• Tanya James entertainment entreprenuer

    USA To Africa: Entertainment Industry Veteran Makes a Difference Here And Abroad

    3 Min Read

    Tanya James is a trailblazer in the entertainment industry who is making waves not only in the United States but also in Africa. 

    James is the founder and CEO of TJ Entertainment Group, an artist management company that has been serving talented people in the entertainment industry for over two decades and represents talent such as Grammy Award-winning artist PJ Morton. 

    Meet Tanya James, Entertainment Entrepreneur

    She is also the founder of KJ’s Hope Foundation, a non-profit organization that educates, encourages, and empowers individuals living with sickle cell anemia, and the Tanya S. James Foundation (TSJF), another non-profit dedicated to building a better life for the underprivileged in society. 

    As a black woman in leadership, James is breaking barriers and inspiring others to do the same.

    As a devoted wife, mother, philanthropist, and entrepreneur, Tanya is committed to being the example that personal and professional success can co-exist.

    James has a reputable history of successful humanitarian efforts. For nearly 20 years, prior to her foundation being established in 2022, James has created a lasting impact amongst individuals, communities, and organizations. 

    Some of her most notable projects include establishing a college scholarship, assisting with medical bills, adopting classrooms, funding mission trips, donating to study-abroad ventures, refurbishing homes damaged by natural disasters, and more. 

    Recently, James has taken on a new venture that combines her passion for helping those who are less privileged and her commitment to giving back.

    Through her foundation TSJF, Tanya broke ground this January on a school she is building in the Kapakoko Village of the Divo, in the West African country Côte D’Ivoire (Ivory Coast). 

    The goal of the project is to provide access to education and opportunities for young people in the Kapakoko community.

    James is not only investing her own resources in this project, but also leveraging her connections to collaborate with the well-known non-profit ProSeed Foundation, with the hope of making an even bigger impact with the launch of the school.

    Final Word

    Atlanta has a lot of inspirational people and AtlantaFi.com is going to introduce you to many of them as well as cool places to go, great restaurants and other ATL happenings.

    Got an event or know of something opening in and around Atlanta? Holla: CJ@AtlantaFi.com. See what’s poppin’ in the ATL! Subscribe to our  news alerts here, follow us on Twitter and like us on Facebook.

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  • SweetWater Fest 420: music lineup, schedule, date time

    SweetWater 420 Fest Returns To Atlanta For 2023: Time, Place, Info & More

    3 Min Read

    If you’re a fan of good music and beer (who isn’t?) then you’ll love the return of one of the city’s best music festivals: SweetWater 420 Fest. Although it won’t be held at Centennial Olympic Park and will be smaller, 420 Fest is still going to take place on a beautiful Atlanta weekend this spring.

    Guests can look forward to both indoor and outdoor stages at the Ottley Drive brewery. Food will be available from local vendors as well as from the taproom, SweetWater will be serving a limited food menu along with their signature beverages.

    When Is SweetWater 420 Fest Taking Place In 2023?

    SweetWater 420 Fest is set to take place on April 22-23, 2023 at SweetWater’s Atlanta brewery.

    “Live music is as vital to our culture as making heady beer,” says Mike Boudreaux, SweetWater’s Director of Hospitality. “While the shift in venue will limit capacity, we anticipate this intimate edition of 420 Fest to be one for the books. Safety and nonstop music are our top priority for this 420 Fest, and bringing the festival to the brewery will be incredibly special.”

    Where Will SweetWater 420 Fest Be Held?

    SweetWater 420 Fest will be held at 195 Ottley Dr NE, Atlanta, GA 30324, the site of the brewery. Here’s a map to help you find it.

    Who Is Performing At SweetWater 420 Fest For 2023?

    The 17th annual festival will be headlined by Shakey Graves, Pigeons Playing Ping Pong, Ghostland Observatory, Rome & Duddy, and Neal Francis.

    Along with SweetWater 420 Fest’s headliners, the event will also feature performances by Sunsquabi, Kitchen Dwellers, Doom Flamingo, Neighbor, The Vegabonds, The Stews, Maggie Rose, Fireside Collective, Robert Jon & The Wreck, and Consider the Source. Additional bands include: Khaliko, Hotel Fiction, Tall Tall Trees, Happy Landing, and Wolf Mask.

    How To Get A Ticket

    You can buy tickets and ticket packages here.

    Final Word

    SweetWater 420 Fest is one of the best festivals in Atlanta, but it’s not the only one.

    Explore Atlanta At Your Own Pace

    First, to find all the good things happening in the city this week, all you have to do is take a look at downtown Atlanta. That’s where some of the best restaurants are as well as where the visitors, namely tourists, are. Downtown Atlanta or Midtown often has something cool going on!

      While it’s warm, take advantage of the outdoors. Don’t miss these awesome festivals.

    The fun is just starting. Are you a beer drinker? You also may want to visit a craft brewery in the city   

      Check out these events in Atlanta today and this week and this weekend:

    Here are more articles from AtlantaFi.com:

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  • National Anthem restaurant opens at the Omni Hotel at Battery Atlanta.

    Baseball-Themed Restaurant Set To Open At Battery Atlanta This Spring

    3 Min Read

    The Omni Hotel at The Battery Atlanta is getting a new restaurant in the coming months. National Anthem will combine two of America’s favorite pastimes: eating and baseball. 

    The eatery will pay homage to America’s top sport while serving some classic dishes you would find in a modern diner, according to a news release.

    When Is National Anthem Opening In Atlanta?

    National Anthem is set to open in April 2023, AtlantaFi.com has learned. That will be just in time for opening day or close to it as baseball season commences in April as well.

    The restaurant will be located just outside Truist Park Stadium, where the Atlanta Braves play, so you just might catch an aroma while you’re in the stands.

    Executive Chef Nick Badovinus will man the kitchen, which promises to focus on high-quality food “with cheery twists on classic dishes,” it says on the Omni’s website.

    It is the hope of National Anthem’s proprietors that the restaurant become a go-to spot for baseball fans as well as foodies looking for great food before and after games.

    What’s Going To Be On The Menu At National Anthem?

    From a news release about the eatery, the National Anthem menu will feature such iconic dishes as prime flat iron steaks, seafood, burgers and more.

    “We are thrilled to continue our partnership with Nick and welcome National Anthem to The Battery Atlanta.” says Omar Vega, General Manager, Omni Hotel at The Battery Atlanta. “This will be an exciting new dining option for our guests and locals year-round, but especially during the baseball season.”

    Where Will National Anthem Be Located?

    National Anthem will be located at the Omni Hotel at Battery Atlanta. Its address is 2625 Circle 75 Parkway Atlanta, Georgia 30339. Here’s a map to help you find it.

    Final Word

    The Battery Atlanta is one of our favorite places not only to grab a bite but to enjoy a live show

    Georgia’s biggest city offers everything you need for a cosmopolitan experience in an urban environment, including trendy restaurants, pop-ups and time-tested landmarks that continue to draw big crowds.

    Metro Atlanta’s food and drink scene continues to grow with no stops on the horizon. Ready to try something new?

    Here Are The Best New Restaurants In Atlanta

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  • Bed Bath Beyond store closings Atlanta

    These Atlanta Bed, Bath And Beyond Stores Will Remain Open

    3 Min Read
    Bed, Bath and Beyond recently announced that it was closing nearly 40 more stores across the country as the copany teeters toward bankruptcy. In the Atlanta market, some popular store locations have not been spared.
     
    This article will tell you what you need to know about the Bed, Bath and Beyond store closures in metro Atlanta and which store locations will stay open.

    Why Is Bed, Bath & Beyond in Financial Trouble?

    Bed, Bath & Beyond, like many retailers, is struggling with inventory issues in the wake of the COVID-19 pandemic, which severely constrained the supply chain and led to worker shortages. That has led to big sales, but not enough.
     
    More importantly, Bed, Bath & Beyond is coping with liquidity (money) woes. It doesn’t have the cash to support how much debt it has accumulated over the past three years and is trying to stay solvent by initiating stock buybacks and trimming stores and personnel.
     
    For the everyday customer, that means they’ve been seeing more store closures.

    Which Bed, Bath & Beyond Stores In Metro Atlanta Are Closing?

    • The Bed, Bath & Beyond at 130 Perimeter Center West in Atlanta near Perimeter Mall is closing.
    • The Bed, Bath & Beyond at 4475 Roswell Rd, Marietta, Ga. is closing as well.
    • Bed Bath & Beyond store at 1 Buckhead Loop NE, Atlanta, will shut its doors, too.
    • Snellville: Presidential Market Center, 1905 Scenic Hwy Suite 5000
    • Suwanee: 2623 Peachtree Pkwy

    Read the full Bed, Bath and Beyond Store Closings List for 2022.

    In the third quarter of 2022, the company told shareholders that it had failed to reach its revenue benchmark, reporting sales of $1.2 billion compared to $1.8 billion for the same period a year before. This meant that more changes were in store for the bathware store.
     
    When the latest store closures were announced, Sue Gove, President & CEO of Bed Bath & Beyond said, “Today’s announcement underscores the importance of having initiated a turnaround at the start of the third quarter and why we strengthened our leadership team to execute each step with precision. Our plan has two anchors: the first enables us to refocus merchandising and inventory, operate more efficiently, and grow our digital and omni-capabilities, and the second focuses on strengthening our financial position.”
     
    The closures are part of the company’s plans to trim overhead, which it announced a couple of years ago. 

    What Bed, Bath & Beyond Stores Will Remain Open?

    The Atlanta Bed, Bath & Beyond stores that will remain open for now include:

    • 1235 Caroline St NE, Atlanta, GA 30307
    • 2955 Cobb Pkwy SE Ste 110, Atlanta, GA 30339
    • 6050 North Point Pkwy, Alpharetta, GA 30022

    Final Word

    The sad news has a silver lining for those looking to save money. There should be some clearance sales in the next few days at these stores, which means you can buy some cool bath, beauty and baby products for less.

    Along with the wonderful things to eat and do in Atlanta, there are also so awesome places to shop. 

    In addition to malls, many Atlanta boutiques and consignment shops have daily deals so that you can save money.

     Atlanta’s retail scene continues to be a bright spot for the local economy — and that means more sales for everyone!

    Here are more articles from AtlantaFi.com you might like:

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  • best wigs to buy online for black women

    Best Places To Buy Wigs Online In 2023

    4 Min Read
    There’s nothing like the looks you can achieve with a good wig. The options are close to limitless when you think about the many textures, colors and hairdos you can try. The good news is that can you wear different styles with relative ease, changing your entire look. All you need is a compatible wig and you’re going to go. This article is going to show you the many resources where you can buy the best wigs online.

    Where Is The Best Place To Buy Wigs Online?

    Buying a wig onine is easier than ever today. Many sites have the exact dimensions included in each listing so you know what you’re getting. No matter where you purchase your hair, here are three things you need to look before you buy a wig:
    • Hair Color
    • Hair Length
    • Hair Texture
    Let’s talk a little in detail about each of these three qualities necessary for any potential wig customer to know before purchase.

    Hair Color

    Hair color is usually the top quality that women are looking for when they want to buy a wig. While it used to be risky to wear bold, pastel colors in your head, that is exactly the trend today. Some of the top hair colors you will see on people today are:
    • Red
    • Blue
    • Pink
    • Two-Tone

    If you’re interested in dying your natural hair, here are some top products.   Hair Length

    How long your hair is used to be determined by your heritage, ethnicity and penchant for trimming it, but not any more. You can have hair done to your ankles if you want, thanks to wigs or installing weave. One thing that makes for good hair length is to keep your wig untangled. Here’s how to take care of your wig.

    Hair Texture

    When it comes to hair texture, there is basically three types of strands you will be dealing with: fine, medium and thick. Wigs, from the standard to most exotic, all have various kinds of textures that you should evaluate before you buy.

    What is The Best Wig Brand?

    After you’ve decided on a texture to go with, you may be interested in buying a top wig brand. Yes, just like cars, wigs have brands. Here are some of the best wig brands you can buy online.

    Dorabeauty Short Bob Wigs Color Burgundy #99j Human Hair

    Body Wave Lace Front Wigs Glueless Brazilian Remy Human Hair

    Buy Here

    Water Wave Curly Lace Front 100% Real Brazilian For Black Women

    Buy Here

    Newa Hair 13×6 Lace Front Human Hair Virgin

    Buy Here

    JYL Hair Brazilian Virgin Straight Shoulder Length Short Bob

     

    Brazilian Virgin Remy Human Hair Straight (20INCH)

    How Much Does A Decent Wig Cost?

    Wigs can range in price to around $30-40 to over $500. Of course, the more you pay for, the greater quailty to hair piece. A decent wig costs around $100, so plan to spend somewhere around that price, depending on sales and discounts you may qualify for.

    What Types Of Wigs Look Most Natural?

    As we mentioned above, the top trends for wigs today include bold colors not unlike some flavor of cotton candy. Instead of subtle hues, people these days prefer to shocking blues, reds and even purples. When it comes to the types of wigs that look most natural, they include burnt variations of brown or blonde.

    Buy Wigs Online Here

    Now, let’s get into some places where you can find wigs to buy online.

    Final Word

    Wearing a wig is one of the easiest things you can do to switch up your look. Make sure you buy the best brands. Make sure you compare the brands against the price point you’re looking for. Need more tips and resource on how to take care of your sew-in? Check out our Wigs Resource Page. Some cities control the wig market or are bigger in the hair industry that others. The Atlanta hair industry is one of the largest in the Southeast, with more than 8 million people getting groomed each month.  But you can do it yourself. All you need are some quality shears and some high-performance clippers to get the job done.  Check out our Beauty Page for other ways to get shaped up.
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  • Singer Jacquees at the grand opening of The Wine and Tapas Bar in Stonecrest.

    Singer Jacquees Opens Wine And Tapas Bar At Stonecrest

    3 Min Read
    R&B singer Jacquees recently opened a new restaurant in South DeKalb County, Georgia just outside Atlanta. The Wine and Tapas Lounge held its grand opening ceremony on January 4, 2023, in the Stonecrest Mall area.
     
    The artist, real name Rodriquez Jacquees Broadnax, put on his entrepreneurial hat by teaming up with his business partner, Voneka Marks, for the restaurant venture, which marks yet another black-owned restaurant in Atlanta as the local economy continues to grow.

    Jacquees Opens The Wine And Tapas Bar In Stonecrest

    The new establishment, which boasts a 160-foot interior with the capacity to seat about 100 people, features hookah and brunch as well as an R&B karaoke night each Thursday.
     
    The Wine and Tapas Bar’s current hours are Wednesday through Sunday but may expand at a later date.

    What’s On The Menu At The Wine And Tapas Bar?

    We viewed the Tapas and Brunch menus at The Wine and Tapas bar and here were some standout dishes:
    • Curry Shrimp and Grits
    • Salmon Bites (Curry, Jerk, Cajun flavors)
    • Salmon Omelette
    • Shrimp and Grits W/ Cajun Cheese Sauce
    • Wings
    • Breakfast Sliders

    The Wine and Tapas Bar in Lithonia, Ga. in Stonecrest

    The new lounge is a good look for Jaquees, who joins a growing list of Atlanta celebrities who own restaurants.

    “It feels good,” Jacquees said, according to Black Enterprise. “I always was a young boy dreaming, and I’m still dreaming. I used to shop over here, and I still do, but I used to really go hard over here.”

    Where Is The Wine And Tapas Lounge Located?

    The Wine and Tapas Lounge is located at 8180 Mall Parkway, Ste. 820, Lithonia, Ga. 30038. Here’s a map to help you find it.

    Final Word

    Wine and tapas is a good combination when you think about the many dishes and bottles of vino that could be combined. 
     
    If you didn’t know, metro Atlanta is a food lover’s paradise. As for eateries below I-20, these Southside Atlanta restaurants have developed quite a following.

    The craze hasn’t escaped metro Atlanta’s food and drink scene, which has seen a bar explosion in recent years.

    Got an event or know of something opening in and around Atlanta? Holla: CJ@AtlantaFi.com. See what’s poppin’ in the ATL! Subscribe to our  news alerts here, follow us on Twitter and like us on Facebook.

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  • What's on the menu at Enzo Steakhouse

    Enzo Steakhouse And Bar Adds Lunch Menu

    3 Min Read

    Northern Italy-inspired restaurant Enzo Steakhouse & Bar is now serving lunch every Tuesday through Friday, the eatery recently confirmed. Keep reading to learn all about Enzo’s food options including one of the best lunch menus in metro Atlanta.

    Enzo opened in September 2022 in the Trilith development in Fayetteville, adding an upscale dining experience to the movie studio crowd. The eatery has been operating with a limited food service for a while now, but it is now expanding its dining hours.

    The restaurant seats about 180 people and offers guests a stunning view from the patio, including immersive camera technology on multiple large screens in and outside the place.

    What Are Enzo’s New Lunch Hours?

    Enzo’s new lunch hours are from 11 a.m. to 3 p.m. Diners are invited to take part in an assortment of lunch offerings, including charcuterie, hearty handhelds, fresh salads and bowls, pasta, steaks, chops, dessert, and more.

    From the minds of chef Andrea Montobbio and fashion industry veteran Carmine Noce, Enzo specializes in bold takes on signature dishes like pastas, steaks and more. The restaurant also features an expansive beverage program.

    “In Italy, the beauty of the food is that it varies region to region, based on what the ground provides,” Montobbio said in a written statement. “Every part of Italy has a different climate, and it’s exciting to create dishes based on the way the sun hits a certain place or what kind of mountain the water comes from. All of those factors play into the uniqueness of the cooking. That’s what we want to bring to diners at ENZO.”

    What’s On The Menu At Enzo?

    Food menu at Enzo
    Photo credit: Enzo

    Enzo’s menu includes a variety of steaks and chops as well as soups and salads. The menu also offers lighter options such as the Wood Fired Caesar, Local Greens Salad, Wood Fired Chicken, Smoked Salmon over a butternut squash and brown butter puree, and more. ENZO’s classic beloved pastas and a variety of steaks and chops are also available.

    With an extensive selection of cocktails, beer, and wine available, diners can find the perfect beverage to pair with any meal.

    Check out Enzo’s lunch menu.

    Where Is Enzo Located?

    Enzo is located at 300 Trilith Pkwy Suite 230, Fayetteville, GA 30214. Here’s a map to help you find it.

    ENZO Steakhouse & Bar is also open for dinner seven days a week and brunch on Saturday and Sunday.

    Metro Atlanta has other cool eateries as well. If you’re gluten-free, there’s plenty of options. Same goes for keto-friendly restaurants or Asian fare in Atlanta.

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  • Mercedes-Benz Stadium in downtown Atlanta

    How Atlanta’s Mercedes-Benz Stadium Could Host An NFL Playoff Game

    3 Min Read


    Mercedes-Benz Stadium may be the venue for one of the biggest games in the NFL playoffs. Here are the details announced by the NFL owners on Thursday, Jan. 12, 2023.

    If either the Kansas City Chiefs or Buffalo Bills don’t make it to the AFC Championship, the game will be played at Mercedes-Benz Stadium in downtown Atlanta, Georgia.

    AFC Championship Game Could Be Played in Atlanta If…

    Here are the scenarios in which the AFC title game would be played in Atlanta, a neutral site this year:

    • Buffalo (12-3) and Kansas City (13-3) both win or tie in Week 18 + both teams advance to the AFC title game.
    • Buffalo (12-3) and Kansas City (13-3) both lose + Cincinnati (11-4) also loses or ties in Week 18 + Buffalo and Kansas City advance to the AFC title game.
    • Buffalo (12-3) and Kansas City (13-3) both lose + Cincinnati (11-4) wins + the AFC title game is either Bills-Chiefs or Bengals-Chiefs.

    When is The 2023 AFC Championship Game Being Played?

    The AFC Championship game is set for Sunday, January 29, 2023, in either Buffalo, Kansas City or Atlanta.

    The need for a neutral site arose after the Cincinnati Bengals vs. Buffalo game was canceled following the on-field collapse of Damar Hamblin.

    In a news release, the NFL said, “If the Ravens (10-6) defeat Cincinnati in Week 18 and the Chargers (10-6) beat the Denver Broncos, and if Baltimore and Cincinnati are scheduled to play a wild-card game against one another, the site for that game would be determined by a coin toss. If Cincinnati wins the Week 18 game or if Baltimore and Cincinnati are not scheduled to play one another in the wild-card round, the game sites would be determined by the regular scheduling procedures.”

    “We believe this is a focused approach that will only affect four teams, and directly address the potential for competitive inequity resulting from 30 teams playing 17 games and two playing 16 games,” Goodell said during a Friday conference call. “It was critical for the owners to vote today so that clubs know going into this weekend what they’re playing for.”

    Final Words

    The NFL playoffs begin this weekend with the wildcard round.

    When it comes to sports and exercise, you should always make time. That’s why AtlantaFi.com wants to help you with your journey. Check out how to make a home gym  for cheap and even lose pounds in a hurry.
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  • cheap gas prices in Atlanta

    Cheapest Gas Prices In Atlanta: Gas Station, Address, Info

    3 Min Read

    Gas prices have dipped a bit after increasing over the last month in Georgia and across the nation. In Atlanta, you can find some good gas prices if you know where to look.

    As of this writing, the average gas price in Georgia was $2.87 a gallon for regular, according to AAA.

    Wondering where can you find the cheapest gas in Atlanta? This article will show you the lowest gas prices we’ve found in Atlanta. We keep this article updated, so you can trust that these prices are current. 

    How Much Is A Gallon Of Gas In Atlanta, Georgia Right Now?

    Here in Atlanta, Georgia, gas prices are averaging just above $4.00 a gallon right now. according to data from Gas Buddy. The lowest we’ve seen is $3.25 a gallon in Duluth, which is northwest of Atlanta. If prices are going up, you need to take advantage of the current prices and put something in your tank. If you have a vehicle, especially a huge gas guzzler, you should go to the gas station and fuel up. You’re going to save a lot of money.

    Map: Where Is Cheap Gas Near You?

    The cheapest gas I’ve seen is at these Atlanta gas stations:

    Gas StationLocationPrice Per Gallon
    Chevron1495 Duluth Hwy,
    Lawrenceville, GA
    $2.47
    Costco1550 Mall of Georgia Blvd,
    Buford, GA
    $2.49
    BP2139 Main Street, East Point, GA. 30344$2.98
    Texaco3155 Camp Creek Pkwy
    East Point, GA
    $3.10
    RaceTrac120 Piedmont Ave Ne
    Atlanta, GA
    $3.35
    Shell350 Moreland Ave NE
    Atlanta, GA
    $3.15
    Chevron1079 North Ave NE
    Atlanta, GA
    $3.39
    UFO340 Whitehall St, SWAtlanta, Ga.$3.00
    To save time, you can use Google to find cheap gas. Visit this link to find cheap gas near you.

    3 Ways To Save Money On Gas

    If you’re wondering what it takes to save money on gas, here are three suggestions you can put to good use.

    Use a Gas App

    There are several apps on Android and in the Apple Store. Here are the best apps to use:

    Pay With Cash

    You might not know it, but it’s cheaper to buy gasoline when you pay with cash. When you use a credit card, you will be hit with a credit surcharge.

    Many gas station operators tack on a fee to process your credit card, which is why the fuel costs will be higher. To get a gas station’s advertised price, pay for gas with cash money!

    Join A Rewards Program

    Another say to save on gas money is to join the rewards program of a gas station near you. Some of the top gas station reward programs include BP, RaceTrac and Shell, which gives you points you can redeem for things like food and gas.

    Last Words

    Some people are convinced that they have to spend more money on premium fuel because their car runs better on it, but that’s not the case for most vehicles! How can you find out for sure? Pull out the owner’s manual. If it says that premium gasoline is recommended, then by all means please use that. The truth is that cheap gas may work find for your vehicle. The type of gas you use will affect your engine’s performance and fuel economy, so always follow what’s written in your car’s manual. Interested in other ways to save or make money? Check out our Money Section:

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  • Why you shouldn't shop online with your debit card

    Why You Shouldn’t Use Your Debit Card In 2023

    4 Min Read

    One thing you can bet on is that you’re going to run across a lot of things to buy this year, from food to smart TVs and other devices. How you pay for those things will be very important.

    In this article, we’re going to talk about why you should stop using your debit card to pay for things online.

    But first, let’s go over the scenario: You shop online or run inside the grocery store to pick up a few things and at checkout, you pull out your debit card and proceed to swipe — but here’s why you shouldn’t.

    Why You Should Never Use A Debit Card

    For starters, hackers are actively trying to get your money, especially if you store it on websites and other places that may be high risk.

    • It’s Harder To Get Refunds: If you’re in the habit of paying for things you buy online with a debit card, it may take you much longer — if ever — to get your money back if there’s a problem.
    • Debit Cards Don’t Protect You From Fraud: Credit cards have more fraud protections than debit cards. That’s not to say that debit cards are useless, but if you’ve been defrauded, your money’s usually gone.

    To help you understand the distinctions between the two, let’s look at credit cards and debits cards for what they are and how they differ.

    What’s The Difference Between A Debit Card And Credit Card?

    Debit cards and credit cards are two entirely different forms of payment. The only similarities they have are that they’re both plastic cards.

    What Is A Credit Card?

    A credit card allows you to borrow money directly from your bank. When you swipe your credit card, you automatically create an account balance that you should pay at the end of the month.

    A credit card is backed by the bank or card issuer. That means they have many safeguards in place to protect their product, and you — the cardholder — benefit from that.

    What Is A Debit Card?

    A debit card is a card that allows you to spend money from your bank account. The amount that is deposited into your account is how much purchasing power you have at any given time.

    One convenience of a debit card is that you can access money practically from anywhere by using an ATM. 

    Is It Bad To Use A Debit Card?

    Generally, when making purchases you have more protections with a credit card rather than a debit card. For instance, if you get swindled due to buying a defective product, a credit card issuer typically will refund you the money even before it recoups it from the product seller.

    On the other hand, if you use a debit card to buy a defective product, that money is generally not refundable. The bank doesn’t have any incentive to fight for your money.

    Bottom Line

    It seems like every week there’s another data breaches or cybersecurity incident. It’s a wonder that more people aren’t afraid to pay online with a debit card. 

    It seems like every week there’s another data breaches or cybersecurity incident. It’s a wonder that more people aren’t afraid to pay online with a debit card. 

    So the next time you shop at an online store, remember to pull out your credit card, not your debit card. 

    Again, this is not to say that debit cards serve no purpose, but remember that they only have as much power as what you have in your account.

    A credit card, on the other hand, has the card issuer on the hook as well, so they have protections built in to safeguard their investment as well as yours.

    Interested in other ways to save or make money? Check out our Money Section:

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