• Credit Score Ranges: Do You Know Yours?

    What’s A Good Credit Score Range?

    3 Min Read

    A good credit score is essential to keeping the purchasing power to buy the things you need and want.

    A lot of people no less than zero about their credit scores, so i”m going to break down all you need to know about them, including where to get them and what’s a good credit score range.

    What Is A Credit Score?

    A credit score is a three-digit number assigned to consumers who borrow money. The higher the score, the lower your credit risk.

    If you’re under 18, you may not have a credit score yet.

    As soon as you turn 18, you may notice a bunch of credit card offers in the mail. That’s because by law you’re fair game to be solicited to get a credit card.

    How To Get Your Credit Score

    Let’s say you apply for that credit card and get it. Then, you’ll be assigned a credit score. It will be used by lenders to access your credit risk.

    Here’s How To Get Your Credit Score:

    Every year, you have the right to request one free copy of your credit report from three major credit reporting agencies – Equifax, Experian, and TransUnion.

    You can can request your free credit report online at AnnualCreditReport.com or by calling toll-free 1-877-322-8228.

    If you have any discrepancies on your credit report, you can dispute it.

    When you get your credit report, here’s what you should do:

    • Go over your credit reports with a fine tooth comb
    • Make sure you know which open accounts you have
    • Make sure you know which closed accounts you have

    Credit Score Ranges: What They Mean

    Once you receive your credit report, you’ll see scores ranging from 300 to 850. Here are the credit score ranges for a consumer:

    • Excellent Credit: 850-800
    • Very Good Credit: 799-750
    • Good Credit: 749-700
    • Fair Credit: 699-650
    • Bad Credit: 649-600
    • Poor Credit: 599-300

    What Is A Good Credit Score Range?

    A good credit score range is one that is between 700 to 749. The credit scores are determined by he Fair Isaac Corporation (FICO), which created the scores that lenders use to issue credit.

    What Is A Good Credit Score To Buy A House?

    If you have fair credit, you can still get credit, it just will be at a higher interest rate. Lenders will generally let you qualify for a mortgage with a credit score above 650.

    What Is A Good Credit Score To Buy A Car?

    If you want to buy a car, you can typically qualify with a credit score around 650, which is again in the fair range.

    The truth is that there’s no uniform, agreed-upon minimum that lenders abide by. There’s just so many other factors at play, like how much your downpayment is.

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  • Britt Stewart Offering Free Dance Classes In Atlanta

    2 Min Read

    Britt Stewart of ABC’s Dancing With the Stars is hosting a series of free dance classes this weekend In Atlanta.

    The classes are a part of a partnership between Stewart’s Share the Movement nonprofit and Band-AId’s OurTone brand.

    The three Band-Aid OurTone Dance Clinics will provide free dance classes and resources to local communities.

    The first event will be held on Sunday, August 20th  hosted in partnership with The Black Artists Dance Collective.

    Attendees will have the opportunity to…

    • participate in a class with some of the top professionals in the dance industry including Stewart
    • attend a Q&A panel with leading industry veterans 
    • watch incredible performances from our dance partners
    • create a new TikTok dance
    • participate in a dance battle with scholarship prizes
    • receive a BAND-AID® Brand OURTONE® gift bag and more!

    ATLANTA | RSVP HERE 

    If you want to take care of your body, check out these exercises for beginners led by an acclaimed Atlanta fitness expert.

    You Should Also Read:

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  • ForbesBLK Summit in Atlanta

    Forbes Announces Black Business Summit In Atlanta

    3 Min Read

    Atlanta is home to a countless number of small businesses and entrepreneurs, which is why its tech scene is growing so much. Now comes an initiative that focuses on one of its most underserved communities: black people.

    The first-ever ForbesBLK Summit aims to gather the world’s top Black business leaders, entrepreneurs, entertainers and creators to focus on equity across all segments.

    What Is The ForbesBLK Summit?

    The ForbesBLK Summit has as its goal to convene the world’s top black changemakers and set policies, structures and initiatives in place to achieve a more equitable world.

    Atlanta, being an innovation hub like no other place in the United States, is the ideal city for such a creative venture.

    “Welcome to the Black mecca, welcome to the birthplace of the Black Middle Class, welcome to the place of Black success,” Kelly Beaty English, ForbesBLK Advisory Council Member, said in a news release.

    “We are thrilled to announce Forbes is hosting its first-ever Forbes BLK Summit in Atlanta. We are the city that’s synonymous with Black excellence,” said Atlanta Mayor Andre Dickens. “Atlanta is the perfect place to host an inaugural event that is so timely, progressive and connected to culture.

    When Is The ForbesBLK Summit?

    The ForbesBLK Summit is planned for November 5-6, 2023 in Atlanta.

    Speakers at the event include the following:

    Ron Busby Sr., President & CEO, U.S. Black Chambers, Inc.

    · Shelly Cayette, Chief Commercial Officer, Cleveland Cavaliers

    · Tamira Chapman, President & CEO, Storehouse

    · Phylicia Fant, Head of Music Industry and Culture Collaborations, Amazon

    · Dr. Debra Furr-Holden, Dean of Global Public Health, NYU

    · Milt Newton, Assistant General Manager, Milwaukee Bucks

    · John Hope Bryant, CEO, Operation Hope

    Nicole Pullen Ross, NY Region Head of Private Wealth Management, Goldman Sachs

    · Isiah Thomas, Former NBA Player, Philanthropist, and Chairman & CEO of Isiah International LLC

    “The ForbesBLK Summit is the larger extension of what we’re building around this Forbes platform,” said Jabari Young, ForbesBLK Editorial Lead. “It’s no secret the city of Atlanta is the core foundation of the ForbesBLK community and it’s the perfect home to host and celebrate our inaugural ForbesBLK Summit.”

    Final Word

    Atlanta has a lot of inspirational people and AtlantaFi.com is going to introduce you to many of them as well as cool places to go, great restaurants and other ATL happenings.

    Got an event or know of something opening in and around Atlanta? Holla: CJ@AtlantaFi.com. See what’s poppin’ in the ATL! Subscribe to our  news alerts here, follow us on Twitter and like us on Facebook.

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  • Interlock Taps Renown Artist For Atlanta Mural

    2 Min Read

    The skyline of West Midtown in Atlanta is going to look a lot more artful real soon.

    Interlock Tower, the second phase of The Interlock mixed-use district in West Midtown, Atlanta, has hired world-renowned muralist Tristan Eaton for its property murals.

    Now complete, the two Interlock Tower murals are the first works of art in Atlanta for Eaton. The artist has painted more than 100 murals all over the globe, including in cities such as Moscow, Paris and Los Angeles, among others.

    “They gave me a lot of creative freedom, which was really nice, and I had two big walls to play with,” said Eaton. “I took a different approach for each one — one is a really long landscape composition where I can tell stories inside the letter forms, and I wanted to give references to the history here and about Atalanta the Greek Goddess, which hasn’t really been done before.”

    One mural features Atalanta the archer and hunter goddess with a modern twist and the other piece has bright colors and designs. Both are located in the open park space of the property.

    “It’s a real blessing to be able to do this kind of work. I’m an outsider wherever I go, and I try to paint something for that community, and I try to take that seriously and do a lot of research. Hopefully, I leave behind work that becomes a part of people’s identity, enriches their daily life and lifts them out of a landscape higher than just the land, bricks and concrete, and shows that there’s humanity and creativity amongst us and hopefully that inspires people.”

    Final Word

    The skyline of West Midtown in Atlanta is not the only cool thing in town.

    To explore the city, take advantage of its healthy food choices, perhaps you’ll be interested in our Guide to Local Farmers Markets.

    We also have special coverage of Black Farmers In Atlanta as well as How To Keto In Atlanta.

    More Food Coverage:

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  • Slay Week ATL

    Slay Week ATL Hosts Hair Mogul Taliah Waajid

    3 Min Read

    Slay Week ATL is having an event in Atlanta on Saturday, August 19, 2023. The event will be held at

    Studio House Atlanta 75 John Wesley Dobbs Avenue Northeast Atlanta, GA 30303.

    According to the website, Slay Week is a week-long competition that judges six female competitors between the ages 18 to 30 in the categories of modeling, leadership and entrepreneurship.

    If you choose to attend, you’ll hear from Hollywood film director Princess Monique Filmz and natural hair care business mogul Taliah Waajid.

    The Art of the Slay is a leadership expo produced by A Lady Named Pearl designed to build confidence, leadership and entrepreneurial skills. Get your tickets today. Open to youth and adults.

    A Lady Named Pearl Leadership Expo – The Art of the Slay

    Doors Open at 2pm

    2pm to 3pm (Vendors, Shopping, networking)

    Youth Program – 3pm to 6pm (Fashion Show segments will be featured in between speakers)

    3:00pm – Welcome (Special Performance by Pearl)

    3:20pm – Hannah Dennis (Speaker – Actress/Model)

    3:30pm – Karma Bridges (Speaker – Filmmaker/Women’s Advocate)

    3:45pm – Princess Monique Filmz (Speaker – Hollywood Director)

    4:00pm – Fashion Show

    4:30pm – Business Plan Competition

    5:00pm – Pearls Crossover

    5:30pm – Announcement of Winner of Teen Slay Queen

    6:00pm to 7:00pm (Vendors, Shopping, networking, entertainment)

    *After 7pm, only 18 years of age and up

    Adult Program – 7:00pm – 10:00pm (Fashion Show segments will be featured in between speakers)

    7:00pm – Welcome (Special Performance by Pearl)

    7:20pm – Taliah Waajid (Speaker – Natural Hair Care Mogul)

    7: 50pm – Princess Monique Filmz (Speaker – Hollywood Film Director)

    8:30pm – Fashion Show

    9:00pm – Business Plan Competition

    9:30pm – Pearls Crossover

    9:45pm – Announcement of Winner of Slay Queen

    Slay Week ATL: What To Know

    You can watch Slay Week’s premiere on Youtube.com/aladynamedpearl this month.

    Slay Week ATL is about disrupting the fashion industry one model at a time. According to the website, here’s the motivation behind Slay Week. “The modeling industry is often narrow-casted as just about physical appearance and presenting only the façade of the person. However, Linda Pearl Fils-Aime has discovered a new way to upend the old modeling industry to become a tool to help shape future global leaders of all sizes, gender, perspectives and mindsets.”

    The founder of Slay Week ATL is content creator and producer Linda “Pearl” Fils-Aime, who runs her company, A Lady Named Pearl LLC.

    Slay Week ATL release party

    ———————————————————————————

    This Summer #WeOutside

    While it’s warm, take advantage of the outdoors. Don’t miss these awesome festivals.

    The fun is just starting. Do you love a good restaurant? Check out the new places to eat. Are you a beer drinker? You also may want to visit a craft brewery in the city

    Check out these events in Atlanta today and this week and this weekend:

    Here are more articles from AtlantaFi.com:

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  • Fulton DA Fani Willis

    Who Is Fulton DA Fani Willis?

    5 Min Read

    One of the biggest names in the news lately has been Fulton County District Attorney Fani Willis, who has been in the national spotlight for her vigorous prosecution of some high-profile cases.

    In 2022, Willis brought RICO charges against local Atlanta rappers Young Thug, Gunna and his YSL organization.

    Now she’s back in the media after charges are expected to be filed in Fulton against for President Donald Trump related to the 2020 election. But with all the hoopla surrounding this South Fulton mother of two, you might wonder who is Fani Willis?

    How Old Is Fani Willis?

    Willis celebrated her 52nd birthday in October 2023. At a private fund-raising event that month, Willis decried the verbal and racist attacks against her.

    “I think the craziest ]lie] was that I was sleeping with a gang-banger. Like, what?! I like them old. What are you talking about?” she told the crowd as they laughed.

    Fani Willis: Howard Alum Traces Name To African Roots

    Willis was born and raised in Inglewood, California, but moved to Washington, D.C., with her father after his divorce. As a former member of the Blac Panthers, he was active in his community. He was also a criminal defense attorney.

    Willis was raised in a household that encouraged her to be proud of her blackness. Her name — Fani Taifa — is actually Swahili and means “prosperous” (fani) “People” (taifa).

    In 1992, she graduated from Howard University in Washington D.C., and went to grad school at Atlanta’s Emory University School of Law. She graduated in 1996.

    In 2000, she was lead prosecutor in the Atlanta Public Schools cheating scandal, which made regional headlines. She also became inept at applying Georgia’s Racketeer Influenced and Corrupt Organizations (Rico) Act to many of her cases.

    Championing father’s custody rights, Willis made a name for herself as a strong lawyer who specialized in criminal cases, especially those involving juveniles. Five years after graduating from law school, she got a job as Assistant DA in Fulton.

    Willis Unseats Longtime Fulton DA Paul Howard

    Willis had been a lawyer for nearly a quarter-century before she decided to try to unseat who many people had thought could be unseatable, six-term Fulton DA Paul Howard. But Howard, whom Willis worked under for six years, had been rocked by a number of scandals, all of which he dutifully put out, but workplace issues, including sexual harassment lawsuits, spelled the end of his career.

    Willis, who had been asking God if challenging Howard was the right thing to do, soon saw the many problems at the Fulton DA’s Office as her opportunity to change things for the better.

    “I have gotten calls from South Fulton, North Fulton, Buckhead just begging me to run,” she said.The office under Howard’s leadership is broken, she told reporters at the time. “I believe I’m the right person to fix it.”

    When she defeated Howard in August 2020, a new day had dawned in Atlanta.

    ““I always knew that I wanted to be the district attorney, but in my mind, I would never run against the sitting DA,” she told South Atlanta magazine, “but the cries got louder and louder and louder… and I just took the leap of faith and did what God called me to do.”

    Willis took over for Howard, the first African-American to win election as a district attorney in Georgia. Willis is now the first African-American woman to serve as district attorney in the state.

    Fani Willis legal team for Fulton County DA Office

    Photo credit: Fulton County District Attorney’s Office

    Willis Takes On Trump

    In January 2021, when it was clear that America was turning the page on his presidency, Trump made an illicit phone call to a Georgia election official in search of more than 11,000 votes. Days later, Willis vowed that she would be looking into whether any tampering was done to “influence” the election.

    Her quest has led to what many people say is the strongest indictment against Trump. At issue, is the former Republican president’s attempt to seat fake electors to overturn the results of the 2020 election that put President Biden into office.

    But Trump has not taken the charges quietly. He has built up a considerable narrative about Willis that he tells to large crowds. According to him, Willis is sleeping with a gang member.

    Why is ‘Phoney’ Fani Willis, the severely underperforming D.A. of Fulton County who is being accused of having an ‘affair’; with a gang member of a group that she is prosecuting, leaking my name in regard to a grand jury pertaining to election fraud and irregularities that I say took place in Georgia,” Trump posted on a social media network on August 13.

    Willis responded with an email to her staff, swatting the allegations away as “derogatory and false” as she awaits to bring indictments against Trump.

    ““You may not comment in any way on the ad or any of the negativity that may be expressed against me, your colleagues, this office in the coming days, weeks or months,” Willis wrote. “We have no personal feelings against those we investigate or prosecute and we should not express any.”

    Despite the allegations, Trump remains the frontrunner for the 2024 GOP presidential nomination.

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  • Wednesday Wind Down in East Point

    Dru Hill, Slick Rick, Cherrelle To Play East Point Wednesday Wind Down

    3 Min Read

    The City of East Point has another star-studded lineup for its final concert series known as “Wednesday Wind Down In The Point.”

    The City’s next event is on Wednesday, August 23, 2023, from 5:00 p.m.-9:00 p.m. in the Downtown Commons, located at 2757 East Point Street.

    Who’s Performing At East Point Wednesday Wind Down?

    Here’s who performing at East Point Wednesday Wind Down:

    • Dru Hill
    • Cherrelle
    • 8 Ball & MJG
    • Slick Rick
    • The Soul Cartel

    Admission is Free. Before or after the event, you might want to eat at one of East Point’s top restaurants.

    Wednesday Wind Down In The Point provides an opportunity for residents and visitors to relax in Downtown East Point while enjoying good music, food, and the outdoors.

    Food Trucks along with the East Point Farmers Market will be onsite. Concert goers can bring their blankets and chairs, but no tents, outside food and beverage, or pets will be allowed. For more Information on Wednesday Wind Down In the Point please visit eastpointcity.org. There will also be a spectacular fire work show at the end of this summer concert series.

    FAQs

    What are my transportation/parking options for getting to and from the event?

    Public Parking will be available at the Grady Health Center in East Point (1595 W Cleveland Ave), Customer Care (2791 East Point Street), and Wagon Works (1514 Cleveland Ave). Concert goers who park in the Wagon Works parking lot can use the City’s Pedestrian Bridge to walk over to the event.

    What can I bring into the event?

    Concert goers can bring their blankets and chairs, but no tents, outside food and beverage, or pets will be allowed.

    That’s not all: To find all the good things happening in the city this week, all you have to do is take a look at downtown Atlanta. That’s where some of the best restaurants are as well as where the visitors, namely tourists, are. CNN Center often has something cool going on! Check out these events in Atlanta today and this week and this weekend:

    Final Word

    Wednesdays aren’t the only days to enjoy live music. Check out these live music venues in Atlanta. Interested in dining outside? Here are the best Atlanta restaurants for outdoor eating and here are those with great patios.

    If you want to take your dog to the park, here are the best Atlanta parks for Fido.

    More From AtlantaFi.com:

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  • hip hop concert Atlanta

    Atlanta 50 Hip Hop Concert Series: Schedule, Info, Dates

    4 Min Read

    Are you a fan of hip-hop? I’m talking old Outkast, Goodie Mob, T.I., and the other legends of Atlanta. If so, you’ll love the schedule of events that the city has put in place for a top Atlanta weekend event.

    Atlanta this week has been hosting ATL 50 Hip Hop — a series of events from academia talks, movie series, a time capsule, a blockbuster concert and much more. The City is partnering with local businesses and engaging the community to celebrate the innovative style of music, dance and art that shaped Atlanta’s culture.

    “Atlanta’s role in the evolution of Hip Hop has been outsized and indisputable. It’s only fitting the City of Atlanta joins our community in celebrating the industry and culture we helped shape and helped shape us,” said Mayor Andre Dickens. “Hip Hop goes beyond music—from fashion to art to building economic empires or political movements, it resonates beyond sound. We look forward to commemorating this milestone with the community.”

    ATL 50 Hip Hop begins with the City of Atlanta and Butter.ATL launching Spirit Week on August 7th, 2023.

    Monday, August 7th – Kriss Kross Day

    Tuesday, August 8th – ATL Dance Day

    Wednesday, August 9th – Rep Your City Day

    Thursday, August 10th – Dungeon Family Appreciation Day

    Friday, August 11th – Hip Hop Day, with a Live Broadcast from City Hall with Ryan Cameron

    Then Sunday, August 13th, the City of Atlanta and Sprite present the ATL Hip Hop 50 Concert: YESTERDAY, TODAY AND (404)-EVER at Lakewood Amphitheater hosted by Mayor Andre Dickens, Grammy-award winning songwriter, superproducer, and CEO of So So Def Jermaine Dupri and Emmy award-winning radio personality Ryan Cameron. The free concert will feature performances by Atlanta’s hip hop icons T.I., Goodie Mob, EarthGang, Backbone, Crime Mob, Omeretta The Great, Scotty ATL and special guest appearances.

    Other ATL 50 Hip Hop Events in August include:

    Hip Hop 50 Skate Day

    Cascade Skating Ring is hosting their 20th Annual Customer Appreciation Free Skate Day

    August 5th, 2023 at 1:00 p.m.

    3335 M.L.K. Jr Dr SW, Atlanta, GA 30331

    RSVP at this link

    Movie Series: Hip Hop 50th Edition – ATL

    The City of Atlanta is partnership with the Auburn Avenue Research Library to showcase a series of hip hop inspired movies.

    August 10th, 2023 at 7:00 p.m.

    101 Auburn Ave NE, Atlanta, GA 30303

    Hip Hop is Art: Presented by the Mayor’s Office of Cultural Affairs

    The MOCA is hosting a night of art expression and hip hop, featuring:

    • Iconic photographic hip hop portraits by Cam Kirk
    • A curation of Atlanta hip hop album cover designs by artist DL Warfield
    • Performances by dance troupes WeOnFyre and Bautanzt Here

    August 10th, 2023 at 5:30 p.m.

    Atlanta City Hall, 55 Trinity Ave SW, Atlanta, GA 30303

    ARTSCOOL Exhibition and Mural Unveiling

    Guardian Studios is hosting a collection of pop-up galleries, open studios, graffiti restoration, dance performances to showcase the students of ARTSCOOL, Guardian and the Creative Project fellows.

    August 12th, from 12:00 p.m. to 5:00 p.m.

    785 Echo St NW, Atlanta, GA 30318

    Amazon Presents: The Hip Hop Hooray Community Service Day

    The event will feature gardening projects, a live DJ, local performances, community service activities and much more! Volunteers will be provided lunch and a branded t-shirt upon the conclusion of the event.

    August 19th, 2023 at 9:00 a.m.

    Truly Living Wells for Natural Urban Agriculture

    324 Lawton St SW, Atlanta, GA 30310

    Final Word

    The summertime has been a ball in Atlanta and I’m sure you’ve been outside. Interested in dining outside? Here are the best Atlanta restaurants for outdoor eating and here are those with great patios.

    If you want to take your dog to the park, here are the best Atlanta parks for Fido.

    More From AtlantaFi.com:

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  • metro Atlanta population

    Metro Atlanta Population Hits Record High

    1 Min Read

    Metro Atlanta has grown by leaps and bounds over the past year, adding tens of thousands of people to the region’s population.

    How many people live in Atlanta? You’re going to be surpriised.

    The Atlanta area has added 66,730 residents between April 2022 and April 2023, according to the Atlanta Regional Commission (ARC).

    Metro Atlanta Population Numbers Surpass 5 Million

    The region now has 5.16 million people, the most ever, according to new data released on Wednesday, August 9, 2023. The areas with the fastest growth area:

    Jurisdiction 2022 2023 Change 2022-2023 % Change 2022-2023
    Atlanta Region 5,091,644 5,158,374 66,730 1.3%
    Cherokee 279,840 286,960 7,120 2.5%
    Clayton 302,285 303,315 1,030 0.3%
    Cobb 779,249 785,349 6,100 0.8%
    DeKalb 775,022 779,442 4,420 0.6%
    Douglas 149,297 150,697 1,400 0.9%
    Fayette 122,684 124,284 1,600 1.3%
    Forsyth 265,033 270,833 5,800 2.2%
    Fulton 1,087,170 1,105,670 18,500 1.7%

    “People are moving here for one simple reason: jobs are plentiful,” Mike Carnathan, ARC’s managing director of Research & Analytics, says in the report. “The Atlanta region continues to be an attractive place for businesses to set up shop or expand. It’s a testament to our well-educated population and strong business climate.”

    Final Word

    People move to the city all the time for a variety of reasons: jobs, climate, amenities, etc. If you’re thinking about moving to Georgia, you’re going to know where to live, what apartments to buy and more.

    How to rent an affordable apartment in Atlanta.

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  • Griff Comedy Club opens in Atlanta

    Griff’s Comedy Club Just Opened In Atlanta

    1 Min Read

    Atlanta comedian and radio personality Arlen ‘Griff’ Griffin recently opened a comedy club in the city. The grand opening was August 3, 2023.

    Aside from helming the comedy club,  Griff still will rock the mic on his morning show, Get Up! Mornings with Erica Campbell” on weekdays 6-10am ET. But if you’re looking to laugh in Atlanta, this is where to do it.

    Where is Griff’s Comedy Club Located?

    Griff’s Comedy Club is located at 12377 Veterans Memorial Highway Douglasville, GA 30134. Here’s a map to help you find it.

    Final Word

    If you love to laugh, Atlanta has some of the best comedy clubs in the South. Interested in dining outside? Here are the best Atlanta restaurants for outdoor eating and here are those with great patios.

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