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If you think making money is difficult, wait until you try to save money. The key is to have a strategy in place. By taking a few steps, you can save up to $300 a month.
How To Save Money Fast — Up To $300 A Month
This article is going to show you how to immediately save money so that you can start building up your savings.
- Automate Your Savings
- Cut Out Your Coffee
- Downgrade Your Cell Phone Plan
- Eat Leftovers
- Cancel Unwanted Subscriptions
- Cancel Your Gym Membership
The way you can use this list is to look at your own circumstances to see where you can cut. Make it practical: Going to the extreme will only result in temporary savings.
1. Automate Your Savings
Building a savings account is one thing; consistently contributing to it is another. The simplest method is to utilize direct deposit, offered by most banks and credit unions, to split your paycheck. The idea is to put a portion of your earnings directly into your savings account while the rest goes into your checking account. This way, you can easily designate a specific amount (you decide how much!) to be saved automatically.
Begin by determining the percentage of your paycheck you wish to save. Next, set up automatic transfers. If your employer doesn’t offer direct deposit to multiple accounts, or if you’re self-employed, you can arrange your own automatic transfers from your checking to your savings account. This method ensures your savings grow consistently, earning interest in a secure location, and minimizes the temptation to spend impulsively.
2. Cut Out That Starbucks Coffee
If you’re paying $5 a day for Starbucks Coffee, you’re forking over $25 a week and $100 a month.As an alternative, brew your own coffee at home and save that $100 for a rainy day.Monthly savings: $1003. Downgrade Your Cell Phone Data Plan
Let’s face it, you’ve got Wi-Fi at home as well as in the office. In fact, the average cell phone user only uses 1.6 gigabytes a month, by some estimates.So you likely could cut your phone’s data plan to bare bones without much impact.If you’re paying for gobs of data with AT&T or Verizon, you monthly bill is likely $75-$100.Why not check out one of those pre-paid economy plans that give you unlimited data for $45.Two plans that come to mind are Simple Mobile (runs on T-Mobile’s network) and Straight Talk.Monthly phone bill savings: $35-$50.4. Eat Leftovers
Most U.S. consumers spend $10 a day on food, which is generous for three meals a day — but what if you could cut that in half?Designate two days a week that you will eat leftovers either for lunch or dinner.Instead of paying $50 a day for food, save $25 of that amount.Monthly savings: $1005. Cancel Redundant Subscriptions
If you can watch and listen to music for free on YouTube and watch free movies on Tubi, you may be able to cut down on a host of subscriptions.Many people today have a combination of streaming services, which may equal or exceed what they were paying for cable TV.If you’re paying for them, here are several you should consider cutting:- Pandora Premium – $9.99
- Spotify: $9.99
- Apple Music — $9.99
Movie & TV Streaming
- Netflix: $12.99
- Disney Plus: $6.99
- HBO Now: $14.99
Monthly savings: $60
Here’s a streaming hack that lets you watch for FREE!
6. Cancel That Gym Membership
Even if the COVID pandemic wasn’t going on, you shouldn’t be spending money every month to work out in a gym.
You can save more than $360 a year by eliminating your monthly gym dues. As an alternative, look into creating your own home gym for under $60.
Last Word
It may take some effort and self-evaluation but you can keep more of your money if you devote a little bit of time to evaluating where your money is going every month.
As you can see, you can save quite a bit of money really fast if you try some of the things we’ve mentioned. Here’s the truth…
You Can Save $300 A Month
The savings strategies that we’ve outlined are something that you can put into practice right now. This can be $300 in savings each month. That’s $3,600 a year.
You may have some other ways you’d like to save. Let’s hear from YOU!Interested in other ways to save or make money? Check out our Money Page:
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One ways to keep track of your finances is to save money on regular expenses. If you could lower your car payments, it can make a big difference.
This article will show you several ways to get cheap auto insurance. We’ve done the research for you so all you have to do is get ready to save money.
How You Can Lower Your Auto Insurance Payments
Car insurance companies penalize drivers under age 25 because they rely on statistics and reports that say that motorists younger than that age are responsible for the most accidents, but the truth is that they feel those drivers are more likely to be helped by their parents. That means the insurers feel confident that the high rates can be absorbed by dual income people who feel obligated to help their son or daughter with insurance costs. Wouldn’t it be great if you could just lower your insurance payments altogether? Here are some ways to do just that.
Bundle Your Auto And Home Insurance
The quickest way to drop your rate is to bundle your auto and home insurance. If you don’t have a home and live in an apartment, see if you can bundle your renter’s insurance. Insurance companies have an incentive to lower your rate if you give them more of your business.
Maintain Good Credit
One of the ways car insurance companies determine your rate is by looking at your credit score. A poor score, typically anything below 600, will have you paying more for auto insurance.
Today you can boost your credit score by paying bills and more.
Do all you can to raise your credit score. Here are some ways to do that.
Ask For Discounts
When you contact an auto insurance company, make sure you ask for discounts. If you’re a member of any organization or even your employer may qualify you for a discount on your insurance.
Get Several Insurance Quotes
Never settle for just one insurance quote when you’re shopping for a rate. Always contact several insurance companies and write down their quotes. Once you feel you’ve gotten enough insurance quotes, take a look at your list and compare prices. This way, you’re sure to choose the lowest insurance rate.
Some insurers offer discounts for things like being a member of certain organizations or having certain safety features on your car.
Boost Your Credit Score
Another way to lower your insurance is to improve your credit score.
In some states, your credit score can affect your insurance rates. Work on improving your credit to potentially lower your premiums.
Consider Usage-Based Insurance
Some insurers offer programs where your rates are based on your actual driving habits. If you’re a safe driver, this could save you money.
Last Words
In a large metropolitan city like Atlanta or a small one like Mayberry, you need car insurance. But why does it have to be so expensive? Getting a lower insurance rate is super important today because prices continue to creep upward. Remember to comparison shop so that you can make sure you’re getting the best rate.
If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.Read more: -
If you’ve studied the local real estate market, you know that buying a home takes a lot of preparation, fortune and money!
Some of the things you’ll want to consider will be lifestyle issues: What are the schools like in the area? How close is it from the job? All those are important questions, but one of the main ones is how much money to save for the down payment.
This article will show you some easy steps on how to save money for a home.
How To Save For A House This Year: 5 Steps That Work
Homeownership is an achievement that comes with the American Dream. The problem is that relatively few people ever realize it. But you certainly can. Here are the steps:
1. Set A Realistic Goal
The first thing you need to do is set a realistic goal for the type of home you want to afford. If you think a $900,000 mansion is within your means, then go for it. But for many people, that’s not realistic.
Do some homework on the specific neighborhoods you want to live in. Some are better than others.
You’ll only get the home that you can afford to pay for it. As for the dream homes, please stick to the rivers and the lakes that you’re used to.
2. Create A Budget
Once you’ve set a goal, it’s time to create a budget that will allow you to save up for your down payment. The way to do that is to reduce expenses.
You’ll have to look at your monthly expenses and see if you can cut things like subscriptions and gym memberships.
As you know, you’ll traditionally need 20% down payment to buy a home, but this is not always the case. Many lenders an take down payments much lower than that.
3. Get A Government Loan
The way to afford the home you want is to get a government lender to give you the money. No offense, Bank of America or Regions, but government loans are usually way more generous.
There are some great lenders that let borrowers put down way less than 20%. Here are a few:
- FHA loans
- VA loans
- USDA loans, (no down payment required)
Read our guide on how to find lost government money.
4. Get A Side Hustle
Another great way to save up for a home is to get a side job. Don’t think that you need to kill yourself to earn some extra income. All you need is something to add to the pot you already have.
Don’t know where to start? Read how you can turn hobbies into side hustles fast.
5. Save Your Big Money
Chances are you’re going to get big money at least three times in a calendar year. Save it for your down payment.
No matter if it’s your holiday bonus, tax refund or even a stimulus payment, you will have an opportunity to save big money. All you have to do is put it away.
How Much Money Should I Save A Month To Buy A House?
Because you’ll need to save money incrementally, it’s good to put together a plan to set cash aside each month. How much should you save? It depends.
If you want to buy a home that costs $250,000, you’ll need to save $250 a month for four years until you come up with 20% down payment. That’s around $50,000.
Here’s how to find out much rent you can afford in Atlanta.
How Much Money Do I Have To Make To Save For A House?
A lot of people don’t think they can save money for a house because they aren’t making big money. You may be wondering what kind of salary you need to pull to save up for a home.
The truth is that it depends on what the prices are in your local real estate market.
If you the homes in your area cost $200,000, then you’ll need to save $60,000 for a 30% down payment. If you save $20,000 a year, you can accumulate $60,000 in three short years.
I know it sounds easier than it is to do, but here are some creative ways you can save money.
Last Words
If you’re considering buying a home, there are many things to think about, including getting a home inspection if it’s not a new build.
If you’re serious about saving for a home, there’s nothing that says you have to only save 20% for your down payment. Why not aim for 30%?
The more you save, the cheaper your home will be over the length of the mortgage. If you can save money on the front end, once you get inside your new home, you’ll sleep much better.
Read more: How To Buy Land In 6 Easy Steps
Once you’ve saved a certain amount of money, it’s time to start looking at cheap homes for sale.
Interested in other ways to save or make money? Check out our Money Section:
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Foreclosures are risky investments that can yield big returns if you know what you’re doing.
Buying a foreclosure in Atlanta, Georgia can pay off with a little persistence.
With the local real estate market teetering on unaffordability you can be sure to find several foreclosed properties in the area for sale right now.
What makes a foreclosure so attractive? Well, the primary draw is that these homes are cheaper than market value, so they are very attractive to people looking to get into home investing.
How To Buy A Foreclosure: Everything You Need To Know
This article will tell you everything you need to know about buying a foreclosure.
What Is A Foreclosure?
A foreclosure is a process in which the deed holder of a property seeks to take ownership of it, usually due to unpaid debt.
Here’s how a foreclosure typically works: For one reason or another, a distressed homeowner finds himself or herself in danger of defaulting on their mortgage. When a mortgage payment or perhaps several payments is missed, the bank sends the homeowner a notice of trustee’s sale.
Because the debtor loses possession — and rights — to the home, the lender will look to sell the home under its value.
This makes the home especially attractive to investors. Meanwhile it is an understandably emotional transaction for the previous owner.
Is It Smart To Buy A Foreclosed Home?
Buying a foreclosed home is a great way to get a property for less money than it’s worth. Buying a home in pre-foreclosure — meaning, before it enters the foreclosure phase — may be when the owner is at their most motivated state.
That being said, the wisdom in buying a foreclosure rests entirely with your plans to profit from it. If you don’t have a plan, then buying a foreclosure may be a terrible idea, especially if you don’t get a home inspection done.
Now let’s go over some steps you need to buy a foreclosure. There are three ways you can buy one:
But first, you need to know where the foreclosures are U.S. foreclosure filings are down across most of the U.S., but they’re up double digits in these cities:
- Baton Rouge, Louisiana (43%)
- Atlanta, Georgia (up 25%)
- Salt Lake City, Utah (up 17%)
- Orlando, Florida (up 16%)
- Portland, Oregon (up 16%)
Now, if you live in one of these cities, all you need to do is get a foreclosure filings list to see the properties. Let’s go over the three ways you can buy a foreclosure:
In Pre-Foreclosure
If you learn that a home is in pre-foreclosure, that means that the bank or lender has notified the homeowner that they plan to foreclose on the property.
This creates a motivated seller. If you happen to approach the homeowner about selling the property, you can get it for a good price.
The key to buying a pre-foreclosure home is to get while the owner still has control. Once the property goes into foreclosure, the owner loses all rights and you have to deal with the bank.
What’s different about buying a home in pre-foreclosure is that, you typically have to pay the following:
- Loan balance
- Any liens on the property
- homeowners insurance
After that, you take over possession of the home from the seller. Again, remember to handle the transaction with all due care, dignity and respect.
Where To Find Pre-Foreclosure Homes
You can find real estate listings that will show you plenty of pre-foreclosure homes.
You may also try to get the a distressed property at foreclosure. Let’s talk about it:
At Foreclosure Auction
A foreclosure auction often takes place on the courthouse steps. The Sheriff conducts the auction and ensures that order takes place.
A bailiff or another official may preside over proceedings, reading out properties from a foreclosure list. All you have to do is be present and bid on the properties to participate.
Be wary of some foreclosures if you haven’t done your research or driven by the properties. Many of them are uninhabitable and may required extensive repairs.
If you end up buying a money pit, you’d better have a plan. That’s because once you buy a foreclosure, you’re liable for all expenses related to the home.
Bank-Owned Property
You may choose to buy a property straight from the lender. This is typically considered a bank-owned property.
The bank has a right to hold onto a property as long as possible, so be aware that sales often take months and maybe even years.
Where To Find REO Properties
- Familiarize yourself with the Multiple Listing Service (MLS), which has a list of REO properties.
- Contact Realtors: Real estate agents know where all the REOs are in any given area.
- Go online and Google search “REOs near me” to find listings in your area.
With any real estate transaction, make sure you get in touch with a real estate attorney so that you’re protected legally.
Final Thoughts
When you buy a foreclosure, you have to purchase it with cash, so you should make sure that your money is right.
Ether you have to put together a plan to save or take out a loan. Either way, you need to have cash money. So here’s my closing advice: Count the cost.
Atlanta has one of the best real estate markets in the country, with affordable housing in every quadrant of the city. Large backyards, manicured parcels and strong neighborhoods with ample dining amenities make it one of the top places for transplants.
Keep up with what’s going on in Atlanta’s real estate scene here.More Articles From AtlantaFi:
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A lot of people who love to save money have all but forgotten about coupons, which come in electronic or paper form. Coupons are still one of the best ways to save on the items you buy.
This article is going to show you some of the best coupon sites with printable voucher codes you can use before you shop.
Best Coupons: Where Can You Get Discount Codes Online?
Here are the best coupon sites you can use immediately to save on your shopping bill.- Coupons.com
- Couponmom.com
- Groupon.com
- CoolSavings.com
- DontPayFull
- Hip2Save
- LivingSocial
- Retailmenot.com
- ShopAtHome
- SlickDeals
How To Get Deep Discounts At The Store
You may be wondering how to get deep discounts on items you buy everyday. Although it takes effort, finding deals isn’t brain science. Here are three ways to do it:
1. Go to the Clearance Section
Shopping out of the season is the #1 to get items for deep discount. The retailers have a vested interest in moving old stuff to clearance so they can make shelf space for new things.
2. Comparison Shop
If you don’t think you’re getting a good deal, compare the prices between multiple stores. You can do this by going online and doing the following:
- Pulling up the sales page of each competitor website
- Subscribing to different retailers and scanning their marketing emails for deals
3. Shop At The Right Time
Can your purchase wait until sales are abundant? We’re talking about the holidays toward the end of the year or even sales that correspond with a national holiday like July Fourth or Labor Day.
Sometimes, you can score some major deals just from timing your shopping around certain holidays when retailers drop their prices.
4. Ask the Store Manager
One of the easiest ways to get a discount is to ask the store manager for a discount. They know which products aren’t doing well and they may be willing to cut a deal.
Also, the manager may be able to tip you to the date when another item is set to go on sale.
Final Words
Coupons can save you big money at the grocery store. If you don’t use them — either the digital or print kind — you’re missing out on some major savings.
You can always save money if you put in the time and effort. The discounts are out there. You just have to find them.
Some stores will have outdated items in a special part of the store. Look for the discounts to save money.
Interested in other ways to save or make money? Check out our Money Section:
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Saving money on your phone bill is something you should definitely try to achieve. It’s relatively easy and you can do it.Even if your phone bill is one of the smallest expenses you have, there’s a possibility that you’re spending $20-$40 too much.This article is going to show you how to save money on your phone bill. Follow these steps to cut expenses.1. Downgrade Your Data Plan
A lot of wireless providers have removed the option to downgrade plans from their websites and apps. That’s why you need to call your phone service provider.To downgrade your data plan, you need to call your wireless carrier. Here are there phone numbers:- AT&T: 1-800-331-0500
- T-Mobile: 1-877-453-1304
- Verizon: 1-800-922-0204
2. Start A Family Plan
T-Mobile, Verizon and AT&T all give their biggest discounts to people on a family plan.
For example, a family plan of four costs about $120, while a single line can as high as $75 with the leading wireless companies.Make sure you compare prices between the different carriers, so that you can find the cheapest cell phone plan.
3. Qualify For A Discount
If you’re in the military, a veteran or senior citizen you may be able to save as much as $10 month on your days plan.
Make sure you review the many organizations you may be a part of. Chances are, you qualify for a rebate or reduced plan because of your affiliations.
4. Buy A Refurbished Phone
Who says you have to buy a new phone when a pre-owned one works fine?In some cases you can save up to 80% on the cost of a phone when you choose a refurbished one.Here are some refurbished phones for sale on Amazon.- Samsung Galaxy S9, 64GB, Coral Blue – Fully Unlocked — $272
- Google Pixel 4a – New Unlocked Android Smartphone – 128 GB — $349
- iPhone 8, 64GB, Gold – Fully Unlocked — $228
- Apple iPhone X, 64GB, Space Gray – Fully Unlocked — $389
- Apple iPhone XS, 256GB, Gold – Fully Unlocked — $463
5. Opt For Autopay
All of the phone providers give you an average of $5 off if you choose to enable autopay for your monthly bill.
The savings come to $64 a year if you can make it the full 12 months. That’s not bad.
6. Don’t Get Phone Insurance
If you want to keep your monthly phone bill down, don’t opt for phone insurance.
If you’ve ever filed a claim on a broken phone (I have), even with insurance there are instances where you still have to pay.
Final Words
If you want to stay connected to the world, your phone bill is one expense that you can’t live without. The good news is that you can save money along the way.Metro Atlanta’s hot economy has slowed of late due to the COVID-19, but that’s OK. Check out our Coronavirus Resource Guide and find out how to make and save money.We currently have job articles that show you high-paying jobs, those close to downtown and even side hustles you might like.If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.Read more: -
One of the coolest ways to make money in Atlanta is to put your home on the film location list. Not only is it passive income, but you can make that “movie money” over a week’s time or more.
Living in a large city like Atlanta, which is a movie mecca, makes it easy to earn cash for renting out your home.
This article will tell you what to know about renting out your place to a movie or TV production company. Netflix, Amazon and other studios are actively looking for filming locations.
How To List Your Home As A Film Location In Georgia
Big stars like Will Smith, Tom Cruise or Melissa McCarthy could be filming scenes in your living room. How cool is that?
Let’s go through the steps to get you set up. By the way, you can also list your business or property as a film location too. The most important thing is that you must be the owner and the home can’t be for sale.
1. Take Photos Of Your Home
The site requires that you show photos of your home from the street as well as the exterior and interior. Interior shots are mandatory, so don’t skimp on that.
These Are The Photo Requirements
- Photo size: 150 dpi or higher
- Recommended size: Between 1MB – 3 MB (maximum file size: 10MB)
- 1680 X 1054 resolution (or higher) for large size web browsing
- Physical photo size: 8.5 x 11 inches
- Unique features of your home; cool amenities
- Also include any assets on the property, such as a barn or pool
- Shoot multiple photos that are wide and high-quality (from a camera phone is OK)
These Photos Won’t Be Accepted
- Those that are dark, narrow and low-resolution
- Any screenshots from videos
- No brochure photos
- None taken in inclement weather
2. Submit Your Photos Online
Next, you just have to upload your photos online. The site that you’ll need to do it on is Ga.Reel-Scout.com.
From there, your photos are reviewed to see if it meets all the requirements. If approved, your images are added to their library.
3. How You’re Notified
Once your photos are approved, they are included in a filming location database available to location professionals around the world looking for the perfect location for their projects.
If someone wants to use your location, you will be contacted by the Georgia Film Office to set up times and availability based on the production’s filming schedule.
4. Name Your Location Fee
From there, it’s between you and the specific film company to negotiate a rate to use your property.
The Georgia Film Office is not involved in the transaction. The way it works is that the production will make a specific offer based on their budget and shooting requirements.
As a warning, never give your bank account number to someone who wants to wire you money.
Final Thought
Making money from your home is one thing. Making money on your home is another. You can do it by renting your house out for a major movie or TV production.
You can make some good money by listing your home for Georgia’s movies and TV shows. If you’re looking for a way to make extra money, renting your home out to a major movie production is a great way to do it.
If you don’t want to list your home for a particular type of film and TV genre, content or budget,, just note it in the “usage restriction” field of the form you fill out.
Atlanta has become a movie mecca in recent years and Georgia has been a favorite location for TV productions since the state instituted generous tax breaks for film companies that agree to shoot locally. Projects from CBS, NBC, HBO, BET and more are slated to shoot in the metro area in 2018-19 and the foreseeable future.
With more than 700 movie and TV projects just in the last few years, the film industry has generated more than $9 billion for the state of Georgia.There are so many movies filmed in Atlanta these days that it’s hard to keep up with it all. That’s why I suggest you subscribe to AtlantaFi.com to get all the freshest movie casting calls, celeb sightings and Atlanta happenings delivered to your inbox.Want to work in Georgia film & TV? Here are the latest Atlanta casting calls
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With the economy tightening up a bit, your budget may be getting tight. That’s not to say that you can’t save money in this day and age. Take a look at your daily expenses and see where you can cut back.
Your station in life or how high your income is has little to do with how much you can save. It has to do with the specific strategies you put in place.
How To Save Money On A Low Income
You don’t have to make a lot of money to save your cash. The key is to be frugal and smart with your money.
First of all, you should jot down all your expenses. The reason why it’s important is because you’d be surprised to learn how much you’re actually spending if you just write it out.
1. Create An Emergency Fund
One of the most important ways to save cash is to take your leftover cash and create an emergency fund. It doesn’t have to be a lot of money.
If you’re able to stash away $20 a week or even a month, it will add up in one year.
Here’s how to save $300 really fast.
2. Reduce Your Cell Phone Data Plan
Let’s face it, you’ve got Wi-Fi at home as well as in the office. In fact, the average cell phone user only uses 1.6 gigabytes a month, by some estimates.So you likely could cut your phone’s data plan to bare bones without much impact.If you’re paying for gobs of data with AT&T or Verizon, you monthly bill is likely $75-$100.Why not check out one of those pre-paid economy plans that give you unlimited data for $45. Two plans that come to mind are Simple Mobile (runs on T-Mobile’s network) and Straight Talk. See more on saving on phone costs.3. Eat What’s In Your Fridge
Most U.S. consumers spend $10 a day on food, which is generous for three meals a day — but what if you could cut that in half?Designate two days a week that you will eat leftovers either for lunch or dinner.Instead of paying $50 a day for food, save $25 of that amount.4. Cancel Old Subscriptions
Sometimes your subscriptions get stale, meaning you don’t use them anymore or as much. That’s why you should do a subscription audit and cancel old ones.
Many people today have a combination of streaming services, which may equal or exceed what they were paying for cable TV.5. Use Digital Or Print Coupons
The next time you see the crazy coupon lady on aisle 7, ask if she’ll teach you a thing or two. Coupons are the easiest way to save money at the grocery store.
You can clip coupons from sales flyers in the store or go online; either way you save money.
Here’s how to save with coupons.
6. Buy In Bulk
Believe it or not if you buy in bulk, you’ll get a better price than if you bought food wrapped individually.
That means places like Sam’s and Costco will get your grocery dollars, but it’ll be worth it.
7. Be Flexible With Your Travel Dates
When it comes to saving money on travel, knowing when and the best time to book your trip is half the battle.
Travel experts say that if you book a flight between 21 and 30 days out, you should be able to get a deal.
But no matter what, it pays to be flexible with your travel dates. Use Google Flights to find wiggle room in the days you plan to travel. You’ll be thankful for the money you save.
8. Fly On A Budget Airline
If you really want to just get there, avoid the United and Deltas of the world by flying on a budget airline. You can save up to 60% on your airfare by choosing low-cost airlines that fly in smaller or regional airports.
Don’t know of any budget airlines? Check out WhichBudget.com to research some carriers.
Here are some of the best budget airlines:
9. Open A Savings Account
One of the most formal ways to put money away is to open a savings account. What’s so attractive about opening a savings account is that you can really gain some ground if your APR is low.
To open a savings account, visit your local bank or credit union.
10 Set A Savings Goal
It would be foolish to think about saving money without a goal in mind. Look at your income and decide how much money you can save each week and each month.If you find that your savings goal is too ambitious, adjust it downward. If you find that it’s too easy, raise it a bit.11. Don’t Spend Extra Money
If you’ve gotten a bonus at work, income tax refund or stimulus money, don’t spend it. Put that money away for a rainy day. If you have to put it in the bank or under the mattress, do that.12. Open A 401(K)
If you can open a 401(K) retirement plan with your employer, please do so. The money is tax-free and can be matched by your employer up to a percentage.
If you’ve worked at a job that matches your 401(K) for years, you can earn a pretty penny.
Here’s what to know about a 401(k).
13. Pay Off Your Credit Cards In Full
If you happen to swipe your credit cards often, that’s OK. The key is to pay off your credit cards at the end of every month.
Not only does paying off your credit cards build your credit, but it means you pay zero interest and can save that money.
14. Designate A ‘No Spend’ Day
Sometimes you have to spend money, but you may find that some days you can go without using your wallet. These “no spend” days can really allow you to save money if they’re done on a regular basis.
15. Turn Off Your AC Or Heat
If the weather is nice, you may be able to turn off your air conditioner or heat. This practice to keep the money you make in your own pocket instead of giving it to the energy company.
Last Words
Saving money may seem like a lot of small steps, but it really is about adopting a lifestyle. Some of the things you can do to pull back your expenses will change your habits for good.
Not only will this help your finances, but it can lead to some real healthy lifestyle changes that benefit you.
If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.Read more: -
Schoolkids around the nation increasingly use tablets and laptops to do their schoolwork. If you’re budget-conscious, you can find some great deals on these on other electronics.
Don’t think for a second that you have to go out and spend big money on a computer for your child.
In this article, I’m going to show you how to save money on laptops and tablets.
How To Get A Discount on Laptops And Tablets In 2022
The first thing you need to do is think about the types of activities your child will be doing with his or her computer.
The point is that they may not need a terabyte of memory for what they’re doing. And that’s a good thing.
Best Deals For Tablets
Samsung Galaxy Tab S6 Lite
Fire HD10 Tablet
How To Save Money On Electronics
Here are three places to look to save money on laptops and tablets:
1. Buy Refurbished Laptops Online
Many of the top retailers sell refurbished laptops, including Walmart and Amazon. Here are some cheap laptops I found on Amazon:
- 15.6-inch screen Acer Chromebook
- 14-inch Elitebook Laptop
- Acer Aspire Laptop
- 14.1-inch display Dell Latitude
- 14-inch Samsung Chromebook
- ASUS VivoBook
The good thing about Amazon is that they typically offer a 90-day warranty.
2. Try The Pawn Shop
If you haven’t been to the pawn shop in a while, you may be surprised to find that they may have quite a stockpile of electronics, including laptops.
Contrary to popular belief, many pawn shops today provide you with a warranty on your purchase, usually for 30 days. That’s pretty decent protection for a used item.
3. Buy From Deals Websites
If you want to get some electronics for cheap, the #1 place is on deals websites. Here are some of my favorites:
4. Buy A Display Model
You can save more money on laptops and other electronics, if you opt for the floor model or display model inside the store.
Many stores have laptops they’ve had on display for a while up for sale. Ask the store manager if it’s available for purchase.
5. Opt For A Bare-Bones Model
Another way to save on a laptop is to choose one that doesn’t have a lot of upgraded features. If you buy electronics with all the bells and whistles, you’re going to spend double or triple the cost of a base model.
Last Words
The most important way to save money on laptops and electronics in general is to comparison shop. It’s the only way to know that you’ve gotten the best price!
If you can’t find some cheap laptops on those websites or you know of other sites with electronics for less, please let us know in the comments.
Speaking of electronics, if you want to know where to take your cracked phone, here are some handy resources.
Shopping for Gadgets? Scan Our Electronics Page
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Take a good look at your local gas stations and you’ll see it: Gas prices are rising. And affordable gasoline is getting hard to find not only in your local area, but nationwide.
As of right now, 24 states have average gas prices that have risen above $4 a gallon, according to AAA. You may wonder what those prices have to do with what’s going on at the pumps in Georgia: This article will tell you that as well as why now is a good time to fuel up.
Why Are Gas Prices So High In Atlanta Right Now?
Gas prices are high in Atlanta and other major metropolitan cities currently because of the stresses on the world oil market caused by the war in Ukraine.
Although it is true that crude oil prices have fallen over the past week or so, gasoline prices usually take several weeks before they follow suit. That means Atlanta motorists are in for more pain at the pump.
What Affects Gas Prices?
Factors that affect gas prices include how much the OPEC nations charge for oil. As you know, the OPEC nations are a cartel of nations that set and regulate oil prices around the world.
Another thing that affects gas prices is the weather and global crises like COVID-19 and in this case the Russia-Ukraine conflict.
All of that is why now is a good time to fill up your vehicle with petro. Gas up now so that you won’t be paying higher prices in the near future.
Where Is Cheap Gas Near You?
To save time, you can use Google to find cheap gas. Visit this link to find cheap gas near you.
Here’s How You Can Save Money On Gas
If you’re wondering what it takes to save money on gas, here are three suggestions you can put to good use.
- Use a Gas App
- Pay With Cash
- Join A Rewards Program
Last Words
One misconception that may be costing you money is assuming that buying a higher grade of fuel will help your car to run better. That’s not true in every case!
To find out what kind of gas benefits your car, refer to the owner’s manual. If it says that premium gasoline is recommended, then by all means please use that.
The truth is that cheap gas may work find for your vehicle. The type of gas you use will affect your engine’s performance and fuel economy, so always follow what’s written in your car’s manual.
Interested in other ways to save or make money? Check out our Money Section:
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