• How To Lose Weight - file a tax extension

    How To Get A Last-Minute Tax Extension

    3 Min Read

    If you’re a last-minute person, filing your taxes can be a chore. The good news is that you can file an extension on your taxes and avoid paying a penalty. Keep reading to learn how to do it.

    When Is Tax Day 2025?

    Tax day is Tuesday, April 15, 2025. That’s the last day to file. But what if you need an extension?  We’re going to show you how to do it. Never pay someone to file an extension for you, it’s free to do.

    Millions of Americans fail to file their taxes annually, subjecting themselves to huge penalties that accrue interest. You don’t want to be like that.

    If you need to file a last-minute extension, here’s what you need to do.

    How To File Your Tax Extension Form for Free

    Individual tax filers, regardless of income, can use Free File to electronically request an automatic tax-filing extension.

    • Filing this form gives you until Oct. 15 to file a return.
    • To get the extension, you must estimate your tax liability on this form and should also pay any amount due.

    Get An Extension When You Pay On Your Taxes

    If you can only pay part of your tax bill, you can indicate that the payment is for an extension using Direct Pay, the Electronic Federal Tax Payment System (EFTPS), or a credit or debit card. This way you won’t have to file a separate extension form and you will receive a confirmation number for your records.

    Extension Forms by Filing Status

    Individuals

    Form 4868, Application for Automatic Extension of Time To File U.S. Individual Income Tax Return (PDF)

    Special rules may apply if you are:

    Business and Corporations

    Form 7004, Application for Automatic Extension of Time to File Certain Business Income Tax, Information, and Other Returns (PDF)

    Form 1138, Extension of Time for Payment of Taxes by a Corporation Expecting a Net Operating Loss Carryback (PDF)

    The easiest way for criminals to steal sensitive data is simply to ask for it. IRS urges people to learn to recognize phishing emails, calls or texts that pose as familiar organizations such as banks, credit card companies or even the IRS. Keep sensitive data safe.

    Final Word

    Tax season is one of many times of the year when you need to be especially careful about your money moves. File an extension on your taxes to save your cash.

    If you’re interested in making extra income, don’t miss How To Make Money At Home and How To Quarantine And Make Cash.

    Interested in other ways to save or make money? Check out our Money Section:

    More Articles Like This From AtlantaFi.com:

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  • how to get a Tyler Perry internship

    How To Get An Internship At Tyler Perry Studios

    4 Min Read

    If you’ve ever wanted to work on a Tyler Perry production or in the movie industry in general, the Atlanta filmmaker is making it easier than it’s ever been to do so.

    Tyler Perry Studios has an internship program – -the Dream Collective — that could be just the thing you to launch your career in film.

    When Does The Tyler Perry Dream Collective Internship Program Start?

    The Dream Collective program is currently active and has been since March 14, 2025. It will be open until the deadline, which is 11:59 p.m. ET on April 11, 2025.

    The length of the program is seven weeks long (mid-June to early August) for a commitment of 40 hours per week.

    What’s the Curriculum?

    The Dream Collective program includes hands-on experience across various departments, including Production, Studio Operations, Accounting, Development, Post Production, Social/Digital Media, IT, Art/Graphic Design, Legal, and Wardrobe.

    • College Credit: Available with approved documentation
    • Field Trip: One per program
    • Fireside Chats: Weekly guest speaker sessions every Friday at TPS
    • Compensation: $18/hour

    Get An Internship At Tyler Perry Studios In 4 Easy Steps

    This article is going to show you how to land an internship at Tyler Perry Studios. It goes without saying that you need to have a passion for the art of film and TV.

    To get an internship with Tyler Perry Studios, one of the main ways to achieve your goal is to apply with the Georgia Film Academy, which is a partner.

    1. Have a Passion For Film

    The first thing you have to realize is that, to get into movies you have to be serious about the craft. Many of the productions reach $200 million budgets.

    That’s why Tyler Perry is very judicious about who he works with. Make sure you’re serious about film and are able to give 100% effort. Perry only hires those who have a passion for film.

    2. Choose Which Film Discipline You Desire

    There are many movie disciplines you can choose from, so you’ll need to focus on which one you want. Here are some of the major categories available.

    • Office / Set production assistant
    • Studio operations (stage management)
    • Studio Operations (Maintenance, Grounds, Facilities)
    • Studio Operations (Production Equipment Rentals)
    • Script supervision (on set)
    • Social media/digital marketing
    • Creative and development
    • Corporate accounting
    • Production accounting
    • Art/graphics 3D design and manufacturing
    • Hair and makeup
    • Wardrobe/customs
    • Set dec and props
    • Extras casting
    • Locations management
    • Camera
    • Computer information systems
    • Postproduction and editorial
    • Legal affairs
    • Health and safety
    • Studio and network deliverables

    3. Meet the Requirements

    Here are the requirements:

    • Applicants must be a college student or enrolled in a TV/Film training program, having completed their sophomore/2nd year before the internship begins.
    • A strong passion for pursuing a career in the entertainment industry is essential.
    • Must be at least 18 years old at the time of application.
    • Interns are responsible for their own housing and travel expenses, as TPS does not provide these.
    • Availability for 40 hours per week for 7 weeks is required.
    • For those seeking college credit, applicants must be officially registered for an internship course with their institution and provide a formal letter on school letterhead confirming course credit will be granted. Proof of enrollment or class descriptions alone will not be accepted.

    4. Submit Your Application

    Once you’re ready to go, it’s time to apply for the Dream Collective program.

    Before you apply, make sure you have the following documents ready to upload:

    • Current Resume.
    • Official Transcript.
    • Official Letter from School/Institution verifying your internship course enrollment and will receive credit upon completion. (Only for students seeking college credit)
    • 3 letters of recommendation from an employer, advisor, or professor.

    Final Thought

    Tyler Perry is one of the biggest movie moguls in America, having opened an historic studio in 2019. Here’s always looking for talent and that includes interns.

    Because Tyler Perry Studios is the premiere television and film studio in Atlanta, it can be kind of difficult to get your foot in the door. But if you’re a Georgia Film Academy graduate, they have a revolving door to get jobs with Tyler Perry.

    Let’s go over the steps again as a recap:

    1. Be passionate about film.
    2. Choose which film discipline you want to learn.
    3. Meet the requirements.
    4. Apply and get accepted into the Tyler Perry Dream Collective Internship Program.

    Atlanta has become a movie mecca in recent years and Georgia has been a favorite location for TV productions since the state instituted generous tax breaks for film companies that agree to shoot locally. Projects from CBS, NBC, HBO, BET and more are slated to shoot in the metro area in 2018-19 and the foreseeable future.

    Want to learn more about film opportunities? Check out Tyler Perry casting calls.

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  • Kenya Moore threatened on RHOA

    Was Kenya Moore Just Threatened on RHOA?

    2 Min Read

    The latest episode of The Real Housewives of Atlanta’ (RHOA) has once again stirred the drama between Kenya Moore and new cast members.

    During the airing of the Sunday, March 30, 2025 episode of RHOA, a confrontation occurred between long-standing cast member Kenya Moore and newcomer Brit at a private dinner in Bankhead hosted by Angela.

    Kenya reported being threatened with whips and pistols by Brit, which led to Kenya seeking protection and assurances from the production team.

    After the episode aired, Kenya took to social media to question Bravo’s decision making, particularly when it comes to her safety. “I may be strong, but I’m not bulletproof,” she posted.

    Kenya added, “It’s so painful to see my storyline being told by someone else. With that said, I really appreciate Kelli being so kind and supportive to me.”

    The incident has sparked controversy and discussions about the network’s handling of the situation, with some viewers expressing support for Kenya and questioning the fairness of the network’s actions.

    Kenya Vs. Bravo: A Trend?

    This is not the first dust-up between Kenya and Bravo. The network suspended her last year for inappropriate remarks she made toward a cast member then.

    Bravo suspended Kenya from RHOA in June 2024 due to an incident where she allegedly displayed explicit images of newcomer Brittany Eady at the grand opening of her Kenya Moore Hair Spa in Atlanta.

    This event, filmed for Season 16, involved Moore reportedly unveiling posters showing Eady in a sexually explicit act, which were said to have been sourced online. The suspension came after reports surfaced that Moore’s actions violated Bravo’s code of conduct, specifically regarding the use of sexually explicit content.

    Sources indicated that Bravo launched an investigation to review the footage and determine the full context, leading to Moore being sidelined indefinitely during filming.

    The incident sparked accusations of “revenge porn,” which Moore denied, stating she would never engage in such behavior and claiming the images were not privately sourced by her. This controversy ultimately led to her exit from the show later that month, though she maintained she was still under contract and not formally fired.

    The suspension and subsequent departure marked a significant shift for RHOA, where Moore had been a mainstay since Season 5.

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  • file taxes for free

    How To File Your Taxes for Free in Georgia

    6 Min Read

    Tax time doesn’t have to be stressful, even if you likely owe Uncle Sam some money. You’re probably here because you want to know how to do your taxes for free in Georgia, so let’s ask the big question:

    Can I File My Taxes for Free in Georgia?

    Yes, you can file your taxes for free in Georgia if you meet certain eligibility criteria. Here are some options available to you:

    IRS Free File Program

    If your adjusted gross income (AGI) is $79,000 or less (this threshold can vary slightly year to year, but it’s typically around this amount), you can use the IRS Free File program to prepare and file your federal taxes online for free. Many of these partnered software providers also offer free Georgia state tax filing, though you should check the specific provider’s offer to confirm. You’ll need to complete your federal return first, as the state return pulls information from it.

    • No Age or Residency Restrictions: There’s no age limit or requirement to live in a specific state—anyone in the U.S. (including Georgia) meeting the income cap qualifies. This includes citizens, residents with ITINs, and even military personnel.
    • What It Covers: The program provides free online tax preparation and e-filing for federal income tax returns through partnered software companies (e.g., H&R Block, TaxAct, or others). Some of these partners also offer free state filing (like for Georgia), though you should check each provider’s terms, as this isn’t guaranteed across the board.
    • Exceptions and Notes: If your income exceeds $79,000, you can still use Free File Fillable Forms, which are electronic versions of paper tax forms, but they’re bare-bones—no guided help, just e-filing. Also, the program is only accessible through the IRS website (IRS.gov/freefile) and is typically available from mid-January until the tax deadline (April 15, 2025, unless extended).

    So, if your AGI last year was $79,000 or less, you’re in! You’d just need your tax documents (W-2s, 1099s, etc.) and a computer or smartphone to get started. Does that match your situation?

    Georgia Free File Alliance

    The Georgia Department of Revenue partners with software vendors to provide free electronic filing for both federal and Georgia state income tax returns for qualifying taxpayers. Eligibility often depends on income, age, or other factors, and some providers may charge for federal filing but offer the state return for free. Visit the Georgia Department of Revenue website to explore approved providers and their criteria.

    Who Qualifies To Use the Georgia Free File Alliance?

    • Income-Based Eligibility: Most providers target taxpayers with an Adjusted Gross Income (AGI) below a certain threshold, often aligning with the IRS Free File cap of $79,000 or less. However, some Georgia-specific partners might extend this limit slightly higher (e.g., $80,000-$84,000) or lower it (e.g., $60,000), depending on their offer. You’ll need to check each provider’s specific cutoff on the Georgia Department of Revenue’s Free File page.
    • Age or Status Criteria: Some vendors offer free filing regardless of income if you meet other conditions, such as being:
      • Active-duty military with an AGI up to a higher limit (e.g., $79,000 or more in some cases).
      • A senior citizen (e.g., age 65+), though this is less common.
      • Eligible for certain credits like the Earned Income Tax Credit (EITC), which might broaden access.
    • Residency: You must file a Georgia state tax return, meaning you’re a full-year resident, part-year resident, or nonresident with Georgia-sourced income. Federal filing through the same provider might be free or require a separate qualification (e.g., matching IRS Free File rules).
    • Provider-Specific Rules: The Alliance includes multiple software companies (past examples include TaxSlayer, OLT.com, or 1040.com), and each has unique terms. For instance:
      • One might offer free state filing only if you qualify for their free federal option.
      • Another might charge for federal but provide the Georgia return free regardless of income.
    • How to Check: Visit the Georgia Department of Revenue’s website (dor.georgia.gov) and navigate to the Free File section. There, you’ll find a list of participating vendors with links to their eligibility details. You’ll typically need your income docs (W-2s, 1099s) and last year’s AGI to confirm you qualify when you start.

    Since it’s tailored to Georgians, it’s a great option if you’re filing a state return and want to save on fees. The catch is you’ll need to browse the providers to find one matching your income and situation—there’s no universal cutoff like with IRS Free File.

    Volunteer Income Tax Assistance (VITA)

    This IRS-sponsored program offers free tax preparation by certified volunteers to individuals with incomes typically up to $64,000 (though this can vary by location), as well as people with disabilities, limited English proficiency, or those over 60. In Georgia, organizations like United Way of Central Georgia and universities such as Georgia Southern or UGA run VITA sites where you can get both federal and state returns filed for free. Some sites offer in-person, drop-off, or virtual services—check local listings for availability near you.

    MyFreeTaxes

    Supported by United Way, this online platform lets you file federal and state taxes for free with no income cap in some cases (though historically it’s been capped around $84,000—confirm current limits on their site). It’s a user-friendly option if you’re comfortable filing online and want multilingual support.

    Other Free Options

    Services like FreeTaxUSA offer free federal filing and charge a small fee (around $15) for state returns, but if you’re looking for completely free, stick to the options above.

    Additionally, if your tax situation is simple (e.g., just a W-2 with no complex deductions), some commercial software like TurboTax Free Edition might cover both federal and state for free, though restrictions apply.

    Final Word

    To take advantage of these, you’ll typically need your W-2s, 1099s, Social Security cards or ITINs, and other relevant documents.

    For VITA, you might need an appointment, so plan ahead as the tax deadline (April 15, 2025, unless extended) approaches. Need more time? Here’s how to file a tax extension.

    Are you trying to become more financially literate? Check out Money Mondays at AtlantaFi.com, where we’ll share strategies to save and make cash.

    If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.

    Read more:

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  • Best breakfast in Atlanta

    11 Restaurants With The Best Breakfast In Atlanta

    5 Min Read

    The essential meal that you don’t want to miss on a daily basis is breakfast, and you won’t find better options in the Southeast than what’s on the plate at Atlanta’s best breakfast restaurants.

    If you’re not a Waffle House fan, you may enjoy a good, full meal from an Atlanta restaurant that serves a full breakfast.

    These Restaurants Have The Best Breakfast In Atlanta

    Here is where you can get the best breakfast in Atlanta:

    Here are some great brunch restaurants in Atlanta:

    The Breakfast Boys

    3387 Main St, College Park, GA 30337 | (470) 517-6981

    The Breakfast Boys menu in College Park

    For reservations, The Breakfast Boys use Yelp, so go on Yelp to reserve a spot on a busy weekend day.

    Here’s what one customer says about The Breakfast Boys. “My first time here, and it was good. We didn’t have to wait and ate downstairs. We liked our food overall. Wait staff was good and attentive. I had the Veggie Omelet with Grits. The Omelet was excellent; the grits were good but not creamy enough to my liking. The croissant that came with the meal had a horrible spoil taste. My friend enjoyed her Jerk Chicken and Waffles. I would definitely come back.”

    The Flying Biscuit

    1530 DeKalb Ave, SE Atlanta, Ga.

    The Flying Biscuit opens in Atlanta

    The O.G. of breakfast, The Flying Biscuit, checks all the boxes when it comes to pancakes, coffee, sausage and more importantly, customer service.

    Buttermilk Biscuits

    1634 Virginia Ave, Atlanta, GA 30337

    Buttermilk Biscuit has the best breakfast in Atlanta.

    Tucked inside quaint shopping center Virginia Station off in College Park, Buttermilk Biscuit packs a big breakfast punch. Here’s what one reviewer says about Buttermilk Biscuits.

    “The Belgian waffles were melt-in-your-mouth wonderful. Fried chicken breast was seasoned and cooked to crisp and juicy perfection, and the grits… I am a grits snob. There are literally only 3 or 4 restaurants in Atlanta that I refer others to when asked where one can find good grits. Buttermilk Biscuit has been added to my Best of Grits List! Their grits are out-of-this-world creamy, smooth and perfectly salted.Will definitely be returning soon!”

    Murphy’s

    997 Virginia Ave NE, Atlanta, GA 30306 |  (404) 872-0904

    great brunch restaurants in Atlanta - Murphy's

    Murphy’s at  997 Virginia Ave. NE, Atlanta, 30306 MAP 404-872-0904  Brunch menu faves: Grilled sourdough, Eggs Santa Fe, Hazelnut Crusted French Toast, Eggs Virginia Highland

    Table & Main

    1028 Canton St, Roswell, GA 30075 |  (678) 869-5178

    Table and Main breakfast menu

    Table & Main is at 1028 Canton St., Roswell Ga. 20075. Brunch menu faves: BBQ Pork Omelet, Fried Green Tomato Eggs Benny, and, of course, Fried Chicken ‘n Waffles.

    Bread & Butterfly

    290 Elizabeth St NE F, Atlanta, GA 30307 |  (678) 515-4536

    Bread & Butterfly has the best breakfast in Atlanta.


    Bread & Butterfly is located at 290 Elizabeth St. NE Atlanta, Ga. 30307. Brunch menu faves: Soft Scrambled Eggs & Cold Smoked Trout, Omelette Du Jour.

    Aprés Dìem

    31 Monroe Dr NE St C103, Atlanta, GA 30308 |  (404) 872-3333


    Aprés Dìem is located in the heart of Midtown’s Poncey-Highland area at 931 Monroe Drive St C-103 Atlanta, GA. 30308. (404) 872-3333. Menu faves: SALAD NIÇOISE: grilled tuna steak, kalamata olive, hard-boiled egg, tomato, french green bean, red pepper, rice, anchovy (optional), mixed greens, white-balsamic vinaigrette.

    Buttermilk Kitchen

    4225 Roswell Rd NE, Atlanta, GA 30342 |  (678) 732-3274

    Buttermilk Kitchen has the best breakfast in Atlanta.


     Buttermilk Kitchen is also one of the spots for the best breakfast in Atlanta. It’s located in Buckhead at 4225 Roswell Road Northeast, Atlanta, GA 30342. Brunch menu faves: Ray’s Waffle Burger, B.Y.O.B. Breakfast Plate, Market Scrambled.

    Cafe Circa

    464 Edgewood Ave SE, Atlanta, GA 30312 |  (404) 477-0008

    Cafe Circa, located at 646 Edgewood Ave. SE Atlanta, is a well-known spot for live entertainment as well as hookah. Brunch menu faves: shrimp and grits, wings, pasta and other tasty dishes.

    Pancake Social

    675 Ponce De Leon Ave NE, Atlanta, GA 30308 | (678) 609-8696

    Pancake Social Opening In Ponce City Market 'In The Coming Weeks' - Pancake Social opening at Ponce City Market - here's the menu

    The Ponce City Market eatery is helmed by Chef Anne Quatrano of Star Provisions, Bacchanalia and other top eateries. From personal experience, the pancakes are amazing!

    Final Word

    Atlanta is having a restaurant renaissance. Hot chicken is the rage in Atlanta’s dining scene right now. But so are chicken and waffles.

    Read more: 20+ essential soul food spots in Atlanta

    If you want to know what’s cooking with Atlanta’s breakfast scene, check out our Atlanta Breakfast Guide.

    Best new Atlanta restaurants

    Atlanta is a foodie paradise, and its festivals are no exception. Each event boasts a distinct culinary identity, from the authentic Mexican cuisine and birria tacos to delicacies you’ll find only along the Buford Highway corridor. Every bite is an explosion of flavor that complements the festive atmosphere.

    We invite you to indulge in our Best of Atlanta’s New Restaurants Food E-Book to explore your personal food preferences without having to compromise with others, whether it’s choosing your favorite cuisine or treating yourself to a special meal.

    Solo dining can also save you big money as you don’t have to splurge on another person.

    Check out the new Atlanta restaurants opening this year.

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  • Pollen Count Explodes in Atlanta: How To Cope

    2 Min Read

    Atlanta looks like a giant tennis ball exploded. That’s because the city’s pollen count on Saturday, March 29 was 14,801. This is the highest recorded count in 35 years and with spring here, the yellow fallout may just be beginning.

    Dealing with pollen can be a real challenge, especially if you’re prone to seasonal allergies.

    This article will share some steps to take to deal with high pollen.

    Here are some practical strategies to help you manage exposure and symptoms:

    Monitor Pollen Levels

    Check local pollen forecasts (websites like Pollen.com or apps like Weather and Underground can help).

    Pollen counts tend to peak in the morning, on windy days, or after rain, so plan outdoor time when levels are lower, like late afternoon or after heavy rain.

    Limit Exposure

    Stay indoors during high pollen times if you can. Keep windows closed and use air conditioning with a clean filter (HEPA filters are great if you’ve got one).

    When outside, sunglasses can shield your eyes, and a mask (like an N95) can cut down on inhaled pollen.

    Clean Up

    Pollen sticks to everything. Shower and change clothes after being outside—wash your hair too, since pollen loves to hitch a ride there.

    Wipe down pets if they’ve been out, and vacuum or dust with a damp cloth to trap particles instead of kicking them up.

    Over-the-Counter Relief

    Antihistamines (like cetirizine or loratadine) can tackle sneezing and itching. Nasal sprays (like fluticasone) help with congestion.

    Saline rinses, like a neti pot, can flush pollen out of your sinuses—just use distilled or boiled water to keep it safe.

    Natural Options

    Some swear by local honey to build tolerance, though evidence is shaky. Quercetin (found in onions, apples) might act as a natural antihistamine—small studies suggest it could help, but it’s not a slam dunk.

    Final Word

    If it’s bad for you this year, see an allergist. Allergy shots or sublingual drops can desensitize you over time, but they’re a commitment (months to years).

    What’s your situation—mild annoyance or full-on allergy meltdown? That’ll tweak the approach.

    Here are more articles from AtlantaFi.com you might like:

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  • car

    How To Save Money On Car Insurance

    5 Min Read

    Don’t look now, but there’s a good chance that you’re being overcharged for car insurance. Young and old drivers alike should know that there are some ways to lower their rates.

    This article will show you several ways to get cheap auto insurance. We’ve done the research for you so all you have to do is get ready to save money.

    Don’t kiss the script at the bottom of this article, which shows you what to say to your insurance company to get them to drop your insurance rates.

    How You Can Lower Your Auto Insurance Payments

    Car insurance companies penalize drivers under age 25 because they rely on statistics and reports that say that motorists younger than that age are responsible for the most accidents, but the truth is that they feel those drivers are more likely to be helped by their parents. That means the insurers feel confident that the high rates can be absorbed by dual income people who feel obligated to help their son or daughter with insurance costs. Wouldn’t it be great if you could just lower your insurance payments altogether? Here are some ways to do just that.

    Bundle Your Auto And Home Insurance

    The quickest way to drop your rate is to bundle your auto and home insurance. If you don’t have a home and live in an apartment, see if you can bundle your renter’s insurance. Insurance companies have an incentive to lower your rate if you give them more of your business.

    Maintain Good Credit

    Another way to lower your insurance is to improve your credit score.

    In some states, your credit score can affect your insurance rates. Work on improving your credit to potentially lower your premiums.

    One of the ways car insurance companies determine your rate is by looking at your credit score. A poor score, typically anything below 600, will have you paying more for auto insurance.

    Do all you can to raise your credit score. Here are some ways to do that.

    Ask For Discounts

    When you contact an auto insurance company, make sure you ask for discounts. If you’re a member of any organization or even your employer may qualify you for a discount on your insurance.

    Get Several Insurance Quotes

    Never settle for just one insurance quote when you’re shopping for a rate. Always contact several insurance companies and write down their quotes. Once you feel you’ve gotten enough insurance quotes, take a look at your list and compare prices. This way, you’re sure to choose the lowest insurance rate.

    Some insurers offer discounts for things like being a member of certain organizations or having certain safety features on your car.

    Consider Usage-Based Insurance

    Some insurers offer programs where your rates are based on your actual driving habits. If you’re a safe driver, this could save you money.

    Use This Script To Ask For Lower Rates

    Here’s a concise and polite script you can use when calling your insurance provider to negotiate a lower car insurance rate. Feel free to adjust it based on your specific situation:

    “Hello, my name is [Your Name], and I’m calling about my car insurance policy, number [Policy Number]. I’ve been a customer for [X years/months], and I’ve been happy with your service. However, I’ve noticed that my premium is currently [current rate], and I’m wondering if there’s anything we can do to lower it. I’ve been a safe driver with no recent claims or tickets, and I’d like to explore any discounts I might qualify for—like multi-policy, safe driver, or low mileage discounts. I’ve also received quotes from other providers that are a bit lower, but I’d prefer to stay with you if we can find a more competitive rate. Could you take a look and see what options are available to adjust my premium?”

    Tips

    1. Be polite but firm: Show appreciation for their service but make it clear you’re serious about finding a better rate.
    2. Have details ready: Know your policy number, current rate, and any competing quotes (even if approximate).
    3. Leverage your record: Mention your clean driving history or loyalty as a customer.
    4. Be ready to negotiate: They might offer a small discount at first—don’t hesitate to ask if they can do better.

    Last Words

    In a large metropolitan city like Atlanta or a small one like Mayberry, you need car insurance. But why does it have to be so expensive? Getting a lower insurance rate is super important today because prices continue to creep upward. Remember to comparison shop so that you can make sure you’re getting the best rate.

    If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.
    Read more:
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  • Brookhaven Cherry Blossom Festival music lineup

    Brookhaven Cherry Blossom Festival 2025: Dates, Time, Info

    3 Min Read

    The Brookhaven Cherry Blossom Festival is happening this weekend just in time for springtime goodness in Atlanta — and you don’t want to miss it.

    The free event is getting near for those who love Atlanta’s best festivals.

    When Is The Brookhaven Cherry Blossom Festival This Year?

    The Brookhaven Cherry Blossom Festival is slated for Saturday, March 29, and Sunday, March 30, 2025. The time of the festival runs from 10 a.m to 6 p.m.

    The festival is taking place at Blackburn Park and us preceded by the  Cherry Blossom 5K on Saturday, March 18.

    During the festival, children can also enjoy the Kidz Zone. The Classic Car Show takes place Saturday, March 25, 10 a.m. – 4 p.m. at the main entrance of Blackburn Park

    Who’s Performing At The Brookhaven Cherry Blossom Festival This Year?

    Performing at the event this year will be:

    O.A.R. is the Saturday, March 29, headliner, while Boyz II Men headlines on Sunday, March 30. Additional performers will be announced soon. 

    “Once again the Brookhaven Cherry Blossom Festival is offering the community the best concert around the state,” said Brookhaven Mayor John Park. “It’s one of my favorite times of year – getting out and enjoying the music, crafts and fun in Blackburn Park with my fellow residents and neighbors.”

    If you plan to attend, you should know that there will be no festival parking around Blackburn Park. All local lots and side streets will be posted and vehicles will be subject to towing to alleviate congestion for local residents. No parking will be available at Marist or Montgomery Elementary School.

    Where Is The Brookhaven Cherry Blossom Festival Taking Place?

    The festival is taking place at Blackburn Park,  3493 Ashford Dunwoody Road in Brookhaven. Here’s a map to help you find it.

    Blackburn is a linear park about 0.5 miles long from the shuttle bus stop to the Kidz Zone. Please be prepared to walk a lot when attending the festival. Staff will be utilizing golf carts during the festival and will not be able to give rides to attendees.

    Final Word

    Aside from a bevy of nice hotels, the city has plenty of nice places to stay and numerous cool things to do.

    Atlanta has a lot of cool things to do and places to eat, including some of the top soul food joints and remarkable Thai food spots. Explore the city.

    Here are more articles from AtlantaFi.com you might like:

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  • Fleurs de Villes to host another celebrated floral show in Atlanta

    Fleurs De Villes Downton Abbey Coming To Atlanta

    4 Min Read

    Fleurs de Villes, the internationally renowned immersive floral show that has captivated audiences across the United States, Canada, Australia, and the UK, is making its Atlanta debut at Phipps Plaza in Buckhead.

    The event, titled Fleurs De Villes Downton Abbey, will be making its Atlanta run from April 2-6 and is being presented in anticipation of the September release of the third film inspired by the beloved TV series.

    Fleurs De Villes Downton Abbey To Make Atlanta Debut

    Guests will experience 12 stunning fresh floral mannequins, each representing the show’s iconic characters and period fashion.

    “We are thrilled to partner with Fleurs de Villes to host another celebrated floral show in Atlanta,” said Lindsey Jones, area director of marketing at Lenox Square and Phipps Plaza. “This event offers our community a unique and immersive experience that can’t be found anywhere else in the city.”

    Fleurs de Villes Downton Abbey tour

    The floral creations will be displayed across Mall Level 1 at Phipps Plaza, offering visitors a chance to admire the detailed and imaginative designs brought to life by Atlanta’s top florists.

    “After the success of last year’s Fleurs de Villes ARTISTE exhibition, Phipps Plaza was the perfect choice for our Fleurs de Villes Downton Abbey tour,” said Karen Marshall, co-founder of Fleurs de Villes. “The luxurious setting complements our vision, transporting visitors to the early 20th century through the artistry of floral design.

    From elegant gowns to period uniforms, each mannequin reflects the dedication and creativity of the talented local florists who made this exhibition possible.”

    Participating floral designers include Ansley Maynard Flowers, Ebonee Benson Designs, Epting Events, Gresham’s Florist of Atlanta Since 1913, Morning Glory Floral Design, Rose Jasmine Flowers and Decor, Rhapsody in Blooms, Sugared Florals Studio, and Summer Breeze Flowers & Gifts.

    In addition to enjoying Fleurs de Villes’ renowned floral mannequins, visitors can attend free floral demonstrations on Saturday, April 3rd, from 11 a.m. to 5 p.m. A pop-up flower market featuring local florists will be open from 1 p.m. to 5 p.m., offering fresh blooms for purchase.

    Guests will also have the opportunity to meet the talented floral designers behind Fleurs de Villes Downton Abbey from 11 a.m. to 1 p.m., gaining insight into their creative process and the inspirations behind their intricate designs.

    Throughout the exhibition, attendees are encouraged to vote for their favorite floral mannequin for a chance to win a luxurious two-night stay in Nobu Hotel Atlanta’s Zen Suite, complete with complimentary valet parking and breakfast for two. Additionally, visitors can explore a special floral installation in the Nobu Hotel lobby throughout the event.

    This marks the second collaboration between Fleurs de Villes and Phipps Plaza, following the success of last year’s Atlanta premiere of Fleurs de Villes ARTISTE. Atlanta serves as the second stop on the Fleurs de Villes Downton Abbey 2025 global tour, which will span ten cities across three countries, including the United States, Canada, and England.

    Final Word

    There’s a lot more to Atlanta than Buckhead. If you want to explore Georgia’s largest city, do it on your terms and check out the fun, cool and new things happening in Atlanta this weekend and even on the weekday. You can start downtown, and get it crackin’ in Buckhead. Check out the newest Atlanta restaurants, beautiful parks and unexplored spots you’ve only heard about. AtlantaFi your experience!

    Got an event or know of something opening in and around Atlanta? Holla: CJ@AtlantaFi.com. See what’s poppin’ in the ATL! Subscribe to our  news alerts here, follow us on Twitter and like us on Facebook.

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  • How to buy land for sale in Geogia

    How To Buy Land In Georgia: 6 Easy Steps

    7 Min Read

    The cost of land isn’t getting any cheaper, no matter if it’s in Atlanta or across Georgia.

    If you’re in the market for some Georgia land,  you’re making a wise decision. Real estate prices in rural areas are going up, but are still affordable.

    With real estate prices continuing to increase, now’s a good time to buy property. Are you uncertain about the process of buying land in Georgia? Read on….

    How Do I Buy Land In Georgia?

    In this article, we’ll show you step by step how to buy a plot of land in Georgia.

    My family owns several plots of real estate around metro Atlanta and because I’m constantly looking for real estate, I’ve also researched the process thoroughly.

    Land prices vary wildly. In rural areas like South Georgia, you might find acres for $2,000-$5,000 each. Near Atlanta or Savannah, expect $10,000-$50,000+ per acre, depending on development potential. Factor in taxes, closing costs, and any financing fees.

    First things first, you need to get pre-approved for a loan.

    1. Get Pre-Approved

    Getting pre-approved for a loan to buy land is exactly like getting pre-approved for a mortgage. The reason why this initial step is so important is because Realtors will have an incentive to work with and for you.

    Once you’re pre-qualified for a loan, the real estate professionals you’re dealing with will take you more seriously because they want your business.

    If you apply and are not approved, take these steps to improve your credit fast.

    2. Search For Land

    It’s time to begin your search for affordable land for sale.

    In a large metropolitan area like Atlanta, parcels of land sell at a premium. If you want several acres, you’ll have to expand your search to cities about an hour’s drive from downtown Atlanta.
    How Much Does An Acre Of Land Cost In Georgia?
    The price of an acre of land in Georgia depends on where it’s located and whether it is improved or unimproved.

    Last year, the average price per acre in Georgia increased by 11% to $4,550 per acre. Irrigated land averaged $4,060 per acre while the value of non-irrigated land dropped 5% to $3,010 per acre.

    If you’re looking for farmland or just some acreage, if you don’t know a Realtor, then you can begin your search online.

    Some websites you can look for parcels of land on are:

    Know The Zoning Laws

    Once you’ve found a piece of land you like, familiarize yourself with the local zoning laws.
     
    Some areas won’t let you build wooden structures. Other areas won’t let you build with stone. Others won’t allow livestock. Research what’s allowed where you want to live.
     
    The typical zoning regulations govern such things as:
    • Building specifications of the type of buildings allowed.
    • Where utility lines must be located.
    • Restrictions on accessory buildings, building setbacks from the streets and other boundaries.
    • Size and height of buildings.
    • Number of rooms in a structure.
    In addition to knowing what type of structures are allowed to be built, you’ll need to know land use rules as well.
     
    Here are some common land-use zones that could apply to the area you’re interested in:
    • Agricultural Zoning
    • Commercial Zoning
    • Combination Zoning
    • Historic Zoning
    • Industrial Zoning
    • Residential Zoning
    • Rural Zoning
    You may be saying to yourself, “How do I find out about zoning laws?”
     
    The best place to start is with the locality’s department of city planning, or similar office. They’ll tell you all you need to know about the zoning laws in that area.

    3. Compare Your Land Choices

    Different types of land for sale in Georgia
    Photo credit: Observer.globe.gov

    Once you’ve done all your zoning research, it’s time to whittle down your list of land parcels you like and choose one.

    Some things you may want to consider are:

    • Access: How far is the property from the interstate or major highway?
    • Privacy: How close are you to the neighbors and nearby noise?
    • Terrain: Are there hundreds of trees, woods or just undeveloped land, dirt or grass?
    • Irrigation: Is there a water source nearby? A lake or creek that runs through the property?

    All of these things may increase or decrease the value of the land depending on your intentions for it.
    In any event, once you’ve made your decision to buy the land, it’s time to put it in writing.

    4. Make An Offer On The Land

    To make a formal offer on a piece of land you’ll need a real estate agent’s Bid Offer form. You can find samples of a Bid Offer form online.

    When making an offer, you don’t want to go too high in price. Let your offer be based not on the property’s asking price, but on the amount you’ve been pre-approved for.
    Should You Offer Over The Asking Price?
    If you offer over the asking price, you’ll have to go back to your lender to make sure you can get financing to cover it.
    You’ll also want to know if the appraisal of the land justifies the asking price.
    If you make an offer too low, it may not attract the seller because they may get higher offers from others looking to buy the property.
    Bottom line: Your offer will have to be higher than the others if you want the land.
    Let’s say the seller accepts your offer. What now?

    5. Sign The Land Sale Contract And Purchase Agreement

    Once the offer is accepted, the buyer and seller typically sign a Land Sale Contract / Purchase Agreement.
    This is a legal document that solidifies the intentions of both parties to make a real estate transaction.
    Here are some terms typically found in a Land Sale Contract / Purchase Agreement:

    • Price
    • Property size, boundaries and description
    • Title
    • Seller disclosures

    Typically, the buyer’s agent will have the purchase agreement written up by a practicing real estate attorney.

    The Land Sale and Purchase Agreement becomes binding when all signatures have been obtained.

    6. Prepare For Closing

    Unlike a home closing, when you’re buying land you don’t have to worry about such things as an inspection and making some demands for last-minute repairs and replacements.

    As a buyer, you will typically be expected to provide for anywhere between 2% to 5% of the closing costs. However, depending on other concessions you make, it’s possible that you may not pay any money at all at closing.

    One thing you don’t want to skip is a soil test. A soil test also indicates which elements are missing from your soil and how much to add them if you plan on growing fruits, vegetables and other crops.

    A soil test will also tell you:

    • The pH level in the soil.
    • What nutrients and minerals are in the soil such as nitrogen and phosphorus.

    You can buy a soil kit from various retailers such as Lowes and Home Depot. You can also order a soil test kit online. Here’s a comprehensive one that I like:

    Buy Here for $29.99

    Once you sign all the appropriate documents at closing, the land will be yours! Some real estate lawyers may break out a bottle of Champagne to celebrate, but that’s optional:)

    Final Words

    Buying a piece of land is a great investment and something that can stay in your family for generations. If you do it right — following all the steps from zoning laws and getting a soil test, etc. — it can be a smooth process.

    Because of the many parts involved in buying land, it’s highly advisable that you use the services of a professional real estate agent. A Realtor can walk you through the land-buying process more easily. Also, many of them have the professionals you need already in their network.

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