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Atlanta, the bustling heart of the South, has long been marketed as a gateway city where ambition meets affordability.
With its vibrant neighborhoods, world-class jobs in film, tech, and logistics, and a cultural scene that rivals any metropolis, it’s no wonder transplants flock here year after year.
Is Atlanta Affordable?
But this year, as inflation lingers and housing headlines dominate, one question keeps popping up: Is Atlanta still a cheap place to live? We crunched the numbers from recent data to find out.
The short answer? Yes—relatively speaking. Atlanta’s overall cost of living sits about 4% below the national average, making it a steal compared to coastal powerhouses like New York or San Francisco.
For a single person, expect to shell out around $1,317 per month excluding rent, while a family of four might need about $4,810. That’s in line with the city’s median household income of $81,938, leaving room for that post-Peachtree Road Farmers Market splurge.
But let’s break it down category by category to see where your wallet might feel the pinch—or get a break.
Housing: The Big Ticket Item That’s (Mostly) Manageable
Housing remains the largest expense for most Atlantans, but it’s one area where the city shines brighter than the U.S. average.
The median home sale price in Atlanta hovered at $375,000 last month, a 5.1% dip from the previous year, with prices per square foot at $269
In the broader metro area, medians range from $335,000 in DeKalb County to $415,000 in Cobb, reflecting the sprawl’s variety from upscale Buckhead to up-and-coming East Atlanta Village.
Buying in the city center? Expect around $2,907 per square meter, or about $413,000 for a typical listing.
Renters fare even better: The average one-bedroom in the city center runs $1,809 monthly, dropping to $1,515 outside the core.
Overall, housing costs are 13% cheaper than the national average, with monthly homeowner expenses around $1,952—16% below the U.S. benchmark.
For families, a three-bedroom apartment averages $3,070 downtown or $2,250 in the suburbs. Pro tip: With inventory ticking up this fall, October could be prime time for deals.
Groceries and Dining: A Southern Spread Without the Sticker Shock
Feeding your crew won’t break the bank in ATL. Groceries are just 1% above the national average, with a single adult budgeting about $700 monthly or $8,400 annually.
Milk clocks in at $1.06 per liter, eggs at $4.25 a dozen, and a pound of chicken fillets at $14.01—prices that feel downright reasonable after a Publix run.
For produce lovers, bananas are a bargain at $1.38 per kilo, though apples ($7.29/kg) and tomatoes ($6.09/kg) can add up if you’re whipping up that gumbo weekly.
Dining out keeps the vibe affordable too: A cheap meal sets you back $25, while a mid-range dinner for two is $100. Grab a McMeal for $12 or a cappuccino for $5—perfect fuel for a BeltLine stroll.
Families might spend $1,361 monthly on food, a slight uptick from the U.S. average but offset by Georgia’s farm-fresh bounty.
Transportation: MARTA, Miles, and Gas Pumps
Getting around Atlanta’s legendary traffic is a rite of passage, but costs stay grounded. A one-way MARTA ticket is $2.50, with monthly passes at $95—right on par with national norms.
Gas? Just $0.79 per liter ($3.22/gallon), making those I-85 crawls less painful on the pump. Taxis start at $3.50 plus $1.49 per km, or hop in an Uber for similar fares.
For car owners, expect to budget around $67.94 for tire balancing, but public transit and biking options like the Atlanta Streetcar keep things flexible.
Overall, transportation edges 0% above the U.S. average, a win for commuters eyeing remote work hybrids.
Utilities and Essentials: Steady Bills in the Heat
Summer humidity means AC bills spike, but Atlanta’s utilities average $193 monthly for an 85-square-meter apartment—covering electricity, heating, cooling, water, and garbage.
That’s spot-on with national figures, though phone plans ($60 for 10GB+) and internet ($74) add up for cord-cutters. Families can expect $180–$220 for basics, a 0% deviation from the U.S. norm.
Goods and services? They’re 2% cheaper nationwide, with dry cleaning at $14.29 and a men’s dress shirt for $29.46—23% less than average. Entertainment fits the budget too: Movie tickets $15, gym memberships $40, and tennis court rentals $11.
Healthcare: A Notable Exception
Here’s where Atlanta stings a bit: Healthcare runs 8% above the national average. A doctor’s visit? $133. Dentist: $142. Optometrist: $130.
For families, this could mean tighter belts on non-essentials. Still, with top-tier facilities like Emory and Grady, quality justifies the premium.
The Verdict: Affordable Enough to Thrive
In 2025, Atlanta earns its rep as a cheap(ish) place to live—especially if you’re chasing big-city perks without the jaw-dropping tabs of LA or Boston.
Housing and goods give it an edge, while food and transit keep daily life humming.
Final Word
Sure, healthcare and the occasional grocery hike nibble at savings, but with average after-tax salaries at $4,966 monthly, most folks can build equity, brunch on weekends, and still sock away for that Falcons tailgate.
If you’re eyeing a move, factor in neighborhoods: Affordable gems like Decatur offer lower rents, while intown spots command premiums.
Atlanta isn’t dirt-cheap like some Rust Belt outposts, but for Southern soul with urban edge? It’s a sweet deal. What’s your take—bargain or bust? Drop us a line in the comments.
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Saving money can feel like a chore, but automating your savings can make it effortless, consistent, and effective. By setting up systems that move money to savings or investments without manual intervention, you can build wealth over time while minimizing the temptation to spend.
Here’s a step-by-step guide to automating your savings, designed to help you achieve financial goals with minimal effort.
Why Automate Your Savings?
Automating your savings removes the need for willpower, reduces decision fatigue, and ensures consistency. Studies show that people who automate their savings are more likely to stick to their financial goals.
According to a recent financial survey, 61% of Americans don’t have enough savings to cover a $1,000 emergency, often because they rely on manual saving habits that are easily derailed. Automation helps you “pay yourself first,” prioritizing savings before discretionary spending.
Step-by-Step Guide to Automating Your Savings
1. Define Your Savings Goals
Before automating, clarify what you’re saving for. Common goals include:
- Emergency Fund: Aim for 3-6 months of living expenses (e.g., $10,000-$20,000 for most households).
- Retirement: Contribute to a 401(k) or IRA for long-term growth.
- Short-Term Goals: Save for a vacation, home down payment, or new car.
- Investments: Build wealth through brokerage accounts or index funds.
Action: Write down specific goals with target amounts and timelines (e.g., “$5,000 for a vacation in 12 months”). This helps determine how much to save monthly.
2. Open the Right Accounts
Choose accounts that align with your goals:
- High-Yield Savings Account: For emergency funds or short-term goals, use online banks like Ally or Marcus, which offer 4-5% APY (as of 2025).
- Retirement Accounts: Use a 401(k) (if offered by your employer) or an IRA for tax-advantaged retirement savings.
- Brokerage Account: For long-term wealth-building, consider low-cost index funds or ETFs through platforms like Vanguard or Fidelity.
- Specialty Accounts: For specific goals, like a home down payment, consider a money market account or CD for safety and modest returns.
Action: Research and open accounts with low fees and competitive interest rates. Ensure they allow automatic transfers.
3. Set Up Automatic Transfers
Automation works by moving money before you can spend it. Here’s how to set it up:
- Paycheck to Savings: Direct a portion of your paycheck to your savings or investment accounts. For example, if you earn $4,000 monthly and want to save 20%, set up a $800 automatic transfer to savings on payday.
- Employer Plans: For 401(k) contributions, instruct your employer to deduct a percentage of your salary (e.g., 10-15%) pre-tax. Maximize any employer match—it’s free money.
- Bank Transfers: Schedule recurring transfers from your checking account to savings or investment accounts. For example, transfer $200 every two weeks to a high-yield savings account.
- Round-Up Apps: Use apps like Acorns or Chime to round up purchases to the nearest dollar and invest the difference automatically.
Action: Log in to your bank or employer portal and set up recurring transfers or contributions. Align transfer dates with your pay schedule to avoid overdrafts.
4. Use Budgeting Tools to Optimize Cash Flow
To ensure you have enough for automatic savings, track your income and expenses. Budgeting apps like YNAB (You Need A Budget) or Mint can help you allocate funds effectively:
- 50/30/20 Rule: Allocate 50% of income to needs, 30% to wants, and 20% to savings/debt repayment.
- Adjust Spending: If automation leaves your checking account tight, cut discretionary spending (e.g., dining out, subscriptions). A 2024 NerdWallet study found that Americans waste $300/month on unused subscriptions.
Action: Link your accounts to a budgeting app and review your spending to free up cash for savings.
5. Automate Investments
Beyond savings, automate investments to grow wealth:
- Robo-Advisors: Platforms like Betterment or Wealthfront automatically invest your money in diversified portfolios for low fees (0.25-0.4% annually). Set up recurring deposits (e.g., $100/month).
- Dividend Reinvestment: If you invest in stocks or ETFs, enable DRIP (Dividend Reinvestment Plan) to automatically reinvest dividends.
- Index Funds: Set up automatic purchases of low-cost index funds (e.g., Vanguard’s VTSAX) through a brokerage.
Action: Choose a robo-advisor or brokerage and schedule monthly contributions. Start small if needed—$50/month in an S&P 500 index fund can grow significantly over decades.
6. Protect Your Savings
To prevent dipping into savings:
- Separate Accounts: Keep savings in a different bank from your checking to reduce temptation.
- Penalties for Withdrawal: Use accounts like CDs or retirement accounts with withdrawal restrictions to discourage impulsive spending.
- Emergency Fund Buffer: Maintain a small buffer (e.g., $500) in checking to avoid touching savings for minor emergencies.
Action: Set up barriers like two-factor authentication or withdrawal delays on savings accounts.
7. Monitor and Adjust
Automation doesn’t mean “set it and forget it.” Review your plan quarterly to:
- Increase Contributions: As income rises, boost savings rates (e.g., increase 401(k) contributions by 1% annually).
- Reassess Goals: Adjust for life changes like marriage, kids, or job changes.
- Check Fees: Ensure accounts and investments remain low-cost.
Action: Schedule a calendar reminder every 3 months to review accounts and adjust transfers.
Tools and Apps to Simplify Automation
- Banks: Ally, Marcus, or Capital One for high-yield savings with easy automation.
- Investment Platforms: Vanguard, Fidelity, or Schwab for low-cost index funds.
- Robo-Advisors: Betterment, Wealthfront for hands-off investing.
- Budgeting Apps: YNAB, Mint for tracking cash flow.
- Round-Up Apps: Acorns, Qapital for micro-savings.
Common Pitfalls and How to Avoid Them
- Overdraft Risk: Ensure your checking account has enough to cover automatic transfers. Set up low-balance alerts.
- Ignoring Fees: Avoid accounts or investments with high fees (e.g., mutual funds with expense ratios above 0.5%).
- Neglecting Inflation: Move emergency funds to high-yield accounts to keep up with inflation (4-5% APY vs. 0.01% in traditional savings).
- Not Scaling: Failing to increase savings as income grows. Aim to save at least 20% of raises.
The Power of Automation: A Quick Example
Let’s say you automate $200/month into a high-yield savings account at 4.5% APY. After 5 years, you’d have $13,300 (assuming compound interest).
If you invest $200/month in an index fund with an 8% average annual return, you’d have $14,800 after 5 years and $147,000 after 30 years. Automation makes this growth happen without effort.
Final ThoughtsAutomating your savings is like putting your financial future on autopilot. By setting clear goals, choosing the right accounts, and leveraging technology, you can build wealth consistently without relying on discipline alone. Start small, adjust as needed, and let time and compound interest work their magic.
Take 30 minutes today to set up your first automatic transfer—it’s the easiest step you’ll take toward financial security.
Read more: Best work from home jobs in Atlanta, Georgia
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Your credit profile is the key to achieving financial freedom and effectively managing debt. You can enhance your credit gradually over time or with faster, targeted efforts.
Believe it or not, there are some easy steps you can take to raise your credit score quickly. In this article, we’ll go over some ways to do just that.
How To Improve Credit Score Quickly
The reason why your credit score may be low is because of delinquencies — bad debt or bills that you couldn’t pay. These absolutely kill your credit score because unpaid bills tell creditors that you can’t be trusted with debt.
Another thing that could ding your credit are inquiries, which is when a lender inquires as to your creditworthiness. When an inquiry is made your credit may fall a few points.
What Is A Good Credit Score?
A good credit score is one that is generally above 650 and between 600-750. Anything below 500 and you may not be able to get credit, or borrow.
Here is a scale to let you know what’s good, bad and excellent credit:
- Exceptional: 850-800
- Very Good: 799-740
- Good: 739-670
- Fair: 669-580
- Poor: 559-300
About 67% of Americans have a good credit score, according to Experian, one of the national credit bureaus.
How Long Does It Take To Improve Your Credit Score?
It takes as short as 30 days to raise your credit score, but don’t get upset if it takes two months instead.
You didn’t get in financial trouble overnight, so likewise with this, it’s going to take some time to improve your credit. Now let’s talk about how to improve your credit fast in 3 ways:
How To Raise Your Credit Quickly In 4 Ways
You can raise your credit score quickly in a few ways:
1. Get Your FREE Credit Report
First, you need to access your credit report. As an American, you are entitled to one free credit report every year. You can get it by going to annualcreditreport.com.
Once you have your credit report, you need to look over it pretty good. You’ll be looking for any mistakes on any negative items that are on it.
If you dispute anything on your credit report, especially a collection or inquiry, the company must prove that it followed the law. If they can’t prove it (and many can’t) you can have the negative marks removed from your report.
This could raise your credit dramatically!
2. Contact Your Creditor
Believe it or not, creditors want to work with you to bring your account into good standing. If you missed a payment for one reason or another, they may be able to forgive the debt if you contact them.
Resist the temptation to call them. You should write a letter or email and get a documented reply.
If your creditor agrees to forgive the debt, your credit score could rise dramatically!
3. Pay Your Bills On Time
The best way to pull your credit out of the dumps is to make some on-time payments. This will help you build or rebuild your credit history.
Your credit history is the key to being able to borrow money from the banks or get a credit card.
4. Get A Secured Credit Card
A secured credit card is one that may require a deposit and a credit limit somewhere around $2,000. As you pay your bills on time, your credit limit grows.
Nothing tells the credit bureaus that your financial health is improving like credit card use. Of course, you’ll want to keep your credit card debt under control and don’t swipe if you can’t pay it off at the end of the month.
That’s the key: As you keep your credit card bills low, always pay on time.
5. Boost Your Credit By Paying Your Bills
One website that allows you to build your credit quickly is StellarFi, which allows you to build your credit by paying your bills.
One of the most important things you can do is maintain good credit. If you don’t have a high enough credit score, you need to improve it — but how?
Watch this video of Milan and Home-Free USA as she gives more tips on how to improve your credit.
How Many Credit Cards Should I Have To Improve My Credit Score?
The idea that your credit can be hurt by having a large number of credit cards has some truth in it. That’s because of what’s called your debt-to-credit ratio.
A debt-to-credit ratio tells creditors how many of your borrowing power as a whole are you using up by paying your credit card bills. If you overextend yourself, the creditors will use it against you.
As for how many credit cards you need to improve your credit score, there’s no hard and fast rule. That being said, a couple credit cards in the black should suffice.
Summary
So, yes, you can improve your credit fast, but you’ll need to do three things. Let’s go over them again:
- 1. Get Your Free Credit Report
- 2. Contact Your Creditor
- 3. Pay Your Bills On Time
- 4. Get A Secured Credit Card
Are you trying to become more financially literate? Check out Money Mondays at AtlantaFi.com, where we’ll share strategies to save and make cash.
If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.
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A new pair of glasses can really put you back into the game. Some quality spectacles can save you time and money, and more importantly, help you to see.
This article will show some of the best eyeglass stores in Atlanta, Georgia.
First of all, let’s ask a very important question:
Do You Need Glasses?
You may not be able to see as well as you have in the past and may think that glasses will help, and they might. Here are some signs that you may need a pair of glasses.
- Blurry vision
- Frequent headaches,
- Squinting to see faces or read
- Bringing your phone or paper close to your face
There are more ways to tell if you may need glasses, but those are just a few. Now let’s look at some of the best places to get eyeglasses in Atlanta.
Table of Contents:
Best Places To Buy Eyeglasses In Atlanta
If you need some new glasses, you need to know where to go.
Costco
- 2900 Cumberland Mall, Atlanta, GA 30339
- 500 Brookhaven Ave, Atlanta, GA 30319
- 6350 Peachtree Dunwoody Rd, Atlanta, GA 30328
Costco has some of the best prices on glasses for those without insurance. They also accept most insurance plans.
There Optical departments have a wide range of contact lenses, brand-name designer frames and sunglasses and offers the latest technology in high-definition lenses.
How Much Does An Eye Exam Cost At Costco?
An eye exam costs anywhere between $65 to $100 at Costco without insurance. The pricing depends on if you suffer from an eye condition or even if your eyes need to be dilated.
Sam’s Club
- 2901 Clairmont Rd, Atlanta, GA 30329 | (404) 325-4000
- 3450 Steve Reynolds Blvd, Duluth, GA 30096
- 1765 Jonesboro Rd, McDonough, GA 30253
- 9464 Main St, Woodstock, GA 30188
- 150 Cobb Pkwy S, Marietta, GA 30060
Sam’s Club’s Optical Center is known for being upfront with their prices. They also feature the Member’s Mark line of eyewear, starting at $79 for a complete pair. They have some decent options, too.
How Much Is An Eye Exam At Sam’s Club?
You can get an eye exam with the in-store optometrist at Sam’s Club starting at $50. The cost of an eye exam will vary though, based on your particular needs.
For example, if you have a stigmatism, you can expect to pay close to $70. Find a Sam’s Club near you to schedule an eye exam.
Walmart
- 1801 Howell Mill Rd NW, Atlanta, GA 30318
- 1871 Chamblee Tucker Rd, Chamblee, GA 30341
- 3580 Memorial Dr, Decatur, GA 30032
- 2427 Gresham Rd S E, Atlanta, GA 30316
- 1030 Delta Blvd, Atlanta, GA 30354
- 844 Cleveland Ave, East Point, GA 30344
- 835 M.L.K. Jr Dr NW, Atlanta, GA 30314
- 1105 Research Center Drive Atlanta SW, Atlanta, GA 30331
Walmart’s Vision & Glasses store makes it easy because they have so many locations. Just pop inside your local Walmart and many of them have eyeglass stores.
Here’s what one reviewer says about Walmart Vison & Glasses Center at Howell Mill: “Called and spoke with Alison Jenkins, she was extremely helpful and went out of her way to assist me and answer all my questions!”
Can You Get Glasses the Same Day at Walmart?
It will take three to seven days for prescription glasses to come in, according to Walmart.
For example, if you order glasses on a Monday, you can expect them to be ready anywhere from Thursday to the following Monday (you might as well not count the weekend).
How Much Is an Eye Exam at Walmart?
A basic exam starts at $79. For contact lens exam, it will be around $139.
America’s Best
- 1801 Howell Mill Rd NW Suite 510, Atlanta, GA 30318 | (404) 355-5655
- 4745 Ashford Dunwoody Rd Suite E, Atlanta, GA 30338 | (470) 769-7146
- 3730 Carmia Dr SW, Atlanta, GA 30331 | (404) 344-4136
- 4731 Jonesboro Rd Suite 190, Atlanta, GA 30291 | 678) 489-9147
- 3934 N Druid Hills Rd NE Suite A, Decatur, GA 30033 | (404) 325-5300
America’s Best has an extensive collection of eyeglasses and operates with assembly line efficiency. Because of that, you may find it difficult to get the unique attention you deserve.
Here’s what one reviewer says about America’s Best at Howell Mill: “I had a good experience I arrived early and was taken the exam was quick and they had all the frames that I looked online in stock. So many choices but Ms Brittani was a great help and very pleasant and helpful.”
Do You Get Your Glasses The Same Day At America’s Best?
America’s Best allows for glasses to be ready in seven to 10 business days, the retailer says.
What Types Of Insurance Does America’s Best Accept?
America’s Best accepts most insurance, including the following:
- Community Eye Care
- Davis Vision
- EyeMed
- Humana
- Heritage
- MetLife
- NVA
- UnitedHealthcare
Lenscrafters
- 3393 Peachtree Rd NE Ste B128, Atlanta, GA 30326 | (404) 239-0784
- 2370 N Druid Hills Rd NE, Atlanta, GA 30329 | (404) 321-2020
- 2860 Cumberland Mall Ste 1440, Atlanta, GA 30339 | (770) 434-9788
- 3600 Marketplace Blvd, East Point, GA 30344 | (404) 346-2020
- 4800 Briarcliff Rd NE, Atlanta, GA 30345 | (770) 493-6553
- 4400 Ashford Dunwoody Rd NE Ste 1280, Atlanta, GA 30346 | (770) 395-6717
Lenscrafters has a wide array of different frames and lens that make it a top place to get eyeglasses in Atlanta. Like many Lenscrafters locations, if you have a basic problem with your frames, they will try to fix them for free.
Most Lenscrafters also offer on-site exams, which is very convenient.
How Much Does An Eye Exam Cost At Lenscrafters?
If you don’t have insurance, you can expect to pay about $70 to $90 at Lenscrafters. If you have insurance, expect about a %10-15% discount off that price range.
Versace Women’s VE3175 Eyeglasses
Buy
If you know your size, you actually shop for eyeglasses online. Here are our favorites:
- Gucci GG0004O, Plastic Square Eyeglasses, GG 0004O, 53mm
- Michael Kors MK 4058 3050 Caracas Crystal Clear Rectangle Eyeglasses 54mm
- Tommy Hilfiger 1282 Eyeglasses Color 0FMW 00
- Versace Women’s VE1175B Eyeglasses 53mm
Final Word
The eyeglass store is one of the places that you don’t really think about until you need to see!
Finding the right eyeglasses for you will take time, money and most of all patience. There are a lot of choices out there so take your time. For the cheapest prices, try online.
And don’t get caught up with the type of vision insurance you have or don’t have. If you have insurance, eyeglasses aren’t really “insured.” What you get with a policy at best is a discount.
More than the best eyeglass stores, we’ve got some merchandise you might be interested in. Have a look….
Looking to shop? Check out the best malls in Atlanta
Along with the wonderful things to eat and do in Atlanta, there are also so awesome places to shop.
In addition to malls, many Atlanta boutiques and consignment shops have daily deals so that you can save money.
Atlanta’s retail scene continues to be a bright spot for the local economy — and that means more sales for everyone!
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Multiple reputable survey websites allow you to earn money online, with earnings varying based on the platform, the number of surveys completed, and the time invested.
These websites pay you real money (and in some cases, points that you can redeem into gift cards) to do surveys.
In this article, we’ll discuss several of the top survey sites that allow you to earn cash.
Are Survey Sites Legit Places To Make Money?
The survey sites that we will consider all are great resources to build extra income. You won’t get rich by any stretch of the imagination, but what you earn will supplement your income.
Many survey sites conduct market research for diverse clients across several different major industries. They use the information you input to make their products and services better.
- Swagbucks
- Google Opinion Rewards
- Toluna Influencers
- Inbox Dollars
- MyPoints.com
Swagbucks
If you want to do more than just answer surveys for money, Swagbucks is the ideal website for you. At Swagbucks.com, you can earn cash by watching short videos, search the web and more.
You can also earn gifts cards from retailers like Amazon, Walmart, Target and more from using the site.
Is Swagbucks Legit And Safe?
Swagbucks is a rewards program that allows yo to earn points and get cash back by doing different tasks online. instead of being a scam, Swagbucks is a great way to earn extra cash by doing things online.
Google Opinion Rewards
Google Opinion Rewards is an app that pays you to help improve Google’s many products and services. Once you download it, you can see how to fill out surveys about different products.
The way the site works is that you earn credits from filling out surveys related to Google services. You can then convert the credits into cash.
Is Google Opinion Rewards Legit
Google Opinion Rewards is a Google product itself, so it’s as legit as they come.
Like most survey sites, Google Opinion Rewards won’t pay you much. Users can earn roughly between $0.10 and $1.00 per survey completed. The more questions you answer, the more you can earn.
Toluna Influencers
When it comes to surveys, Toluna Influencers is one of the best sites to try out. The surveys on the site will generally take between 15-20 minutes.
The Toluna surveys begin with introductory questions to gauge whether you are the correct demographic. Depending on how you answer will determine if your answers will be counted in the survey.
Is Toluna Influencers Legit?
You may be wondering if Toluna Influencers is a legitimate website and not a scam. Once you sign up for the site, you will see that it is for real.
Inbox Dollars
Inbox Dollars is on online rewards club that pays you via PayPal for completing various tasks on their website.
If you choose to try InboxDollars.com, you’ll find that it is a viable resource for generating income. It will take some time before you actually make a buck, but when you do, the money is 100% real.
Is Inbox Dollars Legit And Safe?
InboxDollars.com is a safe-to-use website that pays users for their time and effort. They even are offering a $5 just to sign up.
My Points
MyPoints.com is a website that allows you to earn points for shopping and buying the things you need and want.
The website is currently offering $10 Amazon and Visa reward cards for those who sign up.
MyPoints.com features several types of surveys on topics like automobiles, fashion, travel, to home and garden.
Is MyPoints.com Legit?
If you’re worrying about whether My Points is a legitimate site, you should know that it very much it. As far as pay, how much you earn depends on how many paid surveys you attempt and complete.
Each online survey has a different payout, with some offering as much as $50. Most will pay less, but also take less time.
Conclusion
If you want to make money online, it’s easier than ever right about now. Thankfully, we’re living in a time when you can actually generate income from the comfort of your home.
Filling out surveys online can earn you a small fortune if you keep at it consistently.
To start making money, all you have to do is register with an email address, create a password and an account on the respective website of your choice.
You can generate cash from your home, work or even in between destinations from your phone, laptop or tablet. What’s not to like?
Of course, there are other ways to earn extra income. You can do it pretty fast or take your time and gradually earn income.
Interested in other ways to save or make money? Check out our Money Section:
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It’s been said that without good credit, you won’t have good borrowing power — and that’s true to an extent.  Many people think you have to have a lot of money to do it, but that’s not true. Actually and it’s pretty easy to do — and we’ll show you how.  Millions of Americans struggle to raise their credit scores because of unwise financial decisions, but you can be different. You can build credit fast by taking a few simple steps.  Let’s go over the ways so that you can begin to get financially sound. Here’s what you need to do:1. Get Added As An Authorized User On A Credit Card
Ask someone to add you to their credit card as an authorized user. Obviously this will likely be a family member, spouse or close friend. Really close friend!
You don’t even ever have to use the credit card so there’s no risk to them.
On the other hand, you will benefit from the authorized user’s wise use of credit. Over time, this will improve your credit as well.
2. Apply For A Secured Credit Card
The benefit of getting a secured credit card is that you have to pay upfront. As you wipe away your monthly debt, you begin to boost your credit history.
The key to getting fast credit is to pay for whatever you swipe at the end of the month. Pay it in full. That way, you’ll get credited with a zero balance after 30 days, which is an A1 credit practice.
3. Get Credit For Paying Your Bills
A relatively new financial product is the rise of rent-reporting services. These services report your bill payments to the credit bureaus.
That means you can get credit for psyching your light bill or other utilities.
How Long Does It Take To Build Credit?
A lot of consumers may need to build credit quickly because of a big purchase, like a house, car or even a TV.
But it’s going to take several months — figure about six months — for your credit score numbers to rise.
The reason it takes so long for your credit score to rise is because the credit agencies, Experian, Equifax and TransUnion, need to build a report on your credit history.
Also, FICO requires that at least one of your credit accounts be open for six months, so the credit bureaus like to use those six months to monitor your financial decisions.
Final Word
It’s always a good idea to get request your credit report to see where you are credit-wise. By law, you get one free credit report from each credit reporting agency.
Up Next: How To Dispute Your Credit Report
https://atlantafi.com/how-to-dispute-your-credit-score-really-easily/
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Grocery prices are reacting to tariffs by going up and up, and that’s not good for our wallets. The good news is that you can still save on food prices if you take some key steps.
This article will show you how to trim your grocery bill to save more of what you earn.
Not everyone can buy their eggs wholesale. What can you do to keep as much as your money as possible at checkout?
You can save money on groceries if you use some of the strategies in this article.
Save On Groceries By Following This 7 Steps
Your food bill is one of the most important expenses you have. You can’t wipe it out, but you can lower it. This article is going to show you how to do that.
1. Use Coupons
The next time you see the crazy coupon lady on aisle 7, ask if she’ll teach you a thing or two. Coupons are the easiest way to save money at the grocery store.
You can clip coupons from sales flyers in the store or go online; either way you save money.
2. Use Your Grocery Store Loyalty Card
Do you use your Kroger Plus card to save? You should.
Many grocery stores have loyalty cards that take real money off your bill during checkout. Some grocers may even print a coupon along with your receipt.
3. Follow The Sales
For starters, you need to see the sales that the local stores in your area. For a city like Atlanta, here are the national chains and their sale pages:
4. Don’t Shop Hungry
One of the main ways people put things in their basket that they have no business is because they’re hungry when they shop.
Always eat a full meal before you go to the grocery store. This way, the temptation won’t be so great to buy whatever you see.
5. Choose Generic Brands
If you’re one of those people that shop only for name-brand items, that you’re going to go broke fast. The way to save is to buy generic brands.
If you like Raisin Brand cereal, you can bet that you can find a cheaper brand that has those same raisins in it. In some cases, you’ll find that generic brands are cheaper.
6. Buy In Bulk
Believe it or not if you buy in bulk, you’ll get a better price than if you bought food wrapped individually.
That means places like Sam’s and Costco will get your grocery dollars, but it’ll be worth it.
Some area stores that allow you to buy in bulk include:
7. Use Cashback Apps
You’ll be surprised how much money you can put back into your wallet by downloading some cashback apps. Here are the best ones:
Last Words
The price of a gallon of milk, bacon and other food staples is skyrocketing right now. You need to save money on your groceries.
The key to it all is that you want to find what’s on sale. The way you do that is you look for items on the end of the display cases and the bigger signs in the store. That’s what’s on sale!
You can save even more if you’re an Amazon Prime member. Here’s what to know.
Metro Atlanta has a hot economy and that means employers are hiring at a rapid pace. We currently have job articles that show you high-paying jobs, those close to downtown and even side hustles you might like.If you’re looking to get hired in Atlanta right now, there’s a very real possibility that you can land your dream job.Up Next: How To Shop At Your Local Farmers Market
Don’t look now, but there’s a good chance that you’re being overcharged for car insurance. Young and old drivers alike should know that there are some ways to lower their rates.
This article will show you several ways to get cheap auto insurance. We’ve done the research for you so all you have to do is get ready to save money.
Don’t kiss the script at the bottom of this article, which shows you what to say to your insurance company to get them to drop your insurance rates.
How You Can Lower Your Auto Insurance Payments
Car insurance companies penalize drivers under age 25 because they rely on statistics and reports that say that motorists younger than that age are responsible for the most accidents, but the truth is that they feel those drivers are more likely to be helped by their parents. That means the insurers feel confident that the high rates can be absorbed by dual income people who feel obligated to help their son or daughter with insurance costs. Wouldn’t it be great if you could just lower your insurance payments altogether? Here are some ways to do just that.
Bundle Your Auto And Home Insurance
The quickest way to drop your rate is to bundle your auto and home insurance. If you don’t have a home and live in an apartment, see if you can bundle your renter’s insurance. Insurance companies have an incentive to lower your rate if you give them more of your business.
Maintain Good Credit
Another way to lower your insurance is to improve your credit score.
In some states, your credit score can affect your insurance rates. Work on improving your credit to potentially lower your premiums.
One of the ways car insurance companies determine your rate is by looking at your credit score. A poor score, typically anything below 600, will have you paying more for auto insurance.
Do all you can to raise your credit score. Here are some ways to do that.
Ask For Discounts
When you contact an auto insurance company, make sure you ask for discounts. If you’re a member of any organization or even your employer may qualify you for a discount on your insurance.
Get Several Insurance Quotes
Never settle for just one insurance quote when you’re shopping for a rate. Always contact several insurance companies and write down their quotes. Once you feel you’ve gotten enough insurance quotes, take a look at your list and compare prices. This way, you’re sure to choose the lowest insurance rate.
Some insurers offer discounts for things like being a member of certain organizations or having certain safety features on your car.
Consider Usage-Based Insurance
Some insurers offer programs where your rates are based on your actual driving habits. If you’re a safe driver, this could save you money.
Use This Script To Ask For Lower Rates
Here’s a concise and polite script you can use when calling your insurance provider to negotiate a lower car insurance rate. Feel free to adjust it based on your specific situation:
“Hello, my name is [Your Name], and I’m calling about my car insurance policy, number [Policy Number]. I’ve been a customer for [X years/months], and I’ve been happy with your service. However, I’ve noticed that my premium is currently [current rate], and I’m wondering if there’s anything we can do to lower it. I’ve been a safe driver with no recent claims or tickets, and I’d like to explore any discounts I might qualify for—like multi-policy, safe driver, or low mileage discounts. I’ve also received quotes from other providers that are a bit lower, but I’d prefer to stay with you if we can find a more competitive rate. Could you take a look and see what options are available to adjust my premium?”
Tips
1. Be polite but firm: Show appreciation for their service but make it clear you’re serious about finding a better rate.
2. Have details ready: Know your policy number, current rate, and any competing quotes (even if approximate).
3. Leverage your record: Mention your clean driving history or loyalty as a customer.
4. Be ready to negotiate: They might offer a small discount at first—don’t hesitate to ask if they can do better.Last Words
In a large metropolitan city like Atlanta or a small one like Mayberry, you need car insurance. But why does it have to be so expensive? Getting a lower insurance rate is super important today because prices continue to creep upward. Remember to comparison shop so that you can make sure you’re getting the best rate.
If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.Read more:
When it comes to saving money, many people look far and wide, but the answer may be on their phone — literally.
Even if your phone bill is one of the smallest expenses you have, there’s a possibility that you’re spending $20-$40 too much.This article is going to show you how to save money on your phone bill. Follow these steps to cut expenses.1. Evaluate Your Current Plan
Check your monthly data, call, and text usage. If you consistently use less than what your plan offers, you may switch to a cheaper plan.Be aware of any contractual obligations you might have. Sometimes, staying on a plan after a contract ends can be more expensive than switching.When you find a plan that works for you, it’s time to take action:2. Downgrade Your Data Plan
A lot of wireless providers have removed the option to downgrade plans from their websites and apps. That’s why you need to call your phone service provider.To downgrade your data plan, you need to call your wireless carrier. Here are there phone numbers:- AT&T: 1-800-331-0500
- T-Mobile: 1-877-453-1304
- Verizon: 1-800-922-0204
3. Start A Family Plan
T-Mobile, Verizon and AT&T all give their biggest discounts to people on a family plan.
For example, a family plan of four costs about $120, while a single line can as high as $75 with the leading wireless companies.Make sure you compare prices between the different carriers, so that you can find the cheapest cell phone plan.
4. Qualify For A Discount
If you’re in the military, a veteran or senior citizen you may be able to save as much as $10 month on your days plan.
Make sure you review the many organizations you may be a part of. Chances are, you qualify for a rebate or reduced plan because of your affiliations.
5. Buy A Refurbished Phone
Who says you have to buy a new phone when a pre-owned one works fine?In some cases you can save up to 80% on the cost of a phone when you choose a refurbished one.Here are some refurbished phones for sale on Amazon.6. Opt For Autopay
All of the phone providers give you an average of $5 off if you choose to enable autopay for your monthly bill.
The savings come to $64 a year if you can make it the full 12 months. That’s not bad.
7. Don’t Get Phone Insurance
If you want to keep your monthly phone bill down, don’t opt for phone insurance.
If you’ve ever filed a claim on a broken phone (I have), even with insurance there are instances where you still have to pay.
Final Words
If you want to stay connected to the world, your phone bill is one expense that you can’t live without. The good news is that you can save money along the way.Metro Atlanta’s hot economy has slowed of late due to the COVID-19, but that’s OK. Check out our Coronavirus Resource Guide and find out how to make and save money.We currently have job articles that show you high-paying jobs, those close to downtown and even side hustles you might like.If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.Read more:
If you’re serious about making money from home, you’re going to have to have a strategy you can employ day to day.
To make it happen, you’re going to have to step outside your comfort zone to find creative ways to generate income. No worries, Atlantafi.com is here to help!
One of the key questions people ask themselves is this…
How Can I Make Good Money From Home?
The key is to be open to try new things. Here are some of the best ways to make money from the comfort of your home.
- Sell Your Stuff Online
- Become An Online Tutor
- Start Blogging
- Build Simple Websites
- Rent Out Your Home
- Start An OnlyFans
Let’s explore each of these money-making options before getting into more strategies.
1. Sell Your Stuff Online
If you have a bunch of old things just lying around your home, you might as well make a profit off them. Selling your things online has never been easier. Here are some websites that allow you to sell your things online:
2. Become An Online Tutor
If you’re good in a particular subject like English or math, you can make supplemental income by becoming a tutor.
Virtual learning has dramatically increased because of the coronavirus pandemic, making it a good time to be a tutor. Some sites you need to check out are:
3. Start Blogging
Bloggers make big money these days, but you have to develop a niche and an audience. If you’re interested in entertainment, you’ll have to start small and find a way to break into the business.
If you’re looking at a niche, make sure your content is unique and that your reputation is worth people’s attention. Some top blog sites are:
4. Build Simple Websites
You don’t have to be a web developer to build simple websites for clients and customers. There are some great platforms you can use to charge people good money.
How Much Does A Web Developer Make?
How much you charge to build a website has to do with how large and involved the site is. Also, it depends on if you’ll be running maintenance on the website. For a small website, a cost between $3,000 and $6,000 is reasonable. For a medium-size site, you’ll be looking at around $10,00 and up.
Here are some website platforms you can use:
5. Rent Out Your Home
Photo credit: Rowan Heuvel via Unsplash If you have possession of a family home in another state or perhaps a rental home in your city, one way to make extra cash is to rent out your home.
Here’s How To Rent Out Your Home For Extra Income.
6. Start An OnlyFans
If you’re familiar with OnlyFans, don’t get it twisted: While the site seems to have a large fanbase only interested in intimacy, it’s a legit money-making platform.
OnlyFans is a digital content platform that allows you to charge viewers for photos and videos. You can knit a blanket and make money by showing others how it’s done.
The site charges 5 cent commission for the opening months. If you get just between 1% and 5% of your audience to subscribe, you could make between $1,499 and $7,495 per month, according to the site.
Here’s How To Sign Up For OnlyFans and Make Money Fast.
How Can I Make Money As A Stay-At-Home Mom?
Stay-at-home mothers may feel the particular need to find employment while they are at home with their children. If that’s the case, no problem!
What you moms are going to have to do is look no further than the hobbies you know and enjoy from time to time. Is there money to be made?
Yes, but you’ve got to find an angle. You need a way to turn that past-time of yours into a money-earning side job.
Here are some ideas:
- Use Grocery Shopping Apps
- Fill Out Surveys Online
- Sell Old Baby Clothes
- Hire Yourself Out on Fiverr
If you’re into fast cash, you may be looking to score money much quicker than it times it takes to build a viable side business.
How Do I Make An Extra $1,000 A Month?
The way you make an extra $1,000 a month is by getting side jobs that pay quickly. These are not opportunities that pay you a little bit at a time.
- Become A Pet Sitter
- Become A House Sitter
- Work As A Customer Service Rep
How Can I Make $100 A Day?
If you want to make $100 a day, you’re going to have to plan your strategy in a way that’s profitable every24-hour day period.
If you can land a freelance gig, you can earn in excess of $100 daily.
You can also day trade on the stock market to earn that kind of money, but you need to know what you’re doing.
Final Words
I want to emphasize that there are no get-rich-quick schemes out there that pay money each day and are legal. That’s not how it works.
To make money from home you’re going to have to come up with an idea for a product or service that has been tested and proven. But there’s hope.
You can always get a work-from-home job.
Metro Atlanta has a hot economy and that means employers are hiring at a rapid pace. We currently have job articles that show you high-paying jobs, those close to downtown and even side hustles you might like.
If you’re looking to get hired in Atlanta right now, there’s a very real possibility that you can land your dream job.
Read more: Best work from home jobs in Atlanta, Georgia
