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When it comes to saving money, many people look far and wide, but the answer may be on their phone — literally.
Even if your phone bill is one of the smallest expenses you have, there’s a possibility that you’re spending $20-$40 too much.This article is going to show you how to save money on your phone bill. Follow these steps to cut expenses.1. Evaluate Your Current Plan
Check your monthly data, call, and text usage. If you consistently use less than what your plan offers, you may switch to a cheaper plan.Be aware of any contractual obligations you might have. Sometimes, staying on a plan after a contract ends can be more expensive than switching.When you find a plan that works for you, it’s time to take action:2. Downgrade Your Data Plan
A lot of wireless providers have removed the option to downgrade plans from their websites and apps. That’s why you need to call your phone service provider.To downgrade your data plan, you need to call your wireless carrier. Here are there phone numbers:- AT&T: 1-800-331-0500
- T-Mobile: 1-877-453-1304
- Verizon: 1-800-922-0204
3. Start A Family Plan
T-Mobile, Verizon and AT&T all give their biggest discounts to people on a family plan.
For example, a family plan of four costs about $120, while a single line can as high as $75 with the leading wireless companies.Make sure you compare prices between the different carriers, so that you can find the cheapest cell phone plan.
4. Qualify For A Discount
If you’re in the military, a veteran or senior citizen you may be able to save as much as $10 month on your days plan.
Make sure you review the many organizations you may be a part of. Chances are, you qualify for a rebate or reduced plan because of your affiliations.
5. Buy A Refurbished Phone
Who says you have to buy a new phone when a pre-owned one works fine?In some cases you can save up to 80% on the cost of a phone when you choose a refurbished one.Here are some refurbished phones for sale on Amazon.6. Opt For Autopay
All of the phone providers give you an average of $5 off if you choose to enable autopay for your monthly bill.
The savings come to $64 a year if you can make it the full 12 months. That’s not bad.
7. Don’t Get Phone Insurance
If you want to keep your monthly phone bill down, don’t opt for phone insurance.
If you’ve ever filed a claim on a broken phone (I have), even with insurance there are instances where you still have to pay.
Final Words
If you want to stay connected to the world, your phone bill is one expense that you can’t live without. The good news is that you can save money along the way.Metro Atlanta’s hot economy has slowed of late due to the COVID-19, but that’s OK. Check out our Coronavirus Resource Guide and find out how to make and save money.We currently have job articles that show you high-paying jobs, those close to downtown and even side hustles you might like.If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.Read more: -
There are several legitimate survey sites where you can earn money online, though the amount you make can vary depending on the site, the number of surveys you complete, and the time you invest.
These websites pay you real money (and in some cases, points that you can redeem into gift cards) to do surveys.
In this article, we’ll discuss several of the top survey sites that allow you to earn cash.
Are Survey Sites Legit Places To Make Money?
The survey sites that we will consider all are great resources to build extra income. You won’t get rich by any stretch of the imagination, but what you earn will supplement your income.
Many survey sites conduct market research for diverse clients across several different major industries. They use the information you input to make their products and services better.
- Swagbucks
- Google Opinion Rewards
- Toluna Influencers
- Inbox Dollars
- MyPoints.com
Swagbucks
If you want to do more than just answer surveys for money, Swagbucks is the ideal website for you. At Swagbucks.com, you can earn cash by watching short videos, search the web and more.
You can also earn gifts cards from retailers like Amazon, Walmart, Target and more from using the site.
Is Swagbucks Legit And Safe?
Swagbucks is a rewards program that allows yo to earn points and get cash back by doing different tasks online. instead of being a scam, Swagbucks is a great way to earn extra cash by doing things online.
Google Opinion Rewards
Google Opinion Rewards is an app that pays you to help improve Google’s many products and services. Once you download it, you can see how to fill out surveys about different products.
The way the site works is that you earn credits from filling out surveys related to Google services. You can then convert the credits into cash.
Is Google Opinion Rewards Legit
Google Opinion Rewards is a Google product itself, so it’s as legit as they come.
Like most survey sites, Google Opinion Rewards won’t pay you much. Users can earn roughly between $0.10 and $1.00 per survey completed. The more questions you answer, the more you can earn.
Toluna Influencers
When it comes to surveys, Toluna Influencers is one of the best sites to try out. The surveys on the site will generally take between 15-20 minutes.
The Toluna surveys begin with introductory questions to gauge whether you are the correct demographic. Depending on how you answer will determine if your answers will be counted in the survey.
Is Toluna Influencers Legit?
You may be wondering if Toluna Influencers is a legitimate website and not a scam. Once you sign up for the site, you will see that it is for real.
Inbox Dollars
Inbox Dollars is on online rewards club that pays you via PayPal for completing various tasks on their website.
If you choose to try InboxDollars.com, you’ll find that it is a viable resource for generating income. It will take some time before you actually make a buck, but when you do, the money is 100% real.
Is Inbox Dollars Legit And Safe?
InboxDollars.com is a safe-to-use website that pays users for their time and effort. They even are offering a $5 just to sign up.
My Points
MyPoints.com is a website that allows you to earn points for shopping and buying the things you need and want.
The website is currently offering $10 Amazon and Visa reward cards for those who sign up.
MyPoints.com features several types of surveys on topics like automobiles, fashion, travel, to home and garden.
Is MyPoints.com Legit?
If you’re worrying about whether My Points is a legitimate site, you should know that it very much it. As far as pay, how much you earn depends on how many paid surveys you attempt and complete.
Each online survey has a different payout, with some offering as much as $50. Most will pay less, but also take less time.
Conclusion
If you want to make money online, it’s easier than ever right about now. Thankfully, we’re living in a time when you can actually generate income from the comfort of your home.
Filling out surveys online can earn you a small fortune if you keep at it consistently.
To start making money, all you have to do is register with an email address, create a password and an account on the respective website of your choice.
You can generate cash from your home, work or even in between destinations from your phone, laptop or tablet. What’s not to like?
Of course, there are other ways to earn extra income. You can do it pretty fast or take your time and gradually earn income.Interested in other ways to save or make money? Check out our Money Section:
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If you’re serious about making money from home, you’re going to have to have a strategy you can employ day to day.
To make it happen, you’re going to have to step outside your comfort zone to find creative ways to generate income. No worries, Atlantafi.com is here to help!
One of the key questions people ask themselves is this…
How Can I Make Good Money From Home?
The key is to be open to try new things. Here are some of the best ways to make money from the comfort of your home.
- Sell Your Stuff Online
- Become An Online Tutor
- Start Blogging
- Build Simple Websites
- Rent Out Your Home
- Start An OnlyFans
Let’s explore each of these money-making options before getting into more strategies.
1. Sell Your Stuff Online
If you have a bunch of old things just lying around your home, you might as well make a profit off them. Selling your things online has never been easier. Here are some websites that allow you to sell your things online:
2. Become An Online Tutor
If you’re good in a particular subject like English or math, you can make supplemental income by becoming a tutor.
Virtual learning has dramatically increased because of the coronavirus pandemic, making it a good time to be a tutor. Some sites you need to check out are:
3. Start Blogging
Bloggers make big money these days, but you have to develop a niche and an audience. If you’re interested in entertainment, you’ll have to start small and find a way to break into the business.
If you’re looking at a niche, make sure your content is unique and that your reputation is worth people’s attention. Some top blog sites are:
4. Build Simple Websites
You don’t have to be a web developer to build simple websites for clients and customers. There are some great platforms you can use to charge people good money.
How Much Does A Web Developer Make?
How much you charge to build a website has to do with how large and involved the site is. Also, it depends on if you’ll be running maintenance on the website. For a small website, a cost between $3,000 and $6,000 is reasonable. For a medium-size site, you’ll be looking at around $10,00 and up.
Here are some website platforms you can use:
5. Rent Out Your Home
Photo credit: Rowan Heuvel via Unsplash If you have possession of a family home in another state or perhaps a rental home in your city, one way to make extra cash is to rent out your home.
Here’s How To Rent Out Your Home For Extra Income.
6. Start An OnlyFans
If you’re familiar with OnlyFans, don’t get it twisted: While the site seems to have a large fanbase only interested in intimacy, it’s a legit money-making platform.
OnlyFans is a digital content platform that allows you to charge viewers for photos and videos. You can knit a blanket and make money by showing others how it’s done.
The site charges 5 cent commission for the opening months. If you get just between 1% and 5% of your audience to subscribe, you could make between $1,499 and $7,495 per month, according to the site.
Here’s How To Sign Up For OnlyFans and Make Money Fast.
How Can I Make Money As A Stay-At-Home Mom?
Stay-at-home mothers may feel the particular need to find employment while they are at home with their children. If that’s the case, no problem!
What you moms are going to have to do is look no further than the hobbies you know and enjoy from time to time. Is there money to be made?
Yes, but you’ve got to find an angle. You need a way to turn that past-time of yours into a money-earning side job.
Here are some ideas:
- Use Grocery Shopping Apps
- Fill Out Surveys Online
- Sell Old Baby Clothes
- Hire Yourself Out on Fiverr
If you’re into fast cash, you may be looking to score money much quicker than it times it takes to build a viable side business.
How Do I Make An Extra $1,000 A Month?
The way you make an extra $1,000 a month is by getting side jobs that pay quickly. These are not opportunities that pay you a little bit at a time.
- Become A Pet Sitter
- Become A House Sitter
- Work As A Customer Service Rep
How Can I Make $100 A Day?
If you want to make $100 a day, you’re going to have to plan your strategy in a way that’s profitable every24-hour day period.
If you can land a freelance gig, you can earn in excess of $100 daily.
You can also day trade on the stock market to earn that kind of money, but you need to know what you’re doing.
Final Words
I want to emphasize that there are no get-rich-quick schemes out there that pay money each day and are legal. That’s not how it works.
To make money from home you’re going to have to come up with an idea for a product or service that has been tested and proven. But there’s hope.
You can always get a work-from-home job.
Metro Atlanta has a hot economy and that means employers are hiring at a rapid pace. We currently have job articles that show you high-paying jobs, those close to downtown and even side hustles you might like.If you’re looking to get hired in Atlanta right now, there’s a very real possibility that you can land your dream job.Next Up: Earn Extra Income With These Side Hustles
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The average income for a person with an OnlyFans account is between $100 and $200. Now with that knowledge, you need to decide if OF is for you. For some, it may be a great way to make money fast. The platform pays regularly once you gain an audience.
In this article, I’m going to show you how to generate income from your OnlyFans account.
What Is OnlyFans?
OnlyFans is a video content subscription service founded in 2016 by British tech entrepreneur Timothy Stokely. Since then, the service has grown exponentially in the U.K. and U.S.
The platform has been associated with sexual/erotic videos, but content creators are free to make whatever content they want to. That means if you can come up with something creative, people will pay for it.
How Does OnlyFans Work?
OnlyFans allows content creators to monetize by getting users to pay for video subscriptions. This makes you your own business.
The content you create is only available to those that pay you a monthly fee. Here’s what OnlyFans pays you:
As of this writing, for the first four months you can get a maximum $100 in tips. It then increases to $200.
The payout period is currently 21 days, which is an increase of 14 days.
When you sign up for an account, it’s important that you use your real name. The reason is because that is where your payment information will be directed.
Is OnlyFans Safe?
OnlyFans is safe for creators as well as subscribers. For all transactions the site uses a secure third-party payment vendor.
You can also fall victim to having your content reposted on external websites, but you have avenues you can take to get the videos removed.
That being said, you may attract some perverts or people that think you’re easy. Remember this tips.
- You can report users online or in the app.
- Never do anything you’re not comfortable with.
- Always carry yourself with respect and respect others.
Youtube vlogger Payton B says, “Be careful with what you post. If you post uncensored, if you post nude, be mindful that anybody can take your content and repost it.”
She says she made more than $20,000 her first month on OnlyFans. She did it by promoting herself on SnapChat and Twitter. “I made a lot of money,” she says on her Youtube video.
“I tell people right away that there’s no nudity on my OnlyFans, but I do make it look good. You have to have that sex appeal, you have them say, ‘What am I spending my money for?”
Photo credit: Youtube.com / Payton B How To Make Money With OnlyFans
OnlyFans is popular because it has several streams of revenue built into the platform.
You can make money on OnlyFans the following ways:
- Subscriptions
- Pay-per-view messages
- DMs
- Tips
OnlyFans has an internal messaging system, so you have a built-in email list that you can sell to exclusively.
Youtube personality Yeahnoe says that she created a “burner” Twitter account to promote her anonymous OnlyFans account to make money.
Photo credit: Youtube.com/Yeahnoe “I only reached 70 followers on the account, so honestly don’t worry about who’s following you. Who’s clicking that link is what matters. My subscription was $5.99 a month,” she says.
“Please don’t feel like you need to have all these subscribers … for small anonymous accounts, making money through those tips, through those posts and being active [is key].”
OnlyFans content creator Mella Barbie says that “You don’t really have to sell your actual self, like sexual s— that you’re not comfortable selling, like me, I really just do like mad trick videos and I do post my boobs because my boobs are cute and I’m confident in things like that.”
She says she’ll also do twerking videos and pictures. But not everyone is a sex worker. It’s all up to you!
Final Words
ONlyFans is one of those sites that you need to be consistent with if you’re going to really make some money.
“Make sure you know your boundaries, know your limits,” Payton B says.
Once you find a niche that works for you, it works best if you expand the content expeditiously, so that you can grow an audience. Once you get an audience, you have a better chance of making money.
If you have an OnlyFans that works, let us know in the comments.
If you’re interested in making extra income, don’t miss How To Make Money At Home and How To Quarantine And Make Cash.
Interested in other ways to save or make money? Check out our Money Section:
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No matter how good you are at saving money, sooner or later, you’re going to have to make some. How much? How does $300 a month sound?
How To Save Money Fast — Up To $300 A Month
This article is going to show you how to immediately save money so that you can start building up your savings.
- Automate Your Savings
- Cut Out Your Coffee
- Downgrade Your Cell Phone Plan
- Eat Leftovers
- Cancel Unwanted Subscriptions
- Cancel Your Gym Membership
The way you can use this list is to look at your own circumstances to see where you can cut. Make it practical: Going to the extreme will only result in temporary savings.
1. Automate Your Savings
Building a savings account is one thing; consistently contributing to it is another. The simplest method is to utilize direct deposit, offered by most banks and credit unions, to split your paycheck. The idea is to put a portion of your earnings directly into your savings account while the rest goes into your checking account. This way, you can easily designate a specific amount (you decide how much!) to be saved automatically.
Begin by determining the percentage of your paycheck you wish to save. Next, set up automatic transfers. If your employer doesn’t offer direct deposit to multiple accounts, or if you’re self-employed, you can arrange your own automatic transfers from your checking to your savings account. This method ensures your savings grow consistently, earning interest in a secure location, and minimizes the temptation to spend impulsively.
2. Cut Out That Starbucks Coffee
If you’re paying $5 a day for Starbucks Coffee, you’re forking over $25 a week and $100 a month.As an alternative, brew your own coffee at home and save that $100 for a rainy day.Monthly savings: $1003. Downgrade Your Cell Phone Data Plan
Let’s face it, you’ve got Wi-Fi at home as well as in the office. In fact, the average cell phone user only uses 1.6 gigabytes a month, by some estimates.So you likely could cut your phone’s data plan to bare bones without much impact.If you’re paying for gobs of data with AT&T or Verizon, you monthly bill is likely $75-$100.Why not check out one of those pre-paid economy plans that give you unlimited data for $45.Two plans that come to mind are Simple Mobile (runs on T-Mobile’s network) and Straight Talk.Monthly phone bill savings: $35-$50.4. Eat Leftovers
Most U.S. consumers spend $10 a day on food, which is generous for three meals a day — but what if you could cut that in half?Designate two days a week that you will eat leftovers either for lunch or dinner.Instead of paying $50 a day for food, save $25 of that amount.Monthly savings: $1005. Cancel Redundant Subscriptions
If you can watch and listen to music for free on YouTube and watch free movies on Tubi, you may be able to cut down on a host of subscriptions.Many people today have a combination of streaming services, which may equal or exceed what they were paying for cable TV.If you’re paying for them, here are several you should consider cutting:- Pandora Premium – $9.99
- Spotify: $9.99
- Apple Music — $9.99
Movie & TV Streaming
- Netflix: $12.99
- Disney Plus: $6.99
- HBO Now: $14.99
Monthly savings: $60
Here’s a streaming hack that lets you watch for FREE!
6. Cancel That Gym Membership
Even if the COVID pandemic wasn’t going on, you shouldn’t be spending money every month to work out in a gym.
You can save more than $360 a year by eliminating your monthly gym dues. As an alternative, look into creating your own home gym for under $60.
Last Word
It may take some effort and self-evaluation but you can keep more of your money if you devote a little bit of time to evaluating where your money is going every month.
As you can see, you can save quite a bit of money really fast if you try some of the things we’ve mentioned. Here’s the truth…
You Can Save $300 A Month
The savings strategies that we’ve outlined are something that you can put into practice right now. This can be $300 in savings each month. That’s $3,600 a year.
You may have some other ways you’d like to save. Let’s hear from YOU!Interested in other ways to save or make money? Check out our Money Page:
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The Internal Revenue Service (IRS) is sending up to $1,400 stimulus checks to some Americans beginning this month.
The money comes from the 2021 Recovery Plan put in place by Congress after the COVID pandemic.
Some extra cash never hurt, right? What are you going to do with that money? This article is going to discuss some ways to make that money grow over time.
3 Money Moves For Your Stimulus Check Money
You want to be smart with your cash, especially with a slow economy. Here’s what you should do with that money:
1. Open A Savings Account
One thing you’re going to want to do is open a savings account. You don’t even need to go to a big fancy bank like SunTrust or Wells Fargo.
Honestly, you’ll save money in fees by opening a savings account with an online bank. Some of those are:
2. Start An Emergency Fund
With the extra money you have, it would be a GREAT time to start an emergency fund. The reason why is because you never know when you’ll be in a pinch (like a pandemic).
Try to set aside a portion of your stimulus check and add to it periodically.
3. Invest It
Because you want that money to grow, the best place for that to happen is to invest it.
With very little effort, money market fund or high-yield savings account could bring you high-margin yields year over year.
Last Words
The “recovery rebate” is not designed to get Americans rich, it’s to get you right. You’re going to have to come up with a budget to make this money work for you.
Interested in other ways to save or make money? Check out our Money Section:
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The only thing better than getting money you know is owed to you is finding out about money that’s owed to you. And yes, there’s a chance that the state of Georgia owes you some money.
Unclaimed money from the state is one of the largest areas that people forget to check when they are in need. The fact is that state treasuries have millions of dollars in unclaimed money and people are unaware.
What Types Of Unclaimed Money Could Be Out There?
If you’re curious about what types of unclaimed money could be out there, here are some categories you need to know about.
- Missing Tax Refunds
- Old Checks From Defunct Businesses
- Old Accounts From Shuttered Banks And Other Financial Entities
- Retirement Accounts From Former Employers
How Do I Find Out If I Have Unclaimed Money In Georgia?
An unclaimed money search is something that you have to figure out. There’s no central federal government agency that keeps track of the unclaimed money it has for you or funds that you may be owed.
There are however some websites that allow you to check to see if you have unclaimed money.
The National Association of Unclaimed Property Administrators (NAUPA) facilitates Unclaimed.org, a multistate database for unclaimed money. Here’s the link for Georgia.
- Start your search for unclaimed money with your state’s unclaimed property office.
- Use the missingmoney.com is another site that has a multistate database that lets you do a free search for your name for bank accounts, safe deposit box contents, uncashed checks, insurance policies, CDs, trust funds, utility deposits, stocks and bonds, wages and escrow accounts in Georgia or any state you’ve moved from. (You do have to register).
Another way to get money is by means of an unclaimed check. Let’s talk about that.
What Is An Unclaimed Check?
An unclaimed check can take many forms, but it may most likely be an uncashed payroll check. Think back to all the jobs you formerly had. They may have some unclaimed money for you!
Make sure you check your old employers as well as your maiden name to see if any residual checks are there for you.
Check Your Old Pensions
If you’ve worked a job in the past, you may have some unclaimed money out there in the form of a pension.
The Pension Benefit Guaranty Corp. keeps a database on all unclaimed pensions across the United States.
Go to the PBGC’s website to see if you have an old pension with money in it.
Beware Of Scams
The most important thing about unclaimed money is that crooks are trying to get ahold of it just like you.
There are a lot of sites out there that will ask you to pay a fee to do an unclaimed money search, but that’s a racket. Don’t pay anyone to search for your money. Do it at the sites above FOR FREE.
Final Words
Believe it or not, there are a lot of ways you can come into a windfall of money. One of the easiest ways is to see if the state of Georgia owes you money.
Getting your unclaimed money is a great way to generate much-needed capital in these days and times. The key is that you have to be persistent and leave no rock unturned, as they say.
Don’t let the red tape of the system intimidate you from getting what’s rightfully yours: Your hard-earned money.
Aside from cash, you may have some land you don’t know about. See how to get your unclaimed property.
Got an event or know of something opening in and around Atlanta? Holla: CJ@AtlantaFi.com. See what’s poppin’ in the ATL! Subscribe to our news alerts here, follow us on Twitter and like us on Facebook.
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Rihanna is one of the biggest music artists, but has become a cosmetics queen of late. Online or at in-person stores, you can Fenty products, including in the Atlanta area.
Rihanna is doing big business with her Fenty line of beauty products. The singer’s cosmetics company focuses on wide range of traditionally hard-to-match skin tones. The singer and entrepreneur recently bolstered her Savage X Fenty lingerie line, she makes most of her money from her cosmetics products.
While you can order Fenty Beauty online, there are also some stores in Atlanta that sell Fenty products.
Who Owns Fenty Beauty?
Fenty Beauty is owned by LVMH, which stands for Louis Vuitton Moët Hennessy. The corporation is a French holding multinational conglomerate taht specializes in luxury products. So how does Rihanna figure into all of this?
Rihanna owns an LVMH cosmetics brand called Fenty Beauty. Rihanna launches the brand on September 8, 2017.
Where To Find Fenty Beauty Products
1. Sephora
- In-Store: Available at all Sephora locations worldwide.
- Online: Visit Sephora’s website to browse the full Fenty Beauty collection.
2. Fenty Beauty’s Official Website
- Purchase directly from Fenty Beauty’s website.
- Exclusive offers and limited-edition products are often available here.
3. Ulta Beauty
- In-Store and Online: Fenty Beauty is now carried at Ulta locations and on Ulta’s website.
4. Boots (UK)
- Fenty Beauty is available at Boots stores and online for customers in the UK and select European countries.
5. Other Retailers and Locations
- LVMH-owned Outlets: Since Fenty Beauty is part of the LVMH group, you might find it in luxury department stores in some regions.
- Airport Duty-Free Shops: Fenty Beauty is often stocked in international airport stores.
6. Third-Party Online Platforms
- Amazon: Be cautious and ensure the seller is reputable. Here are some Fenty selections we found on Amazon:
Match Stix Matte Skinstick Amber
Fenty Skin Total Clean’r Remove-It-All Cleanser
- Other Beauty Retailers: Websites like BeautyBay or Harvey Nichols (UK) may stock Fenty products.
Find Fenty Beauty Products At These Atlanta Stores
Rihanna struck deals with Sephora stores to carry her products. She also has agreements with Puma and other brands.
Rihanna added to her business resume by recently launching a Fenty luxury fashion line that specializes in blazers and jackets. But people love her beauty line.
Here Are Atlanta Stores That Sell Fenty Beauty Products
Store Location Phone Number Address Bloomingdales Lenox Square (404) 495-2800 3393 Peachtree Rd NE, Atlanta, GA 30326 Sephora cosmetics Ponce City Market (404) 532-1595 650 North Avenue Atlanta, GA 30308 Sephora cosmetics Buckhead (404) 467-9565 3167 Peachtree Road NE Atlanta, GA 30305 Sephora cosmetics Lenox Square (404) 816-0123 3393 Peachtree Rd., NE Atlanta, GA 30326 Sephora cosmetics Cumberland Mall (678) 503-0000 1140 Cumberland Mall Atlanta, GA 30339 Sephora cosmetics Perimeter Mall (678) 731-9950 4400 Ashford Dunwoody Rd. Atlanta, GA 30346 Now that we’ve covered the where, you may have some thoughts on the what: What to buy at Fenty. Here are some of our faves:
Here’s What To Buy From Rihanna’s Fenty Beauty Products Line
- Fenty Beauty Flyliner Longwear Liiquid Eyeliner
- Gloss Bomb Universal Lip Luminizer
- Limited Edition Killawatt Foil Highlighter Palette
- Stunna Lip Paint Longwear Fluid Lip
- Galaxy Eyeshadow Palette
Learn what’s on sale at Lenox, Perimeter and other Atlanta malls here.
How To Cancel Savage Fenty Membership
If you want to cancel your Savage Fenty membership, you need to log in to your account online or contact a Savage Fenty customer service representatives at 1-855-728-2439.
The brand’s customer service representatives are available 24 hours a day, 7 days a week to assist. There is no cancellation fee.
Final Word
Rihanna is a mother now, but her first baby besides the music is Fenty.
Many people love Rihanna’s Fenty brand in Atlanta. While singer and entrepreneur recently bolstered her Savage X Fenty lingerie line, she makes most of her money from her cosmetics products.
Looking To Shop? Check Out The Best Malls in Atlanta
Along with the wonderful things to eat and do in Atlanta, there are also so awesome places to shop.
In addition to malls, many Atlanta boutiques and consignment shops have daily deals so that you can save money.
Atlanta’s retail scene continues to be a bright spot for the local economy — and that means more sales for everyone!
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If you take a look at what you pay for car insurance, I’m sure you’ll discover that you’re being overcharged.
This article will show you several ways to get cheap auto insurance. We’ve done the research for you so all you have to do is get ready to save money.
How You Can Lower Your Auto Insurance Payments
Car insurance companies penalize drivers under age 25 because they rely on statistics and reports that say that motorists younger than that age are responsible for the most accidents, but the truth is that they feel those drivers are more likely to be helped by their parents. That means the insurers feel confident that the high rates can be absorbed by dual income people who feel obligated to help their son or daughter with insurance costs. Wouldn’t it be great if you could just lower your insurance payments altogether? Here are some ways to do just that.
Bundle Your Auto And Home Insurance
The quickest way to drop your rate is to bundle your auto and home insurance. If you don’t have a home and live in an apartment, see if you can bundle your renter’s insurance. Insurance companies have an incentive to lower your rate if you give them more of your business.
Maintain Good Credit
One of the ways car insurance companies determine your rate is by looking at your credit score. A poor score, typically anything below 600, will have you paying more for auto insurance.
Today you can boost your credit score by paying bills and more.
Do all you can to raise your credit score. Here are some ways to do that.
Ask For Discounts
When you contact an auto insurance company, make sure you ask for discounts. If you’re a member of any organization or even your employer may qualify you for a discount on your insurance.
Get Several Insurance Quotes
Never settle for just one insurance quote when you’re shopping for a rate. Always contact several insurance companies and write down their quotes. Once you feel you’ve gotten enough insurance quotes, take a look at your list and compare prices. This way, you’re sure to choose the lowest insurance rate.
Some insurers offer discounts for things like being a member of certain organizations or having certain safety features on your car.
Boost Your Credit Score
Another way to lower your insurance is to improve your credit score.
In some states, your credit score can affect your insurance rates. Work on improving your credit to potentially lower your premiums.
Consider Usage-Based Insurance
Some insurers offer programs where your rates are based on your actual driving habits. If you’re a safe driver, this could save you money.
Last Words
In a large metropolitan city like Atlanta or a small one like Mayberry, you need car insurance. But why does it have to be so expensive? Getting a lower insurance rate is super important today because prices continue to creep upward. Remember to comparison shop so that you can make sure you’re getting the best rate.
If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.Read more: -
Saving money to buy a house requires a well-structured plan and disciplined execution. First of all, you have to know the local real estate market. Secondly, you have to have a financial plan.
Some of the things you’ll want to consider will be lifestyle issues: What are the schools like in the area? How close is it from the job? All those are important questions, but one of the main ones is how much money to save for the down payment.
This article will show you some easy steps on how to save money for a home.
How To Save For A House This Year: 5 Steps That Work
Homeownership is an achievement that comes with the American Dream. The problem is that relatively few people ever realize it. But you certainly can. Here are the steps:
1. Set A Realistic Goal
The first thing you need to do is set a realistic goal for the type of home you want to afford. If you think a $900,000 mansion is within your means, then go for it. But for many people, that’s not realistic.
Do some homework on the specific neighborhoods you want to live in. Some are better than others.
- Evaluate Income and Expenses: Create a detailed budget to understand your financial situation.
- Check Your Credit Score: A higher score helps secure better mortgage rates.
- Pay Off Debt: Reduce high-interest debts to free up savings potential.
You’ll only get the home that you can afford to pay for it. As for the dream homes, please stick to the rivers and the lakes that you’re used to.
2. Create A Budget
Once you’ve set a goal, it’s time to create a budget that will allow you to save up for your down payment. The way to do that is to reduce expenses.
You’ll have to look at your monthly expenses and see if you can cut things like subscriptions and gym memberships.
As you know, you’ll traditionally need 20% down payment to buy a home, but this is not always the case. Many lenders an take down payments much lower than that.
3. Get A Government Loan
The way to afford the home you want is to get a government lender to give you the money. No offense, Bank of America or Regions, but government loans are usually way more generous.
There are some great lenders that let borrowers put down way less than 20%. Here are a few:
- FHA loans
- VA loans
- USDA loans, (no down payment required)
Read our guide on how to find lost government money.
4. Get A Side Hustle
Another great way to save up for a home is to get a side job. Don’t think that you need to kill yourself to earn some extra income. All you need is something to add to the pot you already have.
- Set Up a Separate Savings Account: Open a high-yield savings account specifically for your house fund.
- Automate Savings: Set up automatic transfers to ensure consistent contributions.
- Cut Unnecessary Expenses: Trim subscriptions, dine out less, and shop mindfully.
Don’t know where to start? Read how you can turn hobbies into side hustles fast.
5. Save Your Big Money
Chances are you’re going to get big money at least three times in a calendar year. Save it for your down payment.
- Take on Side Gigs: Freelance, gig work, or part-time jobs can supplement your income.
- Seek Promotions or Raises: Ask for a salary increase or explore higher-paying roles.
- Sell Unused Items: Declutter your home and sell valuable items online.
No matter if it’s your holiday bonus, tax refund or even a stimulus payment, you will have an opportunity to save big money. All you have to do is put it away.
How Much Money Should I Save A Month To Buy A House?
Because you’ll need to save money incrementally, it’s good to put together a plan to set cash aside each month. How much should you save? It depends.
If you want to buy a home that costs $250,000, you’ll need to save $250 a month for four years until you come up with 20% down payment. That’s around $50,000.
Here’s how to find out much rent you can afford in Atlanta.
How Much Money Do I Have To Make To Save For A House?
A lot of people don’t think they can save money for a house because they aren’t making big money. You may be wondering what kind of salary you need to pull to save up for a home.
The truth is that it depends on what the prices are in your local real estate market.
If you the homes in your area cost $200,000, then you’ll need to save $60,000 for a 30% down payment. If you save $20,000 a year, you can accumulate $60,000 in three short years.
I know it sounds easier than it is to do, but here are some creative ways you can save money.
Last Words
If you’re considering buying a home, there are many things to think about, including getting a home inspection if it’s not a new build.
If you’re serious about saving for a home, there’s nothing that says you have to only save 20% for your down payment. Why not aim for 30%?
The more you save, the cheaper your home will be over the length of the mortgage. If you can save money on the front end, once you get inside your new home, you’ll sleep much better.
Read more: How To Buy Land In 6 Easy Steps
Once you’ve saved a certain amount of money, it’s time to start looking at cheap homes for sale.
Interested in other ways to save or make money? Check out our Money Section: