your pocket, including finding a job and generating extra cash in the meantime.
What Does Laid Off Mean?
First of all, when it happened to you, the words “laid off,” may have stunned you. I mean, who among us workers is fully able to process those words when they apply to us?
If you’ve been furloughed, it means you’re technically still employed. If you’ve been fired, you don’t qualify for some of the benefits afforded to other categories of job loss.
Also what does laid off even mean? The definition is crucial because it determines whether you’ll be able to collect benefits or not. And that leads us into the initial thing you will want to do when a layoff occurs.
1. File For Unemployment
Go to your respective Department of Labor and file for unemployment. Your former employer may have given you some guidance on this, but it’s not hard to find.
In Georgia, the Department of Labor’s website has all you need to get started. An added bonus this year is that unemployment recipients will get an additional $600 a week until July 31 due to the CARES Act passed by Congress.
One of the requirements of those who would receive unemployment benefits is that you need to be looking for a job.
In fact, proof of your job search is so important to the state, that they will require you to “certify” every week. That’s why you’ll want to …
2. Search For A Job
Looking for a job is more convenient these days, yet it’s still as hard as it’s ever been. You’ll want to use all means at your disposal to find a job. Here are some resources you’ll want to tap:
- Friends and Family
- Job Sites
- Social Groups (Fraternities, Sororities, etc.)
- Help Wanted Signs
- Posters
If you’re not familiar with it, LinkedIn.com is a great resources for job seekers. Here’s how to use it in your job search.
3. Secure Health Insurance
When you get laid off or lose your job another way, your former job is required to keep your health insurance for 60 days post-dismissal.
During this crucial time, you’ll want to look for health insurance so that your coverage continues.
You may qualify for Consolidated Omnibus Budget Reconciliation Act (COBRA), which is employer-sponsored health insurance coverage.
Contrary to popular belief, COBRA insurance is not free. Your monthly premium will typically cost what you’ve been paying plus a 2% service fee.
4. Network
Another thing you’ll want to do is network, network, network. We mentioned checking with family and friends as well as social groups to help you find a job.
You can kick things up a notch by networking online. Join Facebook groups that are job-focused. You can also join “who’s hiring” groups on LinkedIn and other sites.
The bottom line is that you may have to get out of your comfort zone. Talk about yourself, brag about your accomplishments. Some ways to do that are:
5. Start A Side Hustle
While your job search is in high gear, take advantage of the time by looking at what side jobs, projects and hustles you can do to generate income.
Do you like to paint? Maybe you can paint birdhouses or fences? Are you an artists? Perhaps you can do graphics for small businesses or individuals.
If you need some help coming up with ideas, check out our 15 Hobbies You Can Turn Into Side Hustles.
Bottom Line
The U.S. economy is teetering on a recession because of the coronavirus pandemic. If you’ve been laid off, here are some steps you need to take to get back to work.
The bottom line is that even though you may be idle from a working standpoint, you want to stay productive for your mind and wallet’s sake.
Don’t get down on yourself or wallow in pity. Millions of people transition from one job to the next in any given year. In fact, it’s the only way your career can grow.
Metro Atlanta’s hot economy has slowed of late, but that’s OK. There are many ways to make and save money today.We currently have job articles that show you high-paying jobs, those close to downtown and even side hustles you might like.If you’re looking to get hired in Atlanta right now, there’s a very real possibility that you can land your dream job. -
One thing you can bet on is that you’re going to run across a lot of things to buy this year, from food to smart TVs and other devices. How you pay for those things will be very important.
In this article, we’re going to talk about why you should stop using your debit card to pay for things online.
But first, let’s go over the scenario: You shop online or run inside the grocery store to pick up a few things and at checkout, you pull out your debit card and proceed to swipe — but here’s why you shouldn’t.
Why You Should Never Use A Debit Card
For starters, hackers are actively trying to get your money, especially if you store it on websites and other places that may be high risk.
- It’s Harder To Get Refunds: If you’re in the habit of paying for things you buy online with a debit card, it may take you much longer — if ever — to get your money back if there’s a problem.
- Debit Cards Don’t Protect You From Fraud: Credit cards have more fraud protections than debit cards. That’s not to say that debit cards are useless, but if you’ve been defrauded, your money’s usually gone.
To help you understand the distinctions between the two, let’s look at credit cards and debits cards for what they are and how they differ.
What’s The Difference Between A Debit Card And Credit Card?
Debit cards and credit cards are two entirely different forms of payment. The only similarities they have are that they’re both plastic cards.
What Is A Credit Card?
A credit card allows you to borrow money directly from your bank. When you swipe your credit card, you automatically create an account balance that you should pay at the end of the month.
A credit card is backed by the bank or card issuer. That means they have many safeguards in place to protect their product, and you — the cardholder — benefit from that.
What Is A Debit Card?
A debit card is a card that allows you to spend money from your bank account. The amount that is deposited into your account is how much purchasing power you have at any given time.
One convenience of a debit card is that you can access money practically from anywhere by using an ATM.
Is It Bad To Use A Debit Card?
Generally, when making purchases you have more protections with a credit card rather than a debit card. For instance, if you get swindled due to buying a defective product, a credit card issuer typically will refund you the money even before it recoups it from the product seller.
On the other hand, if you use a debit card to buy a defective product, that money is generally not refundable. The bank doesn’t have any incentive to fight for your money.
Bottom Line
It seems like every week there’s another data breaches or cybersecurity incident. It’s a wonder that more people aren’t afraid to pay online with a debit card.
It seems like every week there’s another data breaches or cybersecurity incident. It’s a wonder that more people aren’t afraid to pay online with a debit card.
So the next time you shop at an online store, remember to pull out your credit card, not your debit card.
Again, this is not to say that debit cards serve no purpose, but remember that they only have as much power as what you have in your account.
A credit card, on the other hand, has the card issuer on the hook as well, so they have protections built in to safeguard their investment as well as yours.
Interested in other ways to save or make money? Check out our Money Section:
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Saving money on your phone bill is something you should definitely try to achieve. It’s relatively easy and you can do it.Even if your phone bill is one of the smallest expenses you have, there’s a possibility that you’re spending $20-$40 too much.This article is going to show you how to save money on your phone bill. Follow these steps to cut expenses.1. Downgrade Your Data Plan
A lot of wireless providers have removed the option to downgrade plans from their websites and apps. That’s why you need to call your phone service provider.To downgrade your data plan, you need to call your wireless carrier. Here are there phone numbers:- AT&T: 1-800-331-0500
- T-Mobile: 1-877-453-1304
- Verizon: 1-800-922-0204
2. Start A Family Plan
T-Mobile, Verizon and AT&T all give their biggest discounts to people on a family plan.
For example, a family plan of four costs about $120, while a single line can as high as $75 with the leading wireless companies.Make sure you compare prices between the different carriers, so that you can find the cheapest cell phone plan.
3. Qualify For A Discount
If you’re in the military, a veteran or senior citizen you may be able to save as much as $10 month on your days plan.
Make sure you review the many organizations you may be a part of. Chances are, you qualify for a rebate or reduced plan because of your affiliations.
4. Buy A Refurbished Phone
Who says you have to buy a new phone when a pre-owned one works fine?In some cases you can save up to 80% on the cost of a phone when you choose a refurbished one.Here are some refurbished phones for sale on Amazon.- Samsung Galaxy S9, 64GB, Coral Blue – Fully Unlocked — $272
- Google Pixel 4a – New Unlocked Android Smartphone – 128 GB — $349
- iPhone 8, 64GB, Gold – Fully Unlocked — $228
- Apple iPhone X, 64GB, Space Gray – Fully Unlocked — $389
- Apple iPhone XS, 256GB, Gold – Fully Unlocked — $463
5. Opt For Autopay
All of the phone providers give you an average of $5 off if you choose to enable autopay for your monthly bill.
The savings come to $64 a year if you can make it the full 12 months. That’s not bad.
6. Don’t Get Phone Insurance
If you want to keep your monthly phone bill down, don’t opt for phone insurance.
If you’ve ever filed a claim on a broken phone (I have), even with insurance there are instances where you still have to pay.
Final Words
If you want to stay connected to the world, your phone bill is one expense that you can’t live without. The good news is that you can save money along the way.Metro Atlanta’s hot economy has slowed of late due to the COVID-19, but that’s OK. Check out our Coronavirus Resource Guide and find out how to make and save money.We currently have job articles that show you high-paying jobs, those close to downtown and even side hustles you might like.If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.Read more: -
Generating income has never been as simple and easy as it is these days. Many people bring in extra cash is to fill out survey sites online.
These websites pay you real money (and in some cases, points that you can redeem into gift cards) to do surveys.
In this article, we’ll discuss several of the top survey sites that allow you to earn cash.
Are Survey Sites Legit Places To Make Money?
The survey sites that we will consider all are great resources to build extra income. You won’t get rich by any stretch of the imagination, but what you earn will supplement your income.
Many survey sites conduct market research for diverse clients across several different major industries. They use the information you input to make their products and services better.
- Swagbucks
- Google Opinion Rewards
- Toluna Influencers
- Inbox Dollars
- MyPoints.com
Swagbucks
If you want to do more than just answer surveys for money, Swagbucks is the ideal website for you. At Swagbucks.com, you can earn cash by watching short videos, search the web and more.
You can also earn gifts cards from retailers like Amazon, Walmart, Target and more from using the site.
Is Swagbucks Legit And Safe?
Swagbucks is a rewards program that allows yo to earn points and get cash back by doing different tasks online. instead of being a scam, Swagbucks is a great way to earn extra cash by doing things online.
Google Opinion Rewards
Google Opinion Rewards is an app that pays you to help improve Google’s many products and services. Once you download it, you can see how to fill out surveys about different products.
The way the site works is that you earn credits from filling out surveys related to Google services. You can then convert the credits into cash.
Is Google Opinion Rewards Legit
Google Opinion Rewards is a Google product itself, so it’s as legit as they come.
Like most survey sites, Google Opinion Rewards won’t pay you much. Users can earn roughly between $0.10 and $1.00 per survey completed. The more questions you answer, the more you can earn.
Toluna Influencers
When it comes to surveys, Toluna Influencers is one of the best sites to try out. The surveys on the site will generally take between 15-20 minutes.
The Toluna surveys begin with introductory questions to gauge whether you are the correct demographic. Depending on how you answer will determine if your answers will be counted in the survey.
Is Toluna Influencers Legit?
You may be wondering if Toluna Influencers is a legitimate website and not a scam. Once you sign up for the site, you will see that it is for real.
Inbox Dollars
Inbox Dollars is on online rewards club that pays you via PayPal for completing various tasks on their website.
If you choose to try InboxDollars.com, you’ll find that it is a viable resource for generating income. It will take some time before you actually make a buck, but when you do, the money is 100% real.
Is Inbox Dollars Legit And Safe?
InboxDollars.com is a safe-to-use website that pays users for their time and effort. They even are offering a $5 just to sign up.
My Points
MyPoints.com is a website that allows you to earn points for shopping and buying the things you need and want.
The website is currently offering $10 Amazon and Visa reward cards for those who sign up.
MyPoints.com features several types of surveys on topics like automobiles, fashion, travel, to home and garden.
Is MyPoints.com Legit?
If you’re worrying about whether My Points is a legitimate site, you should know that it very much it. As far as pay, how much you earn depends on how many paid surveys you attempt and complete.
Each online survey has a different payout, with some offering as much as $50. Most will pay less, but also take less time.
Conclusion
If you want to make money online, it’s easier than ever right about now. Thankfully, we’re living in a time when you can actually generate income from the comfort of your home.
Filling out surveys online can earn you a small fortune if you keep at it consistently.
To start making money, all you have to do is register with an email address, create a password and an account on the respective website of your choice.
You can generate cash from your home, work or even in between destinations from your phone, laptop or tablet. What’s not to like?
Of course, there are other ways to earn extra income. You can do it pretty fast or take your time and gradually earn income.Interested in other ways to save or make money? Check out our Money Section:
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If you’ve been to the pump lately, you know that prices are cheaper than they’ve been in more than a year’s time. You may be interested to know which state has the cheapest gas and where to find it.This State Has The Cheapest Gas In America
According to AAA, Texas has the cheapest gas prices in the United States. The national average for a gallon of gas is $3, according to the latest gas price data. In Georgia, the AAA data shows the average price for regular is about $2.77 a gallon.State Regular Mid-Grade Premium Diesel Texas $2.621 $2.995 $3.333 $4.057 Oklahoma $2.644 $2.962 $3.206 $3.860 Arkansas $2.699 $3.077 $3.401 $4.250 Missouri $2.714 $3.012 $3.343 $4.261 Mississippi $2.748 $3.144 $3.487 $4.369 Wisconsin $2.759 $3.172 $3.619 $4.116 Georgia $2.770 $3.170 $3.535 $4.608 Louisiana $2.768 $3.150 $3.517 $4.281 Alabama $2.814 $3.207 $3.589 $4.521 3 Ways To Save Money On Gas
If you’re wondering what it takes to save money on gas, here are three suggestions you can put to good use.Use a Gas App
There are several apps on Android and in the Apple Store. Here are the best apps to use:Pay With Cash
You might not know it, but it’s cheaper to buy gasoline when you pay with cash. When you use a credit card, you will be hit with a credit surcharge. Many gas station operators tack on a fee to process your credit card, which is why the fuel costs will be higher. To get a gas station’s advertised price, pay for gas with cash money!Join A Rewards Program
Another say to save on gas money is to join the rewards program of a gas station near you. Some of the top gas station reward programs include BP, RaceTrac and Shell, which gives you points you can redeem for things like food and gas.Last Words
Some people are convinced that they have to spend more money on premium fuel because their car runs better on it, but that’s not the case for most vehicles! How can you find out for sure? Pull out the owner’s manual. If it says that premium gasoline is recommended, then by all means please use that. The truth is that cheap gas may work find for your vehicle. The type of gas you use will affect your engine’s performance and fuel economy, so always follow what’s written in your car’s manual. Interested in other ways to save or make money? Check out our Money Section:More Articles Like This From AtlantaFi.com: -
An additional round of funds for the In Her Hands initiative, the largest guaranteed income program in the South, is expected to open. This time around, the community site is Southwest Georgia’s Clay-Randolph-Terrell county cluster, Atlanta’s Old Fourth Ward and College Park, Georgia.
The site will open in early 2024. Read on to see the exact deadline for applications.
Program Offers Black Women $850 A Month, No Strings Attached
This article will tell you how to qualify and apply for the In Her Hands initiative.
What Is The In Her Hands Initiative?
In Her Hands is a $13 billion initiative to help solve financial insecurities facing America’s most vulnerable group: women of color. The program is backed by partnership the Georgia Resilience & Opportunity Fund (GRO Fund) and GiveDirectly and promises to provide unconditional cash transfers averaging $850 per month for two years to 650+ Black women in Georgia.
According to the GroFund’s website, the program is a bold move to reverse the economic fortunes of those who have fallen behind and been ignored by America’s policymakers and wealth-builders.
“We are disrupting ‘business as usual’ by promoting assistance that is direct, flexible, dignified, and specifically focused on improving the financial health of Black women,” it says on the website.
What Are The Requirements For The In Her Hands Fund?
Eligible applicants must be women 18 years or older (inclusive of transgender women and non-binary individuals) living in one of the three project sites chosen by the initiative. So far, the three project sites are:
- Old Fourth Ward (currently accepting applications)
-
Southwest Georgia (Clay, Randolph, and Terrell County). (Application opened on June 6).
- College Park, Georgia
To qualify, you also must have been impacted by COVID-19 and make less than or equal to two times the federal poverty line.
How To Apply For the In Her Hands Initiative
To apply for the In Her Hands initiative, you need to be a black woman, a resident of the Old Fourth Ward and, as mentioned, earn less than or equal to two times the federal poverty line.
The final application period is set to open in 2024.
You will need to give some personal information such as:
- Your full name, date of birth, and home address
- A mobile phone number
- A picture of your photo ID (if you have one; if you do not have one, we will ask you to take a photo of yourself instead)
Here’s How Participants Will Be Selected
Participants will be chosen from a randomized lottery from the pool of eligible applicants. Half of the recipients will receive $850 a month for 24 months. The other half will receive a first, lump sum up payment for $4,300 followed by 23 months of $700 payments.
To submit, fill out this online application.
Final Word
If you are selected for the initiative, you will be notified via email or text message within four weeks of submitting your application.
Miriam Laker, research director at GiveDirectly, said, “This project is limited to 650 households in three communities in Georgia, but will deepen our understanding of how guaranteed income impacts a specific demographic: Black women. We expect the research findings will inform more inclusive policy design in the future.”Who couldn’t use an extra $850 a month in their budget? if you’re a Georgia woman of color, you could qualify for this money. The funds are possible due to the In Her Hands initiative, the largest guaranteed income program in the South.More AtlantaFi.com Articles: