Atlantafi.com is bringing you the latest on the coronavirus pandemic, which has the state of Georgia and the city of Atlanta under a state of emergency.
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Your credit profile is your portal to unlocking your financial freedom and managing your debt. You can improve your credit over a long period of time or relatively quickly.
Believe it or not, there are some easy steps you can take to raise your credit score quickly. In this article, we’ll go over some ways to do just that.
How To Improve Credit Score Quickly
The reason why your credit score may be low is because of delinquencies — bad debt or bills that you couldn’t pay. These absolutely kill your credit score because unpaid bills tell creditors that you can’t be trusted with debt.
Another thing that could ding your credit are inquiries, which is when a lender inquires as to your creditworthiness. When an inquiry is made your credit may fall a few points.
What Is A Good Credit Score?
A good credit score is one that is generally above 650 and between 600-750. Anything below 500 and you may not be able to get credit, or borrow.
Here is a scale to let you know what’s good, bad and excellent credit:
- Exceptional: 850-800
- Very Good: 799-740
- Good: 739-670
- Fair: 669-580
- Poor: 559-300
About 67% of Americans have a good credit score, according to Experian, one of the national credit bureaus.
How Long Does It Take To Improve Your Credit Score?
It takes as short as 30 days to raise your credit score, but don’t get upset if it takes two months instead.
You didn’t get in financial trouble overnight, so likewise with this, it’s going to take some time to improve your credit. Now let’s talk about how to improve your credit fast in 3 ways:
How To Raise Your Credit Quickly In 4 Ways
You can raise your credit score quickly in a few ways:
1. Get Your FREE Credit Report
First, you need to access your credit report. As an American, you are entitled to one free credit report every year. You can get it by going to annualcreditreport.com.
Once you have your credit report, you need to look over it pretty good. You’ll be looking for any mistakes on any negative items that are on it.
If you dispute anything on your credit report, especially a collection or inquiry, the company must prove that it followed the law. If they can’t prove it (and many can’t) you can have the negative marks removed from your report.
This could raise your credit dramatically!
2. Contact Your Creditor
Believe it or not, creditors want to work with you to bring your account into good standing. If you missed a payment for one reason or another, they may be able to forgive the debt if you contact them.
Resist the temptation to call them. You should write a letter or email and get a documented reply.
If your creditor agrees to forgive the debt, your credit score could rise dramatically!
3. Pay Your Bills On Time
The best way to pull your credit out of the dumps is to make some on-time payments. This will help you build or rebuild your credit history.
Your credit history is the key to being able to borrow money from the banks or get a credit card.
4. Get A Secured Credit Card
A secured credit card is one that may require a deposit and a credit limit somewhere around $2,000. As you pay your bills on time, your credit limit grows.
Nothing tells the credit bureaus that your financial health is improving like credit card use. Of course, you’ll want to keep your credit card debt under control and don’t swipe if you can’t pay it off at the end of the month.
That’s the key: As you keep your credit card bills low, always pay on time.
5. Boost Your Credit By Paying Your Bills
One website that allows you to build your credit quickly is StellarFi, which allows you to build your credit by paying your bills.
One of the most important things you can do is maintain good credit. If you don’t have a high enough credit score, you need to improve it — but how?
Watch this video of Milan and Home-Free USA as she gives more tips on how to improve your credit.
How Many Credit Cards Should I Have To Improve My Credit Score?
The idea that your credit can be hurt by having a large number of credit cards has some truth in it. That’s because of what’s called your debt-to-credit ratio.
A debt-to-credit ratio tells creditors how many of your borrowing power as a whole are you using up by paying your credit card bills. If you overextend yourself, the creditors will use it against you.
As for how many credit cards you need to improve your credit score, there’s no hard and fast rule. That being said, a couple credit cards in the black should suffice.
Summary
So, yes, you can improve your credit fast, but you’ll need to do three things. Let’s go over them again:
- 1. Get Your Free Credit Report
- 2. Contact Your Creditor
- 3. Pay Your Bills On Time
- 4. Get A Secured Credit Card
Are you trying to become more financially literate? Check out Money Mondays at AtlantaFi.com, where we’ll share strategies to save and make cash.
If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.
Read more:
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Yes, you can earn extra income every month from your home in Atlanta. All you need is a laptop or phone and you can earn. All you need is the right strategy.
This article will share some ways you can get started making money online.
The key to financial success may be right in the comforts of your own home. We’re going to cover ways you can make money online in Atlanta, but first you should know this:
How to Make Money Online In Atlanta
We’re not talking about any get-rich quick scheme or multi-level marketing. We’re talking about generating income from your own sweat equity via computer.
Sell Your Arts & Crafts
Are you a maker? There are several places you can sell your wares across town.
To get started, invest in a nice art canvas or some paint brushes that will allow you to experiment.
if making things with your hands is more your cup of tea, a pottery and clay sculpting kit would be a great place to start. Once you buy what you need, Atlanta has some great locations to sell your wares.
Here are some places you can set up shop:
Other sites that let you sell your handmade wares include:
Become A Blogger
If you have a passion for writing, you can become a blogger to make money online. You can start a blog on one of the major platforms like:
Atlanta has plenty of writing jobs that you can do online. In addition to traditional job sites, Craigslist Atlanta has all types of writing jobs available.
UItimate Guide: How To Become a Blogger.
Read more on what clients look for in How To Hire A Virtual Assistant.
Virtual Assistants can make a consistent monthly income from doing the things they have expertise in. You can also hire a virtual assistant for projects you need to get done.
Rent Your Home On Airbnb
You can rent your home out on Airbnb and make some supplemental income on a regular basis. Turning your home into a bed and breakfast has its benefits.
The monthly income is on average $1,651, according to Airbnb. But of course, it depends on your home. The more you fix it up, the higher price you may fetch.
If your home is not Airbnb-ready, you’ll need to beautify it the best you can. Some things you’ll need are:
- A fresh coat of interior paint
- Why stop there? Paint the outside as well
- Got hardwood floors? Get some deep brown shellack
The good thing about Airbnb is that you can review your guests before you accept them into your home. If you’re thinking about trying it, list your home for a weekend to see if it’s for you.
Ultimate Guide: Renting Your Home on AirBnb
Fill Out Surveys Online
One of the easiest ways to make money online is to fill out survey sites, which can pay you real money that can be deposited to your PayPal account.
One of the best survey apps to use is Google Opinion Rewards, which pays users with Google Play or PayPal credit.
Here are some top survey sites that pay you cash.
Sell Hair Online
The hair-selling industry is a multibillion dollar business. So, the feasibility of it is unquestioned. With technology, the ease of getting into selling hair is easier than ever now.
If you’re interested in learning more, see how Hair Selling Guide.
Freelancing
Photo by Samson Katt from Pexels You can become a freelance writer or contractor in a profession that you know a lot about. While a lot of your opportunities will have to do with your skill level, many companies are open to hiring freelancers because it saves on payroll and insurance costs.
But becoming a freelancer can’t be a high-paying job. Here’s how to become a freelancer with no experience.
Find Your Missing Money
Photo credit: Thought Catalog via Unsplash There’s one way you can get a windfall without doing any work at all. Your state or city may have some missing money from you.
Get in contact with your state’s revenue department to see if you may have some hidden money.
Get A Work-From-Home Job
Work-from-home jobs are growing at an exponential rate. Not long ago, it was considered rare for employees to work from home. Not anymore.
To work from home, many companies require that you have certain equipment. You’ll most likely need these:
- A computer with a your router with a good, fast connection
- A Bluetooth ear piece to talk on the phone
- A sturdy office desk that you can sit at for long periods
Of course, there are more items to buy, but you get the idea.
Here are some work-from-home jobs in Atlanta that you can do if you’re a mother, infirm or simply want to avoid the daily commute.
Up Next: Who’s Hiring in Atlanta
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Do you need a new pair of glasses, for cheap? Eyewear is a $140 billion industry controlled by Luxottica and a handful of optical companies. To find cheap glasses, you’re going have to look outside of the main websites that sell eyewear.
This article will show you where you can find quality glasses that are cheap on your wallet. But first, you may have a question:
What’s The Advantage Of Shopping For Glasses Online?
Aside from the obvious advantage — convenience — of shopping online for eyewear, there is also the speed in which you can explore different websites and the frames they offer.
Going into a physical store and browsing their selections can wear you after a couple locations, not to mention responding to the sales clerk’s inquiries on what you’re looking for.
Another advantage is that you can save hundreds of dollars shopping for glasses online. The prices that some of these eyewear distributors have are hard to beat compared to your major eyeglass stores.
How Much Do Basic Eyeglasses Cost?
The cost of a pair of eyeglasses varies depending on many factors, but you can expect to pay anywhere from $15 to $600 for a good pair.Again, the name brand and prescription have a lot to do with the pricing. With that said, it’s safe to say that the average pair of glasses will cost you around $200 for a quality pair.Here Are Some Of The Best Places To Buy Glasses Online
As you’ll see though, you may be able to get glasses for much cheaper and even under $20.
Lensabl.com
Lensabl.com is a great site to find discounted frames. The styles that they have are a bit limited compared to some of the other sites on this list, but they have quality glasses in more standard designs.
Does Lensabl Take Insurance?
Lensabl accepts Linneo insurance payments, but not other major insurers.
You may be able to get reimbursed by your vision insurance company for your Lensabl purchase. Submit your Lensabl receipt to these insurance companies for reimbursement.
Return policy: Lensabl lets you return glasses that don’t fit right or if the prescription is off. Standard shipping (2-4 business days) is free in the US and done by USPS Priority. Expedited shipping is $20 and is done by UPS overnight (1 business day).
Zenni Optical
Zennioptical.com is one of the cheapest sites to buy glasses online. I’ve seen frames as cheap as $12.95.
Zenni Optical also has a vast selection of different styles. When it comes to frugal prescription eyewear, Zenni is hard to beat.
The cool part? With Zenni’s 3D Virtual Try-On tool, you can upload a video of yourself to get a realistic 180-degree view of how a particular frame will look and fit on your face.
Does Zenni Optical Work With Vision Insurance?
Zenni Optical doesn’t accept vision insurance, but some insurers will accept an invoice copy for reimbursement from the company. Check with your insurance company, and if they do, request an emailed invoice copy from Zenni at service@zennioptical.com.
Return policy: Zenni gives you 30 days from the date you receive the glasses to call them for a return. They will give you a one-time-use 100% store credit (excluding shipping), or for a 50% refund (excluding shipping) to the credit or debit card or PayPal account. Unused accessories can be returned for a 100% store credit or a 100% refund (both excluding shipping).
EyeBuyDirect.com
EyeBuyDirect.com is another great place to find affordable glasses online. They frequently have 50% off sales and frames for as cheap as $26 Like Zenni, EyeBuyDirect.com has a Virtual Try-On feature that lets you see how you look with certain frames on your face.
If you’re unsure of what looks good on you, take EyeBuyDirect’s Fit & Style Quiz to get your answer.
Does EyeBuyDirect.com Accept Insurance?
EyeBuyDirect.com is not currently affiliated with any insurance companies. They can provide you with a detailed copy of your receipt so that you can use your FSA/HSA toward your purchase.
Return policy: If you’re not happy for any reason, EyeBuyDirect.com says you can get a refund or a replacement with no literally no hassle involved. They have a14-Day Fit & Style guarantee which allows customers to make an equal exchange or return with no questions asked.
Liingo Eyewear
At LiingoEyewear.com, you can get a nice pair of prescription glasses starting at around $79. The site’s Frame Fit tool uses your computer’s camera to scan your face and give you frame recommendations.
Does Liingo Eyewear Accept Insurance?
Liingo Eyewear does accept insurance. The company is an out-of-network provider for most insurance companies, which means you might not get coverage.
If your vision insurance does accept for an itemized receipt, contact Liingo at hello@liingoeyewear.com.
Return policy: You get free returns and free shipping up to 60 days.
Goggles4U.com
Goggles4u.com is a well trusted site that features a lot of BOGO (buy one get one free) offers on its frames. With prices as cheap as $4.95, affordability is the focus, no pun intended.
For orders within the United States, you should know that standard shipping is $5.95 and Priority shipping is $9.95.
Does Googles4ucom Accept Insurance?
Googles4u.com does not accept insurance. If you have an FSA/HSA card associated with VISA, Mastercard or AMEX you can pay that way.
Return policy: Googles4u.com has a one-time exchange policy that allows customers to modify their orders if the glasses do not fit. You must report any issues within 15 days of getting your glasses. They encourage you to contact them via Live Chat, Call (1-888-972-9060), or over an email to be sent at steve@goggles4u.com.
Vlooktical
On Vlookoptical.com, you’ll find designer frames for as low as $1 to $6. These frames are lightweight and flashy, but you’d better take good care of them if you want them to last.
Does Vlook Optical Accept Insurance?
Vlook Optical does not accept insurance.
Return policy: Customized glasses are non-returnable. If the glasses have not been personalized, you can return them within 14 days after delivery the product.
To be eligible for a return, your item must be in the original packaging, unused and in the same condition that you received it.
Final Word
Getting your glasses online is a great way to save money. Just like at your optometrist’s office you typically can get special lenses like:
- Bifocals
- Scratch Resistance
- Blue light or blue cut protection
- Anti-reflection
- UV Protection:
- Hydrophobic coatings
Before you buy online, always review the store’s return policy just in case you need to take the item back.
BEFORE YOU GO, take a look at all the top deals happening on our Retail Page. Don’t pay full price for things when you can get GREAT VALUE on items for low prices. Don’t want to miss a deal? Sign up for our #ATLHaps list HERE🙂 -
Gov. Brian Kemp on Tuesday, Oct. 22 announced the return of Georgia taxpayer rebates, saying that “here in Georgia, we’re working to give our people relief.”
Kemp revealed that eligible Georgians will receive rebates ranging from $250 to $500, following the model of previous surplus checks issued in recent years.
Kemp Revives Tax Rebates for Georgians
“Inflation may have fallen, but high prices are still here and weighing down hardworking Georgians every time they go to the grocery store, the gas pump, and so many other places in our daily lives,” said Governor Brian Kemp. “While bad policies coming out of Washington, D.C. are still hurting America’s families, here in Georgia we’re working to give our people relief. I want to thank the General Assembly for their support of the measure we announced today, and the many actions we’ve taken before now to put more money back in the pockets of hardworking Georgians.”
The breakdown of the rebates is as follows:
- $250 for single filers
- $350 for heads of households
- $500 for married couples filing jointly
These rebates were triggered by a $10.7 billion state surplus, with an additional $5.4 billion set aside in Georgia’s rainy-day fund.
The announcement comes during a pivotal election year, as Georgia remains a key battleground. While Kemp has criticized Democrats for economic struggles, the state’s revenue has surpassed expectations, leading to these election-year rebates.
“We all know that even if inflation has ‘fallen,’ high prices haven’t,” Kemp remarked. “Families see that every day at the grocery store or the gas pump. But today’s announcement is just the beginning of our efforts to provide relief, especially for those impacted by recent hurricanes.”
How To Get The Tax Rebates
As with the prior special tax refunds, the tax rebates announced today will not be taxable income under Georgia law. No additional action is necessary from taxpayers beyond filing their individual income tax returns from the two previous taxable years (2023 and 2024 tax returns).
Details about when the rebates will be issued or how they’ll be distributed are yet to be clarified.
If you’re interested in making extra income, don’t miss How To Make Money At Home and How To Quarantine And Make Cash.
Interested in other ways to save or make money? Check out our Money Section:
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Refurbished phones may get a bad rap, but those devices can save you hundreds of dollars. You probably have heard the term “refurbished” and wondered what it means.
This article is going to tell you how you can save a lot of money by buying a refurbished phone.
When you hear the word “refurbished,” you may be turned off completely. I mean, many people have this misconception that a refurbished phone means “less than” or something that is old or malfunctioning.
What Does A Refurbished Phone Mean?
A refurbished phone means that the device has been rebuilt or fixed of its defects. Some people may believe that refurbished phones are all used or pre-owned devices. That’s not true.
Many refurbished phones are “floor models,” which means that they have been on display at retail locations.
The biggest issue with buying refurbished phones is the trust issue: Many people don’t believe that such devices are quality products.
Whether or not you can trust a refurbished device has everything to do with where you buy it and the reputation of the seller. So let’s talk about where you can buy a refurbished phone near you.
Where To Buy Refurbished Phones Near You
Here’s where you can buy refurbished phones you can trust.
Amazon
Amazon has a program called Amazon Renewed that certifies electronic devices for 90 days.
Walmart
Walmart also sells refurbished electronics, too. All of the devices include original accessories and come with a 90-day limited warranty.
Best Buy
With the help of Geek Squad, its internal technical support team, Best Buy has refurbished phones and other electronics. All of the devices are certified as well.
Here’s Why You Should Buy A Refurbished Phone
Here are three things you need to ask yourself before you buy a refurbished product:
- What is the seller’s return policy?
- Is the refurbished device certified?
- Is the device cheaper than a similar item that is brand new?
If you answer yes to all of those three questions, then a refurbished phone should make sense for you.
Looking at those sites, here are phones I found for cheap prices. We’ll start with iPhones, then go to Android phones.
Best Refurbished iPhones For Sale
iPhone 13, 128GB Unlocked
Apple 14, 128GB Unlocked
iPhone 14, 128 GB Unlocked
Here Are the Advantages of Buying a Refurbished Phone
Buying a refurbished phone offers several advantages, particularly for budget-conscious or environmentally aware consumers:
1. Cost Savings
Refurbished phones are significantly cheaper than brand-new models, often costing 20-50% less, depending on the brand, model, and condition.
2. Quality Assurance
Reputable sellers inspect, test, and repair refurbished phones to ensure they meet functional standards. Many come with warranties, providing peace of mind similar to buying new.
3. Access to Premium Models
Refurbished options allow buyers to own high-end phones (like the latest iPhone or Samsung Galaxy) at a fraction of the original price, making flagship models more accessible.
Unlike new phones, refurbished models have already been tested and had any factory or usage defects addressed, potentially resulting in more reliable devices.
4. Environmental Benefits
Opting for a refurbished phone helps reduce electronic waste by giving a second life to a device, contributing to sustainable consumption.
Many refurbished phones come with essentials like chargers or cables, and some sellers offer upgraded accessories as part of the package.
Final Word
Buying used phones can be quite profitable – if you trade them in or sell them. Along with the wonderful things to eat and do in Atlanta, there are also so awesome places to shop.
In addition to malls, many Atlanta boutiques and consignment shops have daily deals so that you can save money.
Atlanta’s retail scene continues to be a bright spot for the local economy — and that means more sales for everyone!
Here are more articles from AtlantaFi.com you might like:
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One way we can save money is go use coupons, which come in electronic or paper form. Coupons are still one of the best ways to save on the items you buy.
This article is going to show you some of the best coupon sites with printable voucher codes you can use before you shop.
Best Coupons: Where Can You Get Discount Codes Online?
Here are the best coupon sites you can use immediately to save on your shopping bill.- Coupons.com
- Couponmom.com
- Groupon.com
- CoolSavings.com
- DontPayFull
- Hip2Save
- LivingSocial
- Retailmenot.com
- ShopAtHome
- SlickDeals
How To Get Deep Discounts At The Store
You may be wondering how to get deep discounts on items you buy everyday. Although it takes effort, finding deals isn’t brain science. Here are three ways to do it:
1. Go to the Clearance Section
Shopping out of the season is the #1 to get items for deep discount. The retailers have a vested interest in moving old stuff to clearance so they can make shelf space for new things.
2. Comparison Shop
If you don’t think you’re getting a good deal, compare the prices between multiple stores. You can do this by going online and doing the following:
- Pulling up the sales page of each competitor website
- Subscribing to different retailers and scanning their marketing emails for deals
3. Shop At The Right Time
Can your purchase wait until sales are abundant? We’re talking about the holidays toward the end of the year or even sales that correspond with a national holiday like July Fourth or Labor Day.
Sometimes, you can score some major deals just from timing your shopping around certain holidays when retailers drop their prices.
4. Ask the Store Manager
One of the easiest ways to get a discount is to ask the store manager for a discount. They know which products aren’t doing well and they may be willing to cut a deal.
Also, the manager may be able to tip you to the date when another item is set to go on sale.
Final Words
Coupons can save you big money at the grocery store. If you don’t use them — either the digital or print kind — you’re missing out on some major savings.
You can always save money if you put in the time and effort. The discounts are out there. You just have to find them.
Some stores will have outdated items in a special part of the store. Look for the discounts to save money.
Interested in other ways to save or make money? Check out our Money Section:
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Grocery prices are sky-high right now, but you can still save on food prices if you take some key steps.
This article will show you how to trim your grocery bill to save more of what you earn.
Not everyone can buy their eggs wholesale. What can you do to keep as much as your money as possible at checkout?
You can save money on groceries if you use some of the strategies in this article.
Save On Groceries By Following This 7 Steps
Your food bill is one of the most important expenses you have. You can’t wipe it out, but you can lower it. This article is going to show you how to do that.
1. Use Coupons
The next time you see the crazy coupon lady on aisle 7, ask if she’ll teach you a thing or two. Coupons are the easiest way to save money at the grocery store.
You can clip coupons from sales flyers in the store or go online; either way you save money.
2. Use Your Grocery Store Loyalty Card
Do you use your Kroger Plus card to save? You should.
Many grocery stores have loyalty cards that take real money off your bill during checkout. Some grocers may even print a coupon along with your receipt.
3. Follow The Sales
For starters, you need to see the sales that the local stores in your area. For a city like Atlanta, here are the national chains and their sale pages:
4. Don’t Shop Hungry
One of the main ways people put things in their basket that they have no business is because they’re hungry when they shop.
Always eat a full meal before you go to the grocery store. This way, the temptation won’t be so great to buy whatever you see.
5. Choose Generic Brands
If you’re one of those people that shop only for name-brand items, that you’re going to go broke fast. The way to save is to buy generic brands.
If you like Raisin Brand cereal, you can bet that you can find a cheaper brand that has those same raisins in it. In some cases, you’ll find that generic brands are cheaper.
6. Buy In Bulk
Believe it or not if you buy in bulk, you’ll get a better price than if you bought food wrapped individually.
That means places like Sam’s and Costco will get your grocery dollars, but it’ll be worth it.
Some area stores that allow you to buy in bulk include:
7. Use Cashback Apps
You’ll be surprised how much money you can put back into your wallet by downloading some cashback apps. Here are the best ones:
Last Words
The price of a gallon of milk, bacon and other food staples is skyrocketing right now. You need to save money on your groceries.
The key to it all is that you want to find what’s on sale. The way you do that is you look for items on the end of the display cases and the bigger signs in the store. That’s what’s on sale!
You can save even more if you’re an Amazon Prime member. Here’s what to know.
Metro Atlanta has a hot economy and that means employers are hiring at a rapid pace. We currently have job articles that show you high-paying jobs, those close to downtown and even side hustles you might like.If you’re looking to get hired in Atlanta right now, there’s a very real possibility that you can land your dream job.Up Next: How To Shop At Your Local Farmers Market
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It’s entirely possible that the state of Georgia owes you some money.
Unclaimed money from the state is one of the largest areas that people forget to check when they are in need. The fact is that state treasuries have millions of dollars in unclaimed money and people are unaware.
What Types Of Unclaimed Money Could Be Out There?
If you’re curious about what types of unclaimed money could be out there, here are some categories you need to know about.
- Missing Tax Refunds
- Old Checks From Defunct Businesses
- Old Accounts From Shuttered Banks And Other Financial Entities
- Retirement Accounts From Former Employers
How Do I Find Out If I Have Unclaimed Money In Georgia?
An unclaimed money search is something that you have to figure out. There’s no central federal government agency that keeps track of the unclaimed money it has for you or funds that you may be owed.
There are however some websites that allow you to check to see if you have unclaimed money.
The National Association of Unclaimed Property Administrators (NAUPA) facilitates Unclaimed.org, a multistate database for unclaimed money. Here’s the link for Georgia.
- Start your search for unclaimed money with your state’s unclaimed property office.
- Use the missingmoney.com is another site that has a multistate database that lets you do a free search for your name for bank accounts, safe deposit box contents, uncashed checks, insurance policies, CDs, trust funds, utility deposits, stocks and bonds, wages and escrow accounts in Georgia or any state you’ve moved from. (You do have to register).
Another way to get money is by means of an unclaimed check. Let’s talk about that.
What Is An Unclaimed Check?
An unclaimed check can take many forms, but it may most likely be an uncashed payroll check. Think back to all the jobs you formerly had. They may have some unclaimed money for you!
Make sure you check your old employers as well as your maiden name to see if any residual checks are there for you.
Check Your Old Pensions
If you’ve worked a job in the past, you may have some unclaimed money out there in the form of a pension.
The Pension Benefit Guaranty Corp. keeps a database on all unclaimed pensions across the United States.
Go to the PBGC’s website to see if you have an old pension with money in it.
Beware Of Scams
The most important thing about unclaimed money is that crooks are trying to get ahold of it just like you.
There are a lot of sites out there that will ask you to pay a fee to do an unclaimed money search, but that’s a racket. Don’t pay anyone to search for your money. Do it at the sites above FOR FREE.
Final Words
Believe it or not, there are a lot of ways you can come into a windfall of money. One of the easiest ways is to see if the state of Georgia owes you money.
Getting your unclaimed money is a great way to generate much-needed capital in these days and times. The key is that you have to be persistent and leave no rock unturned, as they say.
Don’t let the red tape of the system intimidate you from getting what’s rightfully yours: Your hard-earned money.
Aside from cash, you may have some land you don’t know about. See how to get your unclaimed property.
Got an event or know of something opening in and around Atlanta? Holla: CJ@AtlantaFi.com. See what’s poppin’ in the ATL! Subscribe to our news alerts here, follow us on Twitter and like us on Facebook.
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Fixing up your lace front wigs makes it easy for you to express your unique style no matter the season,
If we’re being honest, the issue is that a lot of women don’t know how to properly wear a wig, believe it or not.
This article is going to thoroughly cover how to wear a lace front wig. The ease of putting on one and taking it off makes it an appealing fashion accessory for all times of the year.
For Beginners: How To Wear A Lace Front Wig The Right Way
If you’ve never worn a lace front wig or if this is your first time, consider this a helpful resource to introduce you by walking you through all the steps.
No doubt, you’ve seen those celebrities that hurry up and don a lace front wig just to look cute on Instagram or whatever. Some of the biggest celebrities have some lace front fails as a result.
Doja Cat: Lace Front Fail Exhibit A
Photo credit: Youtube Feby Torres of Basketball Wives LA: Lace Front Fail Exhibit B
Photo Credit: Youtube The issue is that they haven’t taken the time to fit the lace front properly on their head. Let’s go over a step-by-step process on making sure you wear your lace front the right way. But first….
1. What Is A Lace Front Wig?
If you’re a beginner, take heart: You’re going to learn all there is about how to wear a lace front wig by reading this.
First off, you may be wondering what is a lace wig. A lace front wig is a hair piece that has a “lace” or see-through mesh attached to the wig. The “lace front” lines the front (and sometimes back) of the wig, creating a hairline.
Lace front wigs are extremely popular because they create hairlines that look realistic and are easy to style.
A lace front wig is made up of three parts:
- The wig cap: Protective covering worn underneath
- The lace: The sheer mesh trim around the wig
- The wig itself: The Hair
Make sure you’re OK with the wig’s hair density
You want to determine if you want thick hair or thin hair as well as the style you want.
Each lace front wig has a cap on the inside, which protects your head. Many full lace wigs have hooks to tighten them.
Many of them also have combs on three sides of your head.
2. Cut The Lace Off The Front Of The Wig
Grab some clippers for this part.
What you’ll want to do is trim some of the lace front back to adjust to where your natural hairline should be.
As you trim the hairline, make sure you don’t cut too close to the actual wig. You don’t want to cut any hair strands because this could cause shedding.
Lace front wigs never come with perfectly symmetric hairlines because that’s not how natural hairlines are.
3. Pin Your Hair Up and Put The Stocking Cap On Your Head
Now it’s time to pin your real hair up so that it’s as compact as possible. The reason is so that the stocking cap can fit without any high points or bumps.
Stocking caps will come usually in shades of brown or a black one. It’s always good to use a stocking cap that is as close to your complexion as you can get it.
4. Put The Lace Front On Your Head
Once your wig cap is secured, it’s time to put the lace front on your head. It’s more to it than just plopping in onto your head.
Here’s what you should do:
- Tighten the straps in the back
- Use the combs to maneuver the wig in position
- Use both hands to gently push the wig in a comfortable position on your head
5. Experiment With Different Styles
Because every person’s head and face is shaped a bit differently, you’ll want to play around with your lace front to see which styles match you best. Here are some ways to wear your lace front:
- Wrap your hair up in the back to accent your cheeks.
- Pull your hair behind your ears to accentuate your jawline.
- Straighten your hair and wear it long.
Which ever style you choose, be confident in your look and don’t be afraid to switch it up as many times as you like throughout the week or month.
Final Thought
Wearing a lace front wig shouldn’t be a chore or feel like a burden. Have fun with your hair. Rejoice in your looks you can pull off.
A lace front wig is one of the most convenient ways to explore your personal fashion.
Up Next: Where To Buy Lace Front Wigs Online & Locally
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Are you in the market for a new laptop? If so, you should know that now’s a great time to go shopping for electronics.
But don’t just pull out your wallet and splurge on the latest device: There are some things you need to consider. You should know a thing or two or three about the specific laptops you’re looking at.
How Long Do Laptops Last?
Laptops are not built to last forever. Expect yours to work at an optimum level between three to five years. After that, you’re likely to see some functionality fade as its memory starts to get used up.
Another issue is compatibility. Manufacturers eventually make older model laptops obsolete due to updates and other tech advancements in the operating systems, which we’ll touch on a bit later.What To Look For In A Laptop
In this article, we’ll go over some laptop specifications that you need to be familiar with when shopping for one.
The first thing that you should want to nail down are the features that the laptop has. Some of the things to look for are:
Best Features To Consider
- Ports: How many ports does it have? You’ll need to know this when you consider the many accessories you’ll need.
- Does it come with Microsoft 365 and Office.
- Does it come with an adaptor? Make sure it does.
- Mouse: Is the mouse one that you can scroll freely with? How’s the navigation?
Exterior
The laptop’s exterior is another aspect that you’ll need to study thoroughly. Laptops typically come in “clamshell” exteriors or the 2-in-1 variety, which includes the portable nature laptops and tablets.
The 2-in-1 models typically give you more ports than the clamshell options, which is very important when it comes to connectivity.
Know Your Operating System
The operating system is the engine of your laptop. When you buy a computer, the operating system, known as the “OS’ will determine everything from your speed, display to software and hardware compatibility and memory.
Screen Size
Laptop screen sizes come in different sizes, typically up to 19 inches. Depending on how you’ll use your laptop (gaming, photo editing, etc.), you may need a large or small size.
When choosing a screen size, be mindful that the larger you go, the most limited your packaging options will be. The device will also be heavier as you add more size.
Memory
The more random-access memory (RAM) you have, the more processing power and speed you’ll typically have. This is very important if you plan to run several programs at once.
You’ll see some good deals with 4 to 8 gigabytes (GB), but you’ll want to keep in mind that those with 64GB and higher will typically handle most of anything you throw at them.
Battery Life
One of the most important factors in a good laptop is the battery life. You can typically guage the battery life of any laptop by going into its settings.
To make sure of your battery power, run a diagnostic test to see how old your battery is and how many hours it has become it needs to be recharged.
Final Word
There you have it: Everything you need to choose a laptop that you can live (and work) with.
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