Atlantafi.com is bringing you the latest on the coronavirus pandemic, which has the state of Georgia and the city of Atlanta under a state of emergency.
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if you’re looking for a job during the coronavirus pandemic, Instacart has gone on a massive hiring spree. The company is looking to hire 250,000 to meet demand.
In a post on Media, Instacart said this:
One month ago, we shared our plans to bring on 300,000 additional full-service shoppers to help us meet increased customer demand we’ve seen. We quickly met that goal, and are now planning to bring on an additional 250,000 full-service shoppers in an effort to get back to same-day delivery across our platform.
Instacart Goes On Hiring Spree
The company says it will especially focus on shoppers in the following states: California, Massachusetts, New York, Pennsylvania, Washington, D.C. and Toronto.
Instacart shoppers will also get wellness checks in the app. The company says the app will ask shoppers a number of questions before they begin shopping.
“To help make it easier for you to monitor your health during this time, all shoppers will soon have access to a daily, in-app wellness check. This check will help you determine if you have any COVID-19 related symptoms, and give you guidance on what to do next if you have symptoms.”
How To Apply To Be An Instacart Shopper
If you’re interested in being an Instacart shopper, here’s how to apply for the job.
You must be age 18 or older to work for Instacart. What you’ll be doing is shopping and delivering groceries and everyday essentials to homes.
Instacart also partners with Costco pharmacies, so you may also be delivering prescription medications.
Here’s the link to apply to be an Instacart Shopper.
Metro Atlanta has a hot economy and that means employers are hiring at a rapid pace. We currently have job articles that show you high-paying jobs, those close to downtown and even side hustles you might like.If you’re looking to get hired in Atlanta right now, there’s a very real possibility that you can land your dream job.More Atlanta Jobs from AtlantaFi.com:
- Best work-from-home jobs in Atlanta
- How to get a job at Tyler Perry Studios in Atlanta
- Ways you can make money online in Atlanta
- What Is A 401(K) And How To Use It?
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Like most people, your grocery bill may be taking up more of your income than it has in many years. And that’s Ok, you gotta eat. But you don’t have to pay full price for groceries.
If you have all the money in the world, then you may not need to save money, but many people do. This article is going to show you three tips to save money on your grocery bill.
3 Steps To Help You Stop Paying Full Price For Groceries
No matter if you like to fill your basket with potato chips, steaks, shrimp or toilet tissue, you can save money if you do it right.
As you’ll see, the way you save money on groceries, is you put together a strategy.
1. Download These Apps
Ever wanted to shop and earn cash rewards? Download these rebate apps to save big money on groceries:
2. Make A Budget
The worse thing you can do is show up at the grocery store without a plan. You don’t want to shop by just throwing whatever you see in your basket.
You should make a budget that takes care of all your needs for that week or until your next paycheck. When you create a budget here’s what you should include:
- List your expenses
- Itemize things you don’t need
- Lastly, write down necessities
3. Save The Most On Groceries By Making A Shopping List
The #1 way to save is to write down the things you need to buy. If you add that to the budget you’ve created, it will tell you exactly the amount of money you can spend.
It will also show you what you can buy and how much you can afford. Another benefit of making a shopping list is that it will keep you focused so you don’t overspend.
Last Words
No matter how much money you have, the only way you’re going to save money on food is if you put together a plan. Put these strategies in action, and let me know if they work!
Interested in other ways to save or make money? Check out our Money Section:
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Because of the ongoing health crisis caused by the coronavirus pandemic, online grocery sales have exploded. Like many people, you may not be able to get a shopping slot on apps like Instacart, Shipt or Amazon.
The reason for this is because so many people are using the apps that the online grocers are overwhelmed. That’s why they’ve gone on a hiring spree right now. But here’s how you can get you some groceries.
Best Time To Grocery Shop On Instacart, Shipt, Amazon, Etc.
I ran across this hack by watching for slots to open on Instacart and Amazon (I have Amazon Fresh). Here’s what you need to do: Log on early in the morning, anytime from 6 to 7 a.m.
During that time period, you’ll see that there may be time slots available for later in the day.
It’s unlikely that the 1-hour grocery delivery will be available, but the 2-hour grocery delivery may be available. If not, the evening time slot should definitely be there.
How To Reserve A Grocery Delivery Slot Online
The thing is, you may have to do all your shopping first before you can see what time slots are available.
To test the market, you can walk through the steps of buying a single item and see what time slots are available. When you see that a delivery slot is open, go ahead and reserve it and add to your order.
If this strategy works for you, please let me know in the comments!
It’s no secret that women are ruling the world. In fact Beyonce tried to tell y’all that some years ago. Today they make up the #1 entrepreneurs in 50 of the biggest cities in America. From femtech to beauty products, women have their hands on the pulse.If you want to keep abreast of the latest lifestyle news, subscribe to AtlantaFi.com’s newsletter.More Articles From AtlantaFi:
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If you’re one of those people who like to get free stuff (me too) then you’re going to love this list we’ve compiled of all the services you can get right now without charge.
There are several companies giving away free stuff at this very moment. Let’s take a look at this list:
Get Free Stuff Being Offered Right Now
- Adobe is offering 2 months free if you try to cancel. Just go to Login>Cancel Plan>Feedback>Details>Accept Offer
- Nikon is offering free online photography classes for all of April
- HBO is offering FREE streaming on a few of their series shows and movies
- Get Apple Plus free for a limited time at Apple.co/FreeForEveryone
- NFL Game Pass is free through May! Click here for more full games! – nfl.com/gamepass
- The Naval Institute is offering free open access to Proceedings and Naval History online to June 30
- The Museum of Modern Art is offering free online art classes for people to visit it online
- CVS is offering free 1-2 day delivery of prescriptions and everyday essentials
- Marvel Comics is offering free comics without you having to subscribe. Just download the Marvel Unlimited App and go to “free comics”
- Ubisoft is offering free games and trials to players to encourage them to stay home
- SiriusXM is offering free service to 300 channels through May 15 via the SiriusXM app and at SiriusXM.com/streamfree
- Here are all the FREE MOVIES available on different platforms as we speak
- Free Hulu deal: Hulu subscribers can now stream these HBO titles for free for a limited time
Free Hulu
Staying home just got easier. All Hulu subscribers can now stream these @HBO titles for free, for a limited time. #StayHomeBoxOffice pic.twitter.com/Nw95BKeJ4b
— Hulu (@hulu) April 9, 2020
Free Delta Flights
The airline is giving free travel to licensed health care workers interested in helping New York City hospitals right now.New York is in need of additional medical professionals as they fight COVID-19. We are providing free round-trip travel for those who would like to help.
Licensed healthcare workers interested in helping can learn more at https://t.co/AGl4JFygnm
— Delta (@Delta) April 9, 2020
More Free Movies From HENRI
La Cinémathèque française is launching HENRI, a new streaming service with a new film every evening for free, starting with Jean Epstein’s The Fall of the House of Usher.
Tonight, La Cinémathèque française is launching HENRI, its streaming service with a new film every evening for free, starting with Jean Epstein’s THE FALL OF THE HOUSE OF USHER.
Available worldwide.https://t.co/NtDHVWGAFa pic.twitter.com/CaD9zRFvKR— La Cinémathèque (@cinemathequefr) April 9, 2020
Free Gaming Bundle
🚨 A new #Warzone Season 3 Combat Pack cosmetics bundle is now available for free on PS4!
– Epic Operator skin
– Weapon camos
– 60-minute 2XP token
– 8 items in totalFull details & how to get ⬇️https://t.co/g3mepvVmgd
— DEXERTO Call of Duty #Warzone (@DexertoIntel) April 8, 2020
Interested in other ways to save or make money? Check out our Money Section:More Articles Like This From AtlantaFi.com:
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If you live in a big city like Atlanta or another area where real estate prices are going through the roof, it may be tempting to relocate to a cheaper area.
After all, the pasture always look greener on the other side. Furthermore, big cities have made it cool to live in large homes.
But big homes often mean big mortgage payments, so it may be time for you to make an adjustment to keep your mortgage from eating your paycheck.
Downsize Your Home
If you don’t have a family, it may make sense to downsize your home. Not only will the mortgage payments be easier to handle, but you may be able to the equity in your big home to add to your savings.
Other benefits to downsizing include:
- Lower energy bills
- Less maintenance
- Less financial stress
So many people believe moving to a cheaper city or state is going to make a difference, but the reality is that if you have a decent job, maybe you shouldn’t relocate.
Here are three other options that can help you downsize fast:
1. Set Goals
Re-align your financial goals based on where you want to be, not where you are now. Do you still need the amenities you bought the phone for? Do you still use that pool or sauna?
2. Refinance
Mortgage rates are approaching low levels again, and that makes a refi very attractive to people who have huge monthly payments.
3. Re-Invest Your Equity
If you’ve been in your big home for a nice period of time, it’s likely that your home has appreciated to the point that you have a pretty large nest egg inside of it.
Instead of continuing to pay that big mortgage, find a cheaper home in the same area or city and use that equity for the downpayment.
Better yet, you could use that equity to invest in a retirement fund like a 401(k).
Interested in other ways to save or make money? Check out our Money Section:
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When it comes to investing in yourself, one of the most easiest and convenient ways is by contributing to a 401(k).
If you’re familiar with it, this article is going to be a wonderful refresher. If not, then we’ll educate you on what you need to know about a 401(k) and why it’s a smart investment.
What Is A 401(k)? And How Does It Work?
A 401(k) is a retirement plan that allows you to contribute pre-tax dollars. It is typically sponsored by your employer.
With most money transactions, the government adds a tax to whatever you do. But that’s not the case with a 401(k).
The plan allows employees to save and invest a portion of their paycheck. A 401(k) is a way for you to get more bang for buck because the contribution is untaxed.
However, when you make a withdrawal, you will then be taxed! But more on that later…
When Did 401(k) Plans Start?
The 401(k) originated in the late 1970s. That’s when the U.S. Congress enacted the Revenue Act of 1978, which included Section 401(k) of the Internal Revenue Code.
Section 401(k) stipulated that workers could defer taxes on compensation.
If You Leave Your Job, What Happens To Your 401(K)?
One of the most-asked questions is, “What happens to my 401(k) when I leave my job?” When this happens, you have some options:
- You may be permitted to keep the money with your old company, although you’re allowed to move it without being penalized by paying income taxes.
- You can “roll” your money to an IRA, (called a rollover IRA), which can be done by a banking institution of your choice.
- You could take a “lump sum distribution,” which means you can cash out. If you do this, you will be hit with steep “early withdrawal fee,” perhaps as high as 10% (those age 59.5 and up are exempt).
Where Does Your Money Go In A 401(K) Plan?
A 401(k) can be viewed as a savings account, but it is more or less an investment account. There are three entities that operate your investment account. They are either:
- A brokerage firm
- A bank
- An investment firm
Which ever one you choose, your money will usually get invested in mutual funds, stocks and bonds.
he money will be invested for your retirement, usually in your choice of a variety of mutual funds.
What Is A Traditional IRA vs. Roth IRA?
The primary difference between a traditional IRA and a Roth IRA is that a Roth IRA allows you to pay taxes immediately on your contributions.
This has several benefits, including the fact that you won’t be saddled with them when you retire on a fixed income.
Should You Open A 401(K)?
You should definitely open a 401(K) and the earlier the better. By some estimates, if you open a 401(k) with your employer when you’re 22 years old, you’ll have a $1 million in it by the time you retire.
If your employer matches your contribution (not all companies do), you’re in even better shape to fund your future retirement.
I hope this has been helpful so that you can see the benefits of a 401(k). If you have questions, let me know in the comments.
Interested in other ways to save or make money? Check out our Money Section:
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You already know Atlanta is a haven for businesswomen, but the news gets even better. According to a new report from loan site LendingTree, Atlanta is among the top cities for small businesses.
The site commissioned an online survey of 1,281 Americans from Jan. 2-10, 2020 to come up with the findings, which show that Atlanta ranks #6 among top cities for small businesses.
Top 10 Places for New Small Businesses
Here are the top 10 cities, according to LendingTree.Rank
Metro
% of Businesses 5
Yrs Old or
Younger% of
Businesses
Profitable% of Businesses
with Revenue Less
than $1M% of Firms with
Less than 250
EmployeesIndex
1
Seattle
34.4%
70.9%
70.3%
95.6%
100
2
Denver
35.7%
69.4%
70.8%
94.9%
97.46
3
Tampa, Fla.
35.4%
64.9%
74.1%
95.8%
95.76
4
Miami
39.2%
61.0%
76.7%
97.9%
92.37
5
Portland, Ore.
33.1%
69.8%
69.2%
95.5%
88.98
6
Atlanta
35.5%
66.6%
70.2%
95.2%
88.14
7
Orlando, Fla.
38.6%
64.7%
74.0%
94.6%
86.44
8
Los Angeles
36.3%
62.9%
69.6%
98.0%
83.9
9
New York
35.7%
57.4%
72.1%
98.6%
81.36
10
Minneapolis
27.9%
69.1%
69.6%
95.9%
79.66
See the full report HERE.
Is Atlanta A Good Place To Start A Business?
With a diverse economy, strong population growth and higher than average cost of living, Atlanta is a very good place to start a business.
When it comes to doing business, Atlanta has one of the lowest costs of doing business in the country, considering its size.The state of Georgia also provides a bevy of incentives to high-profile sectors such as the film industry and more.
Interested in other ways to save or make money? Check out our Money Section:
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Want to know how to get a Spectrum Discount? The #1 is to apply for Spectrum Assist.
This article is going to show you everything you need to know on how to get a Spectrum discount through Spectrum Assist.
What Is Spectrum Assist?
Spectrum Assist is a program offered by Spectrum to get high-speed internet to low income households.
The thing with Spectrum Assist is you have to qualify to get it. It’s only available to qualified households.
What Do You Get With Spectrum?
Here are the key features you get with Spectrum internet:
- No data caps
- No contract
- Free modem
- $5 a month home Wi-Fi (optional)
We told you that you have to qualify for Spectrum Assist. Here are the requirements, according to Spectrum’s website:
Someone in the household must be a recipient in any of these programs:
- National School Lunch Program (NSLP)
- Community Eligibility Provision (CEP) of the NSLP
- Supplemental Security Income (for applicants age 65+ only)
If your household meets that requirement, download the application HERE.
Once the application is completed, you can scan it and email it and other required documents to MAILFORSIA@charter.com.
If you’re using the U.S. mail, mail it to:
Spectrum Internet Assist Program – OCS
4145 S. Falkenburg Road, Riverview, Florida 33578If you want to keep abreast of the latest lifestyle news, subscribe to AtlantaFi.com’s newsletter.More Articles From AtlantaFi: