Atlantafi.com is bringing you the latest on the coronavirus pandemic, which has the state of Georgia and the city of Atlanta under a state of emergency.
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The stimulus checks are in the mail for millions of Americans. So you may be wondering where’s yours, right?
You don’t have to worry about your check getting lost in the mail or your direct deposit being screwed up. Although all those things can and have happened, the IRS and Treasury Department has put some steps in place for you to find out what’s happening with your money.
What Date Will I Get My Stimulus Check?
If you haven’t gotten hour stimulus check yet, don’t fret. The IRS an online portal that will actually track your stimulus check.
As you know most American consumers started getting a $1,200 stimulus check in April 2020. After that, a $600 relief payment went out in early 2021. After that, athird stimulus payment for $1,400 was administered by the Biden Administration.
But what if you need to track your money down? Here’s where to get information on your stimulus payment:
IRS ‘Get My Payment’ Tool
The IRS Get My Payment Tool is available for you to see the status of your money. If you click on the link, you’ll see that is has different options for your situation, including:
- Ability to track your stimulus money
- Ability to share information with the IRS so that you can get paid
- Option to choose between paper stimulus check or direct deposit into your account
No matter what you do, don’t let anyone swindle you out of your 2020 stimulus money.
Don’t Fall For Stimulus Scams
There have already been some stimulus scams to pop up. The FBI is warning people to be on the lookout for criminals who are looking to pounce on the uninformed.
Here’s what you can be sure of:
- You won’t have to pay a fee to get a stimulus check
- No entity can “rush” your stimulus check, so don’t fall for it
- The government won’t ever call you and ask you for your personal information over the phone
Next: Stimulus Check Money: Everything You Need To Know
Prepaid Debit Cards And More: What To Know About Your Stimulus Payments
Are you trying to become more financially literate? Check out Money Mondays at AtlantaFi.com, where we’ll share strategies to save and make cash.
If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.Read more: -
The U.S. government has been sending stimulus checks to millions of Americans as part of trillion-dollar economic packages to deal with the disruption that the coronavirus pandemic has caused.
To get your stimulus money, you won’t have to fill out any forms or submit anything. They have tried to make it easy.
Stimulus Checks: Everything You Need To Know
In this article, we’ll discuss everything you need to know about stimulus payments.
If the IRS doesn’t have any banking information on you, they will mail out debit cards, called Economic Impact Payment (EIP) Cards. Scroll down to learn more about these stimulus debit cards.
The only way you won’t get a stimulus check if if you don’t have a Social Security number or you can be claimed as a dependent by someone else. Also, if you make more than $75,000, the check will begin to phase out.
In This Article:
- How To Get Your Stimulus Check
- What Is A Stimulus Check?
- How Much Is The Stimulus Check?
- When Is Your Stimulus Check Coming?
- Will You Get A Stimulus Check Debit Card?
- How To Avoid Stimulus Scams
How To Get Your Stimulus Check
Many people have lost their jobs and others have lost their health because of the deadly virus, so the money is very much needed. Here is everything you need to know about the stimulus check.
What Is A Stimulus Check?
A stimulus check is a government payment sent to taxpayers to stimulate the economy.
The idea behind stimulus checks is for consumerism to spark consumption and for dollars to make their way to businesses and companies.
Stimulus checks have been used before by the U.S. government to fuel economic growth.
How Much Is The Stimulus Check?
Each eligible American is generally set to receive $1,200 and $500 for each child under age 17. The money will be sent by the Internal Revenue Service (IRS).
Because it’s based on your IRS filing status, most Americans will get a $1,400 stimulus payment.
Here is what your finances need to be to get the third round of stimulus checks:
- Married couples who make less than $150,000 qualify.
- Head of households who make under $112,500 qualify.
- Single individuals who make less than $75,000 qualify.
When Is Your Stimulus Check Coming?
Stimulus checks started to be mailed in mid-March 2021 based on a schedule conceived by the Biden Administration. Here’s how to track it.
- If your stimulus check hasn’t come yet, check IRS website
- Your check may be delayed due to situations beyond the government’s control
- Here’s how to know when your stimulus check money is coming
If your direct deposit information is not on file with the IRS and you’re waiting on a paper check, it could take up to five months, according to one report.
Will You Get A Stimulus Check Debit Card?
As many as 4 million Americans will get stimulus check debit cards, called Economic Impact Payment (EIP) Cards. These people are the ones who don’t have banking information on file with the IRS.
That means the agency is unable to send your stimulus via direct deposit or check. Here are some things to know about your EIP card.
- You can use your EIP card anywhere Visa debit cards are accepted, including online and in-store.
- You can also get cash back at the register with PIN debit purchases at participating merchants
- If you have problems, you can call Customer Service at 1.800.240.8100 (TTY: 1.800.241.9100)
See the EIPcard.com website created by the Treasury for more information.
How To Avoid Stimulus Scams
There have already been some stimulus scams to pop up. The FBI is warning people to be on the lookout for criminals who are looking to pounce on the uninformed.
Here’s what you can be sure of:
- You won’t have to pay a fee to get a stimulus check
- No entity can “rush” your stimulus check, so don’t fall for it
- The government won’t ever call you and ask you for your personal information over the phone
Last Words
For people looking to bounce back after losing significant income, you may have some ideas on how to spend your stimulus check. Here are some great ways to put your stimulus check to good use.
Next: How To Track The Status Of Your Stimulus Check Money
Atlantafi.com is bringing you the latest on the coronavirus pandemic, which has the state of Georgia and the city of Atlanta under a state of emergency. More definitive advice on health, please visit CDC.gov. Here are some helpful links:
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After months of uncertainty, the Biden Administration has approved a third stimulus check for Americans hit hard by the coronavirus pandemic.
With unemployment set to expire for millions of people, it’s clear that Americans still need additional coronavirus relief. But you may be wondering if you qualify for stimulus payments.
Stimulus Check 101: 5 Things You Need To Know
This article is going to tell you who is eligible for the second stimulus check, which is expected to be rolled out later this year.
1. What’s Included In Second Stimulus Check?
Here is what Senate Republicans have included in the second stimulus check, which is part of the Cares Act 2. The following benefits have been finalized:
The new legislation gives $600 to most eligible Americans. Congress is specifically looking to help lower-income Americans who make less than $40,000 a year.
2. When Will I Get My $1.400 Stimulus Check?
The Treasury Department and IRS started sending stimulus money to Americans on December 29, 2020. In the best circumstances, it could have taken a day or two or up to two weeks to get your payments.
The IRS says there’s been a delay due to them sending the checks out to old account numbers and other technical problems. The agency says it should all be fixed now.
3. Who Qualifies For Third Stimulus Check?
Here’s who is eligible for the third stimulus check
- A third $1,400 payment would go to each eligible U.S. citizen who earns less than $75,000 a year ($150,000 for couples who file taxes jointly).
- Dependents could qualify for a second $1,400 stimulus payment, which doubles what they could receive in the first stimulus package.
4. How Will My Stimulus Check Come?
Your stimulus check will come in either of three forms: a paper check, via direct deposit or on a prepaid Economic Impact Payments (EIPs) card.
The IRS says EIP cards are being sent to Americans via mail.
5. Can I Track My Stimulus Check?
Like the last stimulus, you can track our stimulus. pretty easily. Although, the IRS has stated that they’ve had some technical issues on their website, it should work if you keep checking.
Here are two ways to track your stimulus money:
Last Words
It may take some time, but you should do all you can to get your money. After all, as a hard-working taxpayer, you’re entitled to get what’s yours.
And don’t forget to check for other avenues that may have hidden money and property for you. At AtlantaFi.com, we make it easy for you.
Here are some forgiveable loans and grants your small business can apply for.
Interested in other ways to save or make money? Check out our Money Section:
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Did you get your last stimulus check? Because another one is on the way.
The Biden Administration’s nearly $2 trillion coronavirus relief plan has been approved. That means a third stimulus check is coming for most Americans.
The relief package being floated in government circles — the American Rescue Plan — includes stimulus money that can help needy Americans. The plan passed with zero Republican support, but because the Democrats were able to get a simple majority, we have a package.
But let’s get to the good stuff: When is your stimulus coming? We’re going to tell you that and more.
Third Round Of Stimulus Checks: Everything You Need To Know
Government cash has been distributed to Americans in waves since the coronavirus pandemic began last March. Not only is the money needed to shore up the economy, but regular Americans are struggling to find work as unemployment numbers start to creep up again.
It’s understandable that you’d have some questions about the new stimulus checks and we’re going to answer them. Here is everything we know about the third stimulus checks.
1. How Much Will The Third Stimulus Check Be?
Because the IRS and Treasury Department facilitated sending out the $600 at the beginning of the year, the third round of stimulus checks is for $1,400.
For those keeping score, that’s a total of $2,000 in government help, which many nations across the globe have committed to on a monthly basis.
2. When Will The Stimulus Checks Arrive?
While the political wrangling often takes days in Congress, the actual process of getting that money into the hands of Americans will be swift.
Hours after the relief package was approved by President Biden, the White House said it would be making its way to American bank accounts in days.
Of course, that won’t be the case with everybody. If may be months before the payments arrive, analysts say.
3. What’s Taking So Long?
The IRS has gone on record to say that their online systems have been overwhelmed when stimulus checks are involved. The truth is that for all Americans to get paid, it’s going to take some time.
Congress painstakingly approved a relief package in April 2020 that took weeks to go out. In the last week of the year, U.S. lawmakers freed up more than $900 billion for a stimulus package that gave each Americans $600, and that also took time for some U.S. citizens.
Final Thoughts
If you need help finding out what’s up with your money, go to IRS.gov, the official site of the Internal Revenue Service, and see if they can help you.
With many workers still preparing for layoffs, lawmakers are poised to approve more stimulus money down the road.
Up Next: How To Track Your Stimulus Money
Interested in other ways to save or make money? Check out our Money Section:
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If you’re looking for a job that offers flexibility, the best thing you can do is make money from home.
To make it happen, you’re going to have to step outside your comfort zone to find creative ways to generate income. No worries, Atlantafi.com is here to help!
One of the key questions people ask themselves is this…
How Can I Make Good Money From Home?
The key is to be open to try new things. Here are some of the best ways to make money from the comfort of your home.
- Sell Your Stuff Online
- Become An Online Tutor
- Start Blogging
- Build Simple Websites
- Rent Out Your Home
- Start An OnlyFans
Let’s explore each of these money-making options before getting into more strategies.
1. Sell Your Stuff Online
If you have a bunch of old things just lying around your home, you might as well make a profit off them. Selling your things online has never been easier. Here are some websites that allow you to sell your things online:
2. Become An Online Tutor
If you’re good in a particular subject like English or math, you can make supplemental income by becoming a tutor.
Virtual learning has dramatically increased because of the coronavirus pandemic, making it a good time to be a tutor. Some sites you need to check out are:
3. Start Blogging
Bloggers make big money these days, but you have to develop a niche and an audience. If you’re interested in entertainment, you’ll have to start small and find a way to break into the business.
If you’re looking at a niche, make sure your content is unique and that your reputation is worth people’s attention. Some top blog sites are:
4. Build Simple Websites
You don’t have to be a web developer to build simple websites for clients and customers. There are some great platforms you can use to charge people good money.
How Much Does A Web Developer Make?
How much you charge to build a website has to do with how large and involved the site is. Also, it depends on if you’ll be running maintenance on the website. For a small website, a cost between $3,000 and $6,000 is reasonable. For a medium-size site, you’ll be looking at around $10,00 and up.
Here are some website platforms you can use:
5. Rent Out Your Home
Photo credit: Rowan Heuvel via Unsplash If you have possession of a family home in another state or perhaps a rental home in your city, one way to make extra cash is to rent out your home.
Here’s How To Rent Out Your Home For Extra Income.
6. Start An OnlyFans
If you’re familiar with OnlyFans, don’t get it twisted: While the site seems to have a large fanbase only interested in intimacy, it’s a legit money-making platform.
OnlyFans is a digital content platform that allows you to charge viewers for photos and videos. You can knit a blanket and make money by showing others how it’s done.
The site charges 5 cent commission for the opening months. If you get just between 1% and 5% of your audience to subscribe, you could make between $1,499 and $7,495 per month, according to the site.
Here’s How To Sign Up For OnlyFans and Make Money Fast.
How Can I Make Money As A Stay-At-Home Mom?
Stay-at-home mothers may feel the particular need to find employment while they are at home with their children. If that’s the case, no problem!
What you moms are going to have to do is look no further than the hobbies you know and enjoy from time to time. Is there money to be made?
Yes, but you’ve got to find an angle. You need a way to turn that past-time of yours into a money-earning side job.
Here are some ideas:
- Use Grocery Shopping Apps
- Fill Out Surveys Online
- Sell Old Baby Clothes
- Hire Yourself Out on Fiverr
If you’re into fast cash, you may be looking to score money much quicker than it times it takes to build a viable side business.
How Do I Make An Extra $1,000 A Month?
The way you make an extra $1,000 a month is by getting side jobs that pay quickly. These are not opportunities that pay you a little bit at a time.
- Become A Pet Sitter
- Become A House Sitter
- Work As A Customer Service Rep
How Can I Make $100 A Day?
If you want to make $100 a day, you’re going to have to plan your strategy in a way that’s profitable every24-hour day period.
If you can land a freelance gig, you can earn in excess of $100 daily.
You can also day trade on the stock market to earn that kind of money, but you need to know what you’re doing.
Final Words
I want to emphasize that there are no get-rich-quick schemes out there that pay money each day and are legal. That’s not how it works.
To make money from home you’re going to have to come up with an idea for a product or service that has been tested and proven. But there’s hope.
You can always get a work-from-home job.
Metro Atlanta has a hot economy and that means employers are hiring at a rapid pace. We currently have job articles that show you high-paying jobs, those close to downtown and even side hustles you might like.If you’re looking to get hired in Atlanta right now, there’s a very real possibility that you can land your dream job.Next Up: Earn Extra Income With These Side Hustles
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After a lot of infighting, Congress has finally approved a second stimulus payment for $600 to most Americans.
Now, $600 is not really a lot of money. We could waste it really fast if we’re not careful. So, that’s why we need to use it wisely. Here are some ways to spend your stimulus money.
Smart Ways To Spend Your Stimulus Money
Hopefully, we can get $2,000 in stimulus payments, which President Biden is in favor of. Because this proposal has yet to gain steam in Congress, the thing to do right now is to save as much money as you can. Here are some ways to do that:
1. Start An Emergency Fund
If you don’t have an emergency fund, you should consider starting one. An emergency fund doesn’t have to be a huge amount of money.
What it needs to do is cover a certain amount of months for when times get rough. Target two to three months for now and see how it goes.
2. Pay Off Your Debts
If one thing is certain in all this, it’s that you need to have as much capital as you can. If you’re in debt from credit cards or late payments, you can put the stimulus money to good use.
Pay off your debts from the largest bill to the smallest. This way, you’ll escape those large interest payments that cost way more than the original balance.
3. Open A Savings Account
When great way to save money is by opening a savings account. Here’s how to go about it: Look for banks that have savings accounts with attractive APR, annual percentage rate, or interest rate stated in yearly terms.
The better your APR, the more money your savings account can generate.
4. Invest It In Your 401(K)
If you don’t know, a 401(K) is an employer-supplied retirement account. Typically, your job will match your contributions.
If you have some extra money hanging around (like a stimulus check) you could choose to add this money into your 401(K). This is an attractive option because your 401(k) is TAX FREE!
So all the money you put there won’t be taxed until, hopefully, it has multiplied through the years and you can live on it. Learn more about a 401(k) here.
5. Donate It
There are many charities that are looking for money right now. If you’re a foodie, you could choose to give to restaurant workers who are having a hard time.
The local hair salon industry is another segment that is accepting donations.
You also could simply give some of the money to people you know personally, whether they be friends or family. The point is to just give!
Up Next: When Is The Second Stimulus Check Coming?
If you’re looking for more ways to save money, here are some resources you should know about.
Interested in other ways to save or make money? Check out our Money Section:
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The COVID-19 pandemic has changed much about our daily lives in very different ways. One way t has impacted many of us is that the global health crisis has allowed us to reconsider our personal finances.
The frivolous spending that we have become accustomed to may be a thing of the past. But what else has it taught us?
Money Lessons From The Pandemic
In this article, we’ll explore some things that the pandemic has taught us about our finances.
1. Save Money Now
It’s easy to say “save money,” but as we all know, you have to get out of debt first.
Some ways to climb out of debt include:
- Paying your credit card bill every month
- Lower the bills that you pay every month
- Not overspending when you shop
- Never borrowing money that you can’t pay back
- Cut out or trim some daily expenses
2. Cut Back On The Things You Don’t Need
A huge part of staying out of debt involves cutting back on spending. This is especially true when it comes to buying things you don’t need.
Do you really need that new air fryer? Take an inventory of the things you already have before you buy new stuff.
If you’ve already bought things you seldom or never use, consider selling those items.
3. Create An Emergency Fund
If you don’t have an emergency fund, you should consider starting one. An emergency fund doesn’t have to be a huge amount of money
What it needs to do is cover a certain amount of months for when times get rough. Target two to three months for now and see how it goes.
4. Generate Income From A Side Gig Or Hobby
First of all, a side hustle is a job that is usually done in your spare time and outside of the traditional 9 to 5 working hours of corporate America.
When you think of all the ways you can make money, you should be able to find something you’re passionate about.
Check out these hobbies you can turn into cash right now.
5. Count Your Blessings
No matter what, live your life appreciatively. That means that you’ll want to count your blessings for the things you do have.
You only get one life. Make it count by living intentionally.
If you want to learn more, here’s how to live your best life now.
Are you trying to become more financially literate? Check out Money Mondays at AtlantaFi.com, where we’ll share strategies to save and make cash.
If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.Read more: -
After years of splurging and the promotion of unchecked consumerism, saving money is the thing to do now. One way you can keep your cash is to look into lowering your energy costs.
In the winter, your heating bill becomes your highest home expense other than the mortgage. Conversely, in the summer, your air conditioner usually is the culprit that runs up your energy bill.
But it doesn’t have to be that way!
This article will show you some great ways to lower your energy costs in your home to save money.
1. Cut Your Ceiling Fans On
One of the main and best ways to save energy is by using your ceiling fans rather than your heating or cooling unit.
When it comes to ceiling fans, make sure that you turn them the right way depending on the season.
- In the summer, turn your fan to run counter-clockwise.
- Your fan should run clockwise in the winter.
2. Open The Curtains And Blinders
You can use natural sunlight to heat up your home if you’re intentional about it.
On a cold day, open your curtains to get additional sunlight into your living space. Not only will this brighten up your home, but it will warm it as well.
3. Invest In A Cheap Fan
You can also save money by buying a $20 fan that circulates air in the room you’re in.
Here are some great cheap fans to consider.
- Honeywell TurboForce Circulator Fan
- Comfort Zone 3-Speed Floor Fan
- Lasko Premium Box Fan
- Hurricane Classic Clip Fan
- High Velocity Personal Fan
4. Make Sure Your Appliances Are Working Properly
Sooner or later, your appliances are going to need some attention. They don’t last forever, so at some point, they’ll malfunction or stop working as they did.
What you want to do is maintain your appliances, especially the big ones like your washer or dryer. Those cost big money.
5. Apply For Utility Discounts
Depending on your age or other qualifications, you may be able to get a discount on your utility bills.
Many cities, states and municipalities give older residents or military veterans a break on their heating bills.
Final Words
Finally, keep a tab on what you’re spending on energy. Once you see that number in print, figure out how to cut it in half.
Remember, here are the steps you can take to lower your energy costs.
- Cut your ceiling fans on
- Take advantage of sunlight
- Buy a cheap floor fan
- Keep your appliances in working order
- Get a discount (if you qualify)
Keep the ideas coming. If you think of some other ways to save, let us know!
Are you trying to become more financially literate? Check out Money Mondays at AtlantaFi.com, where we’ll share strategies to save and make cash.
If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.Read more: -
One of the best accessories you need when you’re shopping is an app that allows you to save money. There are several good apps in the app store that can save you cash when you shop.
Whipping out your phone at the cash register may seem a bit odd to you, but the money you save won’t be. In fact, you’ll love it.
Most shopping apps allow you to save money in the following ways:
- Cash back on purchases
- Discounts applied at checkout
- Rebates applied for future purchase
What Is The #1 Shopping App?
When you’re talking about shopping apps, it really depends on what you’re trying to buy. For groceries, you may put one app on your phone, but for clothes or electronics, you may download another.
Another app may be best for showing you the cheapest price. That’s why you may choose to have more than one shopping app on your phone.
Here Are The Best Shopping Apps To Save Money
Let’s look at some apps you can use to save money.
Last Words
If you love to save money (who doesn’t?) you can put these lessons to good use to keep more of your cash.
Want to save money on groceries and cut your bill in half? Of course, you do.
Are you trying to become more financially literate? Check out Money Mondays at AtlantaFi.com, where we’ll share strategies to save and make cash.
If saving money is something you’re serious about, AtlantaFi.com has a lot of resources to help you.Read more: -
Congress has approved $600 in stimulus money for most Americans and there may even be more on the way. But no matter how much stimulus money you receive, what if you could double that cash?
The way to double your money is by taking it and using it wisely. This article will explore several steps that will allow you to double your stimulus payment and more.
How To Double Your Stimulus Money
If you’re thinking about a get-rich-quick scheme to double your money, that’s not a realistic plan. The best strategies take time and effort. And using money you already have to turn it into more cash is the same thing.
Let’s look at some ways you can stretch that stimulus check.
Create An Emergency Fund
If you don’t have an emergency fund, you should consider starting one. An emergency fund doesn’t have to be a huge amount of money.
If you take $600 and put it away, you may find that it’s easy to add $20 here or there to it every time you get paid. If you add $100 a month to it, in six months you will have amassed $1,200. In one year, that can be $2,400. You get the picture.
Invest With Robinhood
Robinhood is an app that allows you to make investments in the stock market. The quick and easy process allows you to make extra money by investing in the right stocks.
Because Robinhood is commission-free, you won’t have to pay anyone but yourself when you make and profit from a transaction.
Invest In Your 401(K)
If you don’t know, a 401(K) is an employer-supplied retirement account. Typically, your job will match your contributions.
If you have some extra money hanging around (like a stimulus check) you could choose to add this money into your 401(K). This is an attractive option because your 401(k) is TAX FREE!
So all the money you put there won’t be taxed until, hopefully, it has multiplied through the years and you can live on it. Learn more about a 401(k) here.
Invest In Real Estate
Another way to make quick cash and more than double your money is to get into real estate.
You can learn about the foreclosure process and buy one and flip it or turn it into a big payout.
Download Cashback Apps
Here are several apps that allow you to make money online and even get cash back for purchases. All you have to do is download:
Once you download these apps, some of them let you scan receipts to get points, which can be converted into gift cards with cash on them.
Conclusion
Personal finance shouldn’t be this mysterious thing that you have to guess about. Being good with your money should be second nature to you because it’s your cash.
No matter what you choose to do with your money, always have a plan to make more of it.
Interested in other ways to save or make money? Check out our Money Section:
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