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Saving money on your phone bill is something you should definitely try to achieve. It’s relatively easy and you can do it.Even if your phone bill is one of the smallest expenses you have, there’s a possibility that you’re spending $20-$40 too much.This article is going to show you how to save money on your phone bill. Follow these steps to cut expenses.
1. Downgrade Your Data Plan
A lot of wireless providers have removed the option to downgrade plans from their websites and apps. That’s why you need to call your phone service provider.To downgrade your data plan, you need to call your wireless carrier. Here are there phone numbers:- AT&T: 1-800-331-0500
- T-Mobile: 1-877-453-1304
- Verizon: 1-800-922-0204
2. Start A Family Plan
T-Mobile, Verizon and AT&T all give their biggest discounts to people on a family plan.
For example, a family plan of four costs about $120, while a single line can as high as $75 with the leading wireless companies.Make sure you compare prices between the different carriers, so that you can find the cheapest cell phone plan.
3. Qualify For A Discount
If you’re in the military, a veteran or senior citizen you may be able to save as much as $10 month on your days plan.
Make sure you review the many organizations you may be a part of. Chances are, you qualify for a rebate or reduced plan because of your affiliations.
4. Buy A Refurbished Phone
Who says you have to buy a new phone when a pre-owned one works fine?In some cases you can save up to 80% on the cost of a phone when you choose a refurbished one.Here are some refurbished phones for sale on Amazon.- Samsung Galaxy S9, 64GB, Coral Blue – Fully Unlocked — $272
- Google Pixel 4a – New Unlocked Android Smartphone – 128 GB — $349
- iPhone 8, 64GB, Gold – Fully Unlocked — $228
- Apple iPhone X, 64GB, Space Gray – Fully Unlocked — $389
- Apple iPhone XS, 256GB, Gold – Fully Unlocked — $463
5. Opt For Autopay
All of the phone providers give you an average of $5 off if you choose to enable autopay for your monthly bill.
The savings come to $64 a year if you can make it the full 12 months. That’s not bad.
6. Don’t Get Phone Insurance
If you want to keep your monthly phone bill down, don’t opt for phone insurance.
If you’ve ever filed a claim on a broken phone (I have), even with insurance there are instances where you still have to pay.
Final Words
If you want to stay connected to the world, your phone bill is one expense that you can’t live without. The good news is that you can save money along the way.Metro Atlanta’s hot economy has slowed of late due to the COVID-19, but that’s OK. Check out our Coronavirus Resource Guide and find out how to make and save money.We currently have job articles that show you high-paying jobs, those close to downtown and even side hustles you might like.If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.Read more: -
Yalda, a new Mediterranean eatery, recently opened in Sandy Springs, AtlantaFi.com has learned. The restaurant is one of two Yaldas opening in 2023 in metro Atlanta. The other one, in the city proper, is set to open its doors later this year.
The Sandy Springs Yalda is located at The Alistair in Aria Village close to Roswell Road and Abernathy. More on that later.
Yalda comes to us from Chef and restaurateur Ashkan Famili, who has long wanted to introduce Persian-style tapas among other things to metro Atlanta foodies.
What’s On The Menu At Yalda?
Yalda’s menu includes dishes such as quail mezza with anar sauce, salads, spreads, wraps vegetables and kabobs.
Entrees include sea bream stuffed with Turkish-style spinach. Dessert favorites include baklava and faloodehYalda will also have a robust beverage program, including wines from Greece and other parts of Europe.
Here’s what one reviewer says about Yalda.
“Oh my gosh, their food is so good! This place just opened up and is definitely worth visiting. The rice – incredible. The meat and fish – perfectly grilled. Definitely a great reason to come to Sandy Springs!’Where Is Yalda Located In Sandy Springs?
Yalda is located at 6500 Aria Blvd Suite 500, Sandy Springs, GA 30328. Here’s a map to help you find it.
Final Word
Eating has never been so satisfying and eventful in the big city as it is right now. And it’s all because of Atlanta’s diverse and robust dining scene. What are you up for? Steak? Sushi? Fried chicken? Atlanta’s restaurant scene does it all.
Read about the best bars in downtown Atlanta.
We all love a good drink every now and then. Are you a beer drinker? You also may want to visit a craft brewery in the city.
Check out these events in Atlanta today and this week and this weekend:
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After so much end-of-the-year holiday travel confusion from Southwest Airlines, travelers are finally back home and operations are back to normal for the carrier. Will you fly Southwest again? I’m sure that depends.
From Atlanta, the airline currently has some cheap flights for January, February and March 2023, if you want to take advantage.
How Far Out Are Southwest Airlines’ Cheapest Fares?
A sampling of airfares in the first week of January 2023 from Atlanta to Los Angeles shows fares as cheap as $148 one way deep into summer.
The airline seems to have course corrected since an epic failure of mass cancellations in which thousands of passengers were left stranded right before the Christmas holiday.
What Caused Southwest To Cancel So Many Flights?
A perfect storm of events has led Southwest to cancel its flight schedules en mass, including an unusually large arctic blast that briefly swept over the continental United States.
According to news reports, Southwest has canceled more than 15,700 flights since December 22.
Another issue that hurt the airline is its dependence on free-flying planes from one destination to another rather than a traditional “hub” system used by Delta, United and other major airlines.
Should I Fly Southwest Airlines?
Although Southwest is doing what it can to catch up its flight schedule, fliers will have to make a real decision on whether to fly the airline after this.
One thing Southwest has for it is it’s relatively cheap fares and generous baggage policy.
Finding affordable fares that allow you to travel anywhere for cheap is an art and a science this days. Thankfully, Southwest Airlines has frequent sales.
This article will tell you how to get the best Southwest fare you can get as well as what to expect on your flight.
Flying Southwest? Here’s What You Need To Know
We’ve previously covered Southwest’s Low Fare Calendar. In this article, we’ll discuss the process you’ll likely go through on a Southwest airlines flight and other things you’ll want to know.
Southwest is popular among fliers because it’s the only major airline that allows you to carry two free checked bags. Some other perks you get with Southwest are:
- No change fees
- No cancel fees
On most Southwest flights, you also get same-day changes, same-day standby and the fares are refundable.
Sign Up For Southwest Rapid Rewards
One way to save on a flight is to take advantage of Southwest’s Rapid Rewards program.
With Rapid Rewards, you earn 2 points per $1 spent on Southwest and 1 point per $1 on all other purchases.
To maximize your savings, you may opt to buy your fare with cash rather than use your Rapid Rewards points.
Will Southwest Flights Go Down In Price?
Southwest Airlines usually publishes its sales on a seasonal basis. If you’re a Rapid Rewards member, you’ll get an email with low fares to several destinations.
Out of Atlanta, the emails will usually look like this.
Where Does Southwest Airlines Fly For $49?
One of Southwest’s most popular fares is its cheap $49 flights, which typically cover cities between 300 to 500 miles from each other.
For example, Southwest has a route that goes from Atlanta to Myrtle Beach, South Carolina. Although they may advertise it for a cheap price, Southwest is known to go up on the price from one day to the next.
What Day Are Southwest Fares Cheaper?
Southwest usually drops its fares on Tuesdays, which is when its members get emails advertising cheap flights.
On Tuesdays, Southwest matches prices to compete with low-cost carriers. You can either try to book in the morning or afternoon to get a flight.
How To Book A Flight On Southwest
To book a flight on Southwest Airlines, go to Southwest.com and enter your departing city or airport and arriving city/airport.
Is Southwest The Cheapest Airline?
Southwest Airlines is known as a low-cost airline, but it’s not the cheapest. Their are other airlines with lower fares, but you won’t get the same customer service that you get with Southwest.
JetBlue Airways and Spirit Airlines both have competitive flights along with Southwest, but neither of them give you two free bags.
Final Word
If you’re considering flying with Southwest, always check their Wanna Get Away fares, which are the best deals. Wanna Get Away flights offer cheap economy fares that are hard to beat.
If your destination is not as popular, you may be able to get a cheap fare closer to the departure date, but it just depends.
Thinking about getting away? Get your passport, and do your research to find the cheapest flights from Atlanta that are on sale. And don’t forget these travel hacks to save money and time.
To Atlanta is one of the most convenient places to travel to and from. A large part of that is because Hartsfield-Jackson International Airport is so accessible.
Not only is it the world’s busiest airport, but it’s state-of-the-art in every way. If you’re interested in traveling around Atlanta via car or even on scooter, here’s what to know.
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Traveling Soon? Check Out Our International Checklist
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The Atlanta real estate market is poised for a comeback this year. To make sure your home sells, you’ve got to spruce it up in a creative way.
This article will show you some great ideas on how to spruce up your home’s curb appeal so that it entices potential buyers.
Here Are 6 Awesome Curb Appeal Ideas
Selling a home in Atlanta, or any large city right now, can be chaotic.
Cut Your Grass
This one is obvious, but in the warmer months, your lawn can get out of control rather quickly. Keep a lawnmower on the property so you or a lawn maintenance worker can get to work keeping your grass cut.
It may not seem like much, but having a well-manicured lawn adds points to your home’s overall appearance. Want to save gas? Check out this electric mower.
Trim Your Hedges
Always make sure your hedges, trees and shrubs are trimmed to compliment your home. The last thing a potential buyer wants to see are wayward vines and branches encroaching on the porch or walkway.
Take the time to invest in some shears so that you can cut your shrubs and other things out of the way.
Get Your Home A Paint Job
PermaWhite Exnterior Semi-Gloss
A fresh coat of paint can work wonders to a drab house looking for some life. Look for colors that give the illusion of width and height rather than opting for your personal favorite.
If you can’t afford to get your home painted, think about some new ways to accent your exterior with house plants that add color.
Keep Your Gutters Clean
Another cosmetic thing that detracts from your home’s appearance is a gutter or roof filled with leaves.
Can’t get on a ladder to clean your roof’s gutters? Hire someone that can get the job done.
Remove The Clutter
If you’re one of those homeowners who keep old soda cans, vases or other contraptions on the porch, consider removing them before your potential buyer arrives.
Again, you don’t want clutter to steal attention away from your home’s true character.
Pressure Wash Your Concrete
If you have a concrete walkway or driveway, consider getting it pressure washed to get rid of the stain. Your home can really shine once you give your walkway or the sidewalk in front of your home a once over.
Bottom Line
It could cost you a lot of money if you missed out on the sale of your home just because you didn’t tidy things up around the property. In essence, clean up.
The time and energy you spend into boosting your curb appeal will be more than worth it in the long run.
Atlanta has one of the best real estate markets in the country, with affordable housing in every quadrant of the city. Large backyards, manicured parcels and strong neighborhoods with ample dining amenities make it one of the top places for transplants.
Keep up with what’s going on in Atlanta’s real estate scene here with our Apartment Guide.More Articles From AtlantaFi:
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We told you that Rreal Tacos was expanding in metro Atlanta. Now, the authentic tacos spot has opened in Chamblee.
The new restaurant marks the third metro-area Rreal Tacos spot for co-owners Damian Otero and Miguel Hernandez.
Update: Rreal Tacos opening Buckhead location.
Rreal Tacos Expands With Chamblee Restaurant
“In Atlanta if you want real, authentic Mexico City tacos, you go to Buford Highway, but it’s not a date night kind of place,” explains Otero in a news release. “Conversely, if you want something upscale with great drinks, it’s a mammoth restaurant with ‘Americanized’ food. We have created a niche intersecting the two.”
What’s On The Menu At Rreal Tacos?
Like the other Rreal Tacos eateries, this one has a variety of tacos you’d find in a major Mexican city. You’ll love the following menu items:
- Al Pastor Taco: Seasoned Pork slowly cooked in a spinning trompo
- Grilled Chicken Taco: Adobo Grilled Chicken
- Asada Taco: Flank steak marinated & seasoned w/ salt + pepper.
- Grilled Fish, Shrimp, Beef Barbacoa and more.
One reviewer says this about the menu: “Excellent margaritas, chips and queso/salsa were great, and the variety of tacos was incredible.”
Where is Rreal Tacos In Chamblee Located?
Rreal Tacos in Chamblee is located at 5070 Peachtree Industrial Boulevard. Here’s a map to help you find it.
Mixologists and beverage directors Arturo Salgado and Jesus Perez curate Rreal Taco’s extensive list of libations including 24 creative cocktails, more than 200 different tequilas, and 100 mezcals. The extensive margarita collection is among the best in the city and includes the Malverde, fresco cucumber, spicy pineapple margarita, mezcalita, and Hennessy margarita.
“We have a very high standard and believe our dishes surpass others because of our unwavering commitment to using the freshest cuts of meat and cooking with ingredients sourced only from Mexico,” says Otero.
More: Make your own tacos with this easy recipe
Atlanta has one of the most diverse dining scenes in America, from the Hot Chicken craze that’s going on right now. to the chicken and waffles trend.
Authenticity is the word of the day in Atlanta’s dining scene. The concept encompasses not only the ingredients, but who’s helming the kitchen and the service provided as well.
Check out these 20+ essential soul food spots in Atlanta
The city has some good restaurants in each quadrant of the city: East, West, North, South. All you need to do is think about what you have a taste for. Italian? Soul food? Tex-Mex? Atlanta has it all.
For the latest in metro Atlanta’s food and drink scene, stay with Atlantafi.com.
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If you’re just about ready for a weekend trip, you’re not alone. Travel experts expect record numbers to fly in 2023.
The truth is that it’s easy to leave behind the things we need when planning to go out of town. It seems no matter how much preparation you put into it, you always forget something for your trip.
It can get expensive if you choose to buy items when you arrive at your destination, so that’s why you should try to remember what to bring. Here are some items you’ll need:
Travelon Anti-Theft Cross-Body Bucket Bag, Black, One Size – $44
AmazonBasics Cabana Stripe Beach Towel – Pack of 2, Navy Blue – $18
Once you get your passport, you should be ready for your trip. Make sure you have found the cheapest flights from Atlanta that are on sale.
To Atlanta is one of the most convenient places to travel to and from. A large part of that is because Hartsfield-Jackson International Airport is so accessible.
Not only is it the world’s busiest airport, but it’s state-of-the-art in every way. If you’re interesting in traveling around Atlanta via car or even on scooter, here’s what to know.
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Traveling Soon? Check Out Our International Checklist
- How not to get kicked off a Delta flight
- How to get a cheap flight out of Hartsfield Airport
- Delta is hiring 1,000 flight attendants
Up Next: Atlanta Travel Guide
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If you’ve been to the pump lately, you know that prices are cheaper than they’ve been in more than a year’s time. You may be interested to know which state has the cheapest gas and where to find it.
This State Has The Cheapest Gas In America
According to AAA, Texas has the cheapest gas prices in the United States. The national average for a gallon of gas is $3, according to the latest gas price data. In Georgia, the AAA data shows the average price for regular is about $2.77 a gallon.State Regular Mid-Grade Premium Diesel Texas $2.621 $2.995 $3.333 $4.057 Oklahoma $2.644 $2.962 $3.206 $3.860 Arkansas $2.699 $3.077 $3.401 $4.250 Missouri $2.714 $3.012 $3.343 $4.261 Mississippi $2.748 $3.144 $3.487 $4.369 Wisconsin $2.759 $3.172 $3.619 $4.116 Georgia $2.770 $3.170 $3.535 $4.608 Louisiana $2.768 $3.150 $3.517 $4.281 Alabama $2.814 $3.207 $3.589 $4.521 3 Ways To Save Money On Gas
If you’re wondering what it takes to save money on gas, here are three suggestions you can put to good use.Use a Gas App
There are several apps on Android and in the Apple Store. Here are the best apps to use:Pay With Cash
You might not know it, but it’s cheaper to buy gasoline when you pay with cash. When you use a credit card, you will be hit with a credit surcharge. Many gas station operators tack on a fee to process your credit card, which is why the fuel costs will be higher. To get a gas station’s advertised price, pay for gas with cash money!Join A Rewards Program
Another say to save on gas money is to join the rewards program of a gas station near you. Some of the top gas station reward programs include BP, RaceTrac and Shell, which gives you points you can redeem for things like food and gas.Last Words
Some people are convinced that they have to spend more money on premium fuel because their car runs better on it, but that’s not the case for most vehicles! How can you find out for sure? Pull out the owner’s manual. If it says that premium gasoline is recommended, then by all means please use that. The truth is that cheap gas may work find for your vehicle. The type of gas you use will affect your engine’s performance and fuel economy, so always follow what’s written in your car’s manual. Interested in other ways to save or make money? Check out our Money Section:More Articles Like This From AtlantaFi.com: -
If you’re shopping for a home in Atlanta, one of the questions you need to think about is how much house you can afford.
The question is one that needs to be weighed seriously because all you have to do is visit the steps of the Fulton, DeKalb or Cobb County courthouse to see foreclosure auctions in action.
Here’s How Much House You Can Afford In Atlanta (Calculator)
People buy more house than they need for several reasons:
- Bad advice from Realtors
- Keeping up with the Joneses
- Resale purposes
Let’s talk about each of these a little bit before we move into what homes cost in Atlanta:
Bad advice from Realtors
Real estate agents play a vital role in the homebuying process, but you have to know when they’re in and out of their lane.
A Realtor has no business telling you how much house you can afford. That’s what a lender is for. A Realtor should only advise you on what type of home you want.
Still, many people listen to Realtors who are out to make a buck. Some of them will tell you that you can afford the home by this strategy and that strategy, but the truth is, it may be a bad deal.
Keeping up the Joneses
This is the worse reason to buy a big house: To keep up with your neighbors, friends or other family members.
If you are vain enough to buy a huge home because of someone else’s situation, then you’re the type that will end up with bad credit because you’re paying too much for your home, car and appliances.
Resale Purposes
Some potential home shoppers want to buy a home because they think that appreciation is going to let them double or triple their money (again, bad advice).
That’s not the reason you should buy a home. You should purchase a home because you like it, the way it looks, feels and speaks to your sensibilities.
The resale market is too unpredictable to base such a big purchase on, especially if you’re not a seasoned investor.
So, how much home can you afford? Here’s how to find out:
Multiply Your Annual Income
To find out how much home you can afford, you would multiply your annual income by two or three.
Let’s say you make: $50,000 a year. That means you could afford a home that costs anywhere from $100,000 to $150,000.
Of course, this will be affected by two things:
- Interest rate: The percentage that is paid by borrowers for the money that they borrow.
- Credit score: A three-digit number that indicates to banks and other lenders how likely you are to repay debt.
Here Are 5 Ways To Determine How Much Home You Can Afford
Answer these questions:
- 1. How much is your annual income?
- 2. How much is your downpayment?
- 3. What ZIP code do you want to live in?
- 4. How much are your monthly expenses (food, clothing, mortgage, etc)?
- 5. What is your credit score?
Here’s a mortgage calculator to help you:
How Can I Calculate How Much Home I Can Afford?
Other Factors That Determine How Much Home You Can Afford
Another factor that will indicate how much house you can afford is your expense-to-income ratio.
Front-End Ratio
This is how much your monthly expenses are vs. how much income you bring in. Banks like this number, commonly called a “front-end ratio,” to be between 28 and 30%.
Your mortgage lender will look for your mortgage payment and PMI (private mortgage insurance) to all be around 28% of your income.
Debt-To-Income Ratio
You’ll also need to have a relatively low debt-to-income ratio to get the home you want. This means that the amount of debt you’ve borrowed and paying back is not gobbling up most of your income.
Banks like your debt-to-income ratio to be around 36% typically.
Are You A Veteran?
If you have served your country, the Department of Veterans Affairs (VA) offers home loans and grants to help you buy, refinance or renovate your home.
For ex-military and their surviving spouses, the VA guarantees part of the loan, meaning they will cover a portion of the loan if you default. Learn more here.
30-Year-Loan Or 15-Year Fixed?
If you have a choice, you may be wondering which is better: A 30-year mortgage or a 15-year mortgage?
The truth is that both have their advantages. A 30-year mortgage would typically mean a lower monthly bill because the payments are spread out over more years.
The bad part is that you’ll pay a lot more in interest over those years.
For a 15-year fixed, the interest rate is lower and you’ll pay off the principal faster.
The bottom line is if you can afford to do a 15-year mortgage, you should!
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If you’re trying to get in shape for the new year, you’ve got a new venue to work out in. Life Time Buckhead recently opened in Phipps Plaza.
The athletic club’s opening, which took place on December 8, 2022, marks the company’s seventh metro Atlanta location and adds to the plethora of cool things to do in Buckhead.
Life Time Buckhead: What You Need To Know Before You Go
Life Time Buckhead at Phipps Plaza features Atlanta’s first rooftop beach club along with many health and wellness amenities.
The new Life Time gym is spread across five floors and 127,000-square-foot at the iconic Atlanta property located at Peachtree and Lenox roads.
Included on the site is the athletic club’s Life Time Work premium co-working experience.
Here are some highlights of the athletic club according to a Life Time news release:
- Life Time Large Group Classes offer more than 145 workouts weekly in dedicated studios in barre, cycle, group fitness, Pilates and yoga, while the best coaches lead Life Time’s Signature Group Training programs.
- Dynamic Personal Trainers helps members through one-on-one sessions designed to meet individual goals and objectives on the spacious 23,000-square-foot workout floor.
- LT Recovery is a dedicated space for athletic performance and recovery featuring metabolic assessments, nutrition coaching, sports and athletic recovery treatments and chiropractic care.
- LifeSpa offers full-service salon and spa services, including hair, nail, esthetician and massage services.
- LifeCafe and LifeCafe Poolside, wholesome, real-food cafes providing indoor and outdoor dining.
- Kids Academy has toddler and infant areas and three studios for programming, including a Kids Gym, an Activity/Movement Studio and an Art/Language Studio for kids up to age 11.
- ARORA is a community within Life Time designed for older adults who want to stay healthy and social.
Last Word
Life Time Buckhead operates on the following hours:
- 4 a.m. to midnight Monday through Friday and 6 a.m. to 11 p.m. Saturday and Sunday.
Memberships for individuals, couples and families are available. One day memberships are also available.
If you like going to Buckhead to shop, then you’ll love going there to eat, party and have fun. Atlanta’s most wealthiest area is known for swanky events and activities so there’s plenty to get into.
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